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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

Best Ins we have had

Metlife has been by far the best pet insurance we have had. Very prompt with doing claims and payout. The only thing I don't like is the APP you can't see certain things on it but when you call them they answer all your questions and are great. I have 3 dogs on it and another one soon.
  • INSURER: MetLife
  • VETERINARIAN: Dr. David Nickel's Animal Hospital
  • POSTED: 08/31/2024
  • BY: Valerie
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 4 - 6

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1

out of 5

Poor Service

They obviously have issues with paying claims. Delays, delays, delays and then say they get no response from Vet.
  • INSURER: Pets Best
  • POSTED: 08/19/2024
  • BY: Lou
  • BREED: Bagle
  • AGE OF PET: 4 - 6

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2

out of 5

Customer service

I have found it difficult to get claims processed for multiple reasons. In 2 years time they have paid one claim. Today's customer service representative belittled my veterinarian which upset me. Then she hung up on me. So, on top of a sick pet this was what I had to deal with.
  • INSURER: Pets Best
  • POSTED: 08/19/2024
  • BY: Lisa
  • BREED: Corgi
  • AGE OF PET: 0 - 3

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1

out of 5

Will not pay claims

I got everything they asked for from the vet and several times I sent it to them it was never enough
  • INSURER: Healthy Paws
  • POSTED: 04/11/2024
  • BY: George
  • BREED: Jack Russell Terrier
  • AGE OF PET: 0 - 3
1 comments

POSTED: | BY: The Healthy Paws Team

George - As per the policy we do require medical records for all enrolled pets in order to process claims, including a copy of the required enrollment examination. Once full records are received (typically we ask for them when you file your first few claims) we will keep them on file for future claims processing. The records you provided were line item records. These do not note any detailed information about the visits and cannot be used for processing. If we receive the needed documentation, we can process your claim.

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5

out of 5

Very helpful

I am very glad to have Lemonade so that I can have the best care for my beloved puppy. They are very friendly, professional and helpful. It was a little unclear what was covered and what was needed for our initial exam… but overall the experience was great. I highly recommend them!
  • INSURER: Lemonade
  • VETERINARIAN: Crossgates Veternary
  • POSTED: 05/30/2023
  • BY: Peyton
  • BREED: Mixed Breed Large (Over 75lb)
  • AGE OF PET: 4 - 6

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5

out of 5

Verified

Great customer service and rapid payments

Great customer service and rapid payments
  • INSURER: Trupanion
  • POSTED: 05/03/2023
  • BY: Kristyn
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 4 - 6

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5

out of 5

Verified

Anything for my guys

Always a good experience
  • INSURER: Trupanion
  • POSTED: 04/12/2023
  • BY: Erika
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Simply the best!

I train and depend on Service Dogs. When they are sick their human partner suffers. EMBRACE pet insurance is the best out there....all of my 10 Labs are insured and bills exceeding 10k were paid without question..90% $200 deductible. I will never have a dog without Embrace pet insurance. Its my promise to the canines that make life possible!
  • INSURER: Embrace
  • POSTED: 03/31/2023
  • BY: Davis
  • BREED: Labrador Retriever (Yellow)
  • AGE OF PET: 4 - 6

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1

out of 5

HEALTH INSURER DOESNT PAY THE VET REALLY?

OMG! How dare a so called HEALTH INSURER not pay the doctor/ Veterinarian visit fee!! THe first thing you should do if you love your pet is run to your vet if your loved one is sick...Your child should go to the doctor. A company that discourages you from doing so cant possibly have your pets welfare in mind! Logical right? Many people struggle to pay health insurance premiums and dont have extra money to pay a vet. SO the pet doesnt go to the vet and Healthy Paws doesnt pay. GO FIGURE! Also Healthy Paws was sued on a class action basis. Once your pet has a PREEXISTING condition youre stuck. Healthy Paws raises rates...BOOM. If you love your pet...RUN AWAY DONT SUPPORT THIS COMPANY!!
  • INSURER: Healthy Paws
  • POSTED: 03/31/2023
  • BY: Dave
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10
1 comments

POSTED: | BY: Healthy Paws Customer Service

Dave, We're sorry that you were not satisfied with your plan. We do our best to be transparent throughout our website, during the enrollment process and in the plan documents available to each client in their online Healthy Paws account regarding the limited exclusions of our plan. Those exclusions are pre-existing conditions, preventative/routine care and the office visit fee (vet exam, emergency exam, recheck or consultation). Anyone visiting our website can see this information on our “Benefits, Coverage and Exclusions” page. By making the office visit fee (vet exam, emergency exam, recheck or consultation) part of the pet parent's financial responsibility, it allows us to offer a complete accident and illness plan.at an affordable monthly premium.

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5

out of 5

Verified

Enrollment experience

Easy and non time consuming
  • INSURER: Trupanion
  • POSTED: 03/18/2023
  • BY: Janet
  • BREED: Mixed breed
  • AGE OF PET: 0 - 3

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