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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 5

Terrible

Avoid at all cost

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1

out of 5

Keep Looking "Pets Best" is not the Best

I have had the same insurance for my wonderful dog for his whole life. "Pets Best" insurance leaves a lot to be desired, the application does not work at it should and you will need to use the website for any clams. The option to contact the company by phone means waiting for hours with no response. I have a healthy dog but even the yearly appointments are not fully covered. Keep looking you can find better the "Pets Best."
  • INSURER: Pets Best
  • POSTED: 09/26/2024
  • BY: Jenna
  • BREED: Rat Terrier
  • AGE OF PET: 4 - 6

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2

out of 5

certainly not the best

total harrassment of a claim I filed, the company had processed the same type of claim before. they now wanted every single piece of paper from the clinic we use The last claim, which they had also paid before took 2 1/2 months to process Not the best!!
  • INSURER: Pets Best
  • POSTED: 09/26/2024
  • BY: stormi
  • BREED: Labrador Retriever (Black)
  • AGE OF PET: 7 - 10

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2

out of 5

TERRIBLE

continued harrassment over material I had already submitted, asked for MORE ridiculous!!!~!
  • INSURER: Pets Best
  • VETERINARIAN: Sun Valley Animal
  • POSTED: 12/23/2023
  • BY: stormi
  • BREED: Labrador Retriever (Black)
  • AGE OF PET: 7 - 10

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1

out of 5

BEWARE—Total Rip Off

We’ve had HP for 7 years…never filed a claim. We filed a claim recently for allergy treatment. Rejected initially as a “wellness visit”. Revisited after I complained. One week later premium increased from 250 to 550 a month.
  • INSURER: Healthy Paws
  • POSTED: 07/22/2023
  • BY: Shirley
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 7 - 10
1 comments

POSTED: | BY: Healthy Paws Customer Service

Shirley - We truly appreciate you being part of the Healthy Paws family for over 7 years. We're glad that out team was able to correct the error and process your claim. Annual reprices are scheduled once a year on the policy's anniversary date for all policyholders and insurance regulations require that we send out a notice to our clients whenever there is a plan change. It was coincidence that you received the plan update email after your claim was processed. We understand your concern and would be happy to review your account and discuss your pending premium increase with you in greater detail. Please call us at (855) 898-8991 and we will gladly answer any questions you have regarding the factors that went into your premium increase.

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2

out of 5

Always a catch

I’ve had this insurance for one of my dogs for years. They don’t pay for exams yet their premiums are no different than other insurance companies. They refused to pay a claim stating it was wellness that I submitted as there was a possibility of parasites again. I filed an appeal and they still refused. I’m just not sure pet insurance is worth it anymore. They always find a way to deny claims. I would not recommend this company.
  • INSURER: Healthy Paws
  • POSTED: 07/10/2023
  • BY: Sharlene
  • BREED: Samoyed
  • AGE OF PET: 7 - 10
1 comments

POSTED: | BY: Healthy Paws Customer Service

We’re sorry for any confusion with your claim. Your claim was denied under the wellness exclusion. Since the invoice only noted a parasite exam without any medication, without clarification it appeared to be wellness related. A member of our Customer Care Team replied to your email on 7/10 noting that if you would like to have the claim reviewed, we would need medical records from that visit. We never received a response, nor were records submitted. As such an appeal case was not started. We are happy to take a second look at this claim for you if you simply provide either the date of service examination notes for the test or a letter of clarification from your veterinarian. The examination fee is a plan exclusion and as such is not eligible for coverage. We strive to be completely transparent about this exclusion and our entire policy. Information about this is available prior to and after enrollment via the Frequently Asked Questions on our website and in our online sample policy.

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2

out of 5

Used to be decent

I’ve had Pets Best for many years with my dogs. They always processed their claims within 10 days. Now it takes about 39 days to process claims. They claim approval rate isn’t bad but the turn around time is unacceptable. Avoid if you can
  • INSURER: Pets Best
  • POSTED: 07/10/2023
  • BY: Sharlene
  • BREED: Samoyed
  • AGE OF PET: 4 - 6

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5

out of 5

Verified

Great explanation in full detail

I was happy on how well the agent explained everything in full detail to me
  • INSURER: Trupanion
  • POSTED: 06/10/2023
  • BY: Deann
  • BREED: Mixed breed
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Because Trupanion has changed in my opinion claims taking to long refused claim because puppy had problem 3 days prior to the 30 day period .

Because Trupanion has changed in my opinion, claims taking to long , refused claim because puppy had problem 3 days prior to the 30 day period .
  • INSURER: Trupanion
  • POSTED: 05/19/2023
  • BY: Mary
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Service provided my customer service agent was fantastic!

Service provided my customer service agent was fantastic! Everyone that I have had the pleasure of dealing with on this question and prior questions have always been very helpful and friendly.
  • INSURER: Trupanion
  • POSTED: 05/17/2023
  • BY: Richard(Rick)
  • BREED: Mixed breed
  • AGE OF PET: 4 - 6

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