2024 Best Pet Insurance by State: Find the Best Plans

Find the best pet insurance policy in just a few simple mouse clicks

Simply select your state from the dropdown menu to learn what coverage is available for your furry friend. From that page you can click on individual providers to learn more about coverage offered as well as read honest reviews from real pet parents just like you.

Pet insurance can help reduce financial stress when your pet falls ill or gets injured, but insurance options and prices can vary significantly by state. Understanding the most affordable pet insurance plans available in your state ensures that you can find the best protection for your pet without breaking the bank.

How to Choose Affordable Pet Insurance

When selecting affordable pet insurance, consider the following factors:

  1. Coverage: Ensure the plan covers accidents, illnesses, routine check-ups, and preventive care.
  2. Deductibles: Understand the annual or per-claim deductibles you need to pay.
  3. Reimbursement Rates: Most insurers reimburse a percentage of the costs, typically between 70% and 90%.
  4. Exclusions: Carefully read the policy to understand what conditions and treatments are not covered.

Choosing affordable pet insurance requires careful consideration of various factors, including price, coverage, and customer reviews. By thoroughly comparing options available in different states, you can find the best insurance plan for you and your pet, ensuring they receive the best medical care when needed.

Pet Insurance Provider Reviews 2024

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

Provider Rating Reviews
Embrace
4.9 out of 5
Healthy Paws
4.9 out of 5
Trupanion
4.9 out of 5
Fetch
4.9 out of 5
Lemonade
4.9 out of 5
Nationwide
4.8 out of 5
Prudent Pet
4.8 out of 5
Hartville
4.7 out of 5
Spot
4.6 out of 5
ManyPets
4.6 out of 5
Pumpkin
4.6 out of 5
ASPCA
4.5 out of 5
PetPartners
4.5 out of 5
AKC
4.4 out of 5
Pets Best
4.3 out of 5
Figo
4.2 out of 5
MetLife
4.0 out of 5
Fetch Canada
4.9 out of 5
Furkin
4.9 out of 5
Trupanion Canada
4.8 out of 5
Spot Canada
4.8 out of 5
PHI Direct
4.5 out of 5
Pets Plus Us
4.1 out of 5
Pet Assure
4.3 out of 5