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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Verified

Suberb Provider

Dear Trupanion You provide an excellent service to pet owners and of course their loved pets.You are Tru to all the care provisions stipulated in your documents-a rare experience.Not only are your coverages very fair but your reimbursements are extremely prompt. Congratulations to a superb team. Nino Fernandez
  • INSURER: Trupanion
  • VETERINARIAN: Kleoffer Veterinary
  • POSTED: 02/09/2024
  • BY: Nino
  • BREED: Havanese
  • AGE OF PET: Over 11 years

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5

out of 5

Nationwide review

I have had Nationwide for years. It has helped with some very expensive vet bills. Peace of mind
  • INSURER: Nationwide
  • POSTED: 02/08/2024
  • BY: Nancy
  • BREED: Bichon Frise
  • AGE OF PET: Over 11 years

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5

out of 5

Verified

Love Love Love Trupanion

Trupanion Pet Insurance is a God's Sent. They have saved our Lexie about 10 times. All I can say I Love , Love Trupanion ,
  • INSURER: Trupanion
  • VETERINARIAN: Animal Hospital Of Regency Park
  • POSTED: 01/31/2024
  • BY: Linda
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Ms.

I have been so happy with Met Life. It's easy to submit a claim and it is processed quickly. The emails from them explain the payment and how the claim was processed. I got this insurance when I adopted a 13 year old kitty from the shelter in March 2020. She developed a lot of issues and needed daily medications. I just had to put her to sleep the 2nd of January. A very sad day. I received a beautiful card from Met Life. They are very caring staff. I can't say enough good things about them.
  • INSURER: MetLife
  • VETERINARIAN: BVH Bonita Vet Hospital
  • POSTED: 01/27/2024
  • BY: JUDI
  • BREED: American Shorthair
  • AGE OF PET: Over 11 years

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1

out of 5

Fetch by the dodo promises not kept

I had four Senior dogs. I started out with an annual deductible but for some reason it turned into a per condition deductible after underwriters were changed I complained but I let it go. Then one of my babies was misdiagnosed and it took three vets to figure out that she had a tumor on her spleen which was taken out and fetch did pay all the claims which I was grateful for because I had unlimited annual limit so I felt comfortable with submitting claims. When renewal arrived Tinker's policy was downgraded by 50%. No longer did I have unlimited I had a $15,000 annual limit $500 per condition deductible and only 70% reimbursement. No explanation just a congratulations your policy has been renewed but changed .Tinker died 2 months later.After tinker's death I have been very careful about putting claims and nervous every time renewal comes around .So this year I decided to only put claims in for regular chronic treatments acupuncture and cold lazer and nothing else. I emailed fetch eight times during the year asking if I was within the limits and if they could tell me the formula for downgrading -no response. So I called up December 11th and spoke personally to an agent asking them to look at the three policies I was told by the agent that all the policies were good and that there would be no changes for renewal I did not have to worry or consider downgrading their policies myself which I would have done to avoid downgrading. I was relieved , however; January 16th came around and I received an email and lo and behold one of my pups policies was downgraded! Once again congratulations but no explanation and a number to call if I wanted to discuss my options the number was an auto nation's parts department number! I called the next day and was told matter of factly suck it up or cancel the policy there was nothing that can be done there was no financial ombudsman to call or speak to no review department nothing. I asked to speak to supervisor and I inquired the chances of her policy being downgraded even more if I use it like I used it 2023 he told me he did not know that was not his department but yet he was the supervisor .He kept on repeating cost to loss ratio her premiums were low that's why she was downgraded thing I can do. But we kept the $25,000 limit annual limit which means nothing because if I use it they will downgrade me. I had unlimited on tinker and I was still downgraded so they are annual limits mean nothing. Her premiums are now even lower than they were before so the risk of downgrading is even greater if I use the strategy I used last year of just using it for acupuncture and cold laser. So I am warning pet parents if you use the insurance for claims to save your dogs or cats life be prepared that next year your policy is going to be double or quadruple like it was mine or be downgraded.I paid almost $11,000 last year for pet insurance for my three dogs who I love with all my heart and I was rewarded by a kick in the butt. Oh yes! They did renew my two older dogs because I pay $4,000 each for them. But that's no promise that next year if I use it they will downgrade them too when they need it the most.
  • INSURER: Fetch
  • POSTED: 01/22/2024
  • BY: Lori
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: Over 11 years

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4

out of 5

Verified

Rising Premiums but So Far Good Coverage

I was incredibly frustrated recently due to seeing my premium rise in cost in rapid succession, especially after moving to Ft Lauderdale. I never thought my pet insurance would reach car payment status, and I’ve been a loyal customer since 2017. I want to love TRUPANION and they recently did pay a good portion of my last vet bill, but I honestly have no other insurance company to compare it to, and I think all pet owners would pretty much do anything for their pets. I believe the real reason of rising premiums is the amount of people that have recently become pet owners due to Covid, and they’re taking advantage because they know people have no choice but to have the insurance, and if that’s the case, why not boost the price while we’re at it because we have to pay more people to process your insurance money. With all that being said, TRUPANION is by far one of the easiest companies to work with, the least hassle I’ve ever had with claims processing and responses from any company, and they have covered a good portion of my claim requests considering my pet has chronic ear infections and bad allergies. I would definitely recommend TRUPANION due to the coverage, but I’d definitely make sure it fits your budget, because they don’t tell you when they’re raising the cost of your premiums, they just do it!
  • INSURER: Trupanion
  • VETERINARIAN: Advanced Veterinary Dermatology
  • POSTED: 01/21/2024
  • BY: Nino
  • BREED: Cocker Spaniel
  • AGE OF PET: 4 - 6

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5

out of 5

Easy and Fast

Uploading claims is quick and easy, just snap a photo of the invoice and click submit claim. My claims are usually reimbursed within a week. Best choice I made for all three of my furkids.
  • INSURER: Nationwide
  • POSTED: 01/18/2024
  • BY: Marion
  • BREED: Peke-poo
  • AGE OF PET: 4 - 6

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5

out of 5

It was good

Pretty easy, a bit difficult to understand but not that difficult.
  • INSURER: Lemonade
  • POSTED: 01/10/2024
  • BY: raymond
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 4 - 6

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5

out of 5

Highly Recommend

My baby Duke was a gift from my deceased cousin. When I started looking for pet insurance, the options were overwhelming. I stumbled across an instagramer with several Frenchie's who have health issues and they highly recommended Healthy Paws. Duke has a lot of the typical French bulldog characteristics, from IVDD to IBD so it's safe to say we have a lot of vet bills. Is Healthy Paws pricer than competitors, yes. But what Healthy Paws offers that its competitors do not are fast pay outs and reliability. You get what you pay for, and I can rest assure that we are in good hands whenever Duke goes to the vet. Thanks to Healthy Paws I have one less thing to worry about and that is priceless. HIGHLY RECOMMEND - you get what you pay for and Healthy Paws is 5 Stars!
  • INSURER: Healthy Paws
  • POSTED: 12/28/2023
  • BY: Katya
  • BREED: French Bulldog
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Thank you, from Willow Rose & family

Thank you so much for always providing great insurance coverage for our Willow Rose as you also did for our Angel Max. Happy holidays and happy new year from the Larvenz/Woodward family.
  • INSURER: Trupanion
  • VETERINARIAN: Ramblewood Animal Hospital
  • POSTED: 12/18/2023
  • BY: Bette
  • BREED: Siamese
  • AGE OF PET: 0 - 3

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