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I have been an Embrace policy holder for the last 4 years, and I have policies on both of my Bernese Mountain Dogs. While I will admit it is not "cheap" to insure two large dogs, as there are "cheaper" policies out there...I have found Embrace to be the best value long-term. I have set my policies so that Embrace pays approx. 80% of accident/surgical costs, as well as I have purchased the optional "Wellness" plan for both dogs. The cost of tick/flea prevention alone, which is covered, equals the cost of the wellness plans; let alone regular checkups and shots...so while I do not recoup "everything" for routine wellness, I DEFINITELY get my money back on the wellness issue. I have found the customer support to be excellent and immediately responsive. I submit my claims electronically and can count on receiving a reimbursement check within two weeks. I have yet to be "asked any questions" as to any claim I've submitted, (always with veterinary supportive documentation). The "major" reason I am staying with Embrace is, unfortunately, that Berners are extremely susceptible to various cancers, and Embrace will continue to cover those serious expenses at 80% when the time comes. I did not have pet insurance for my first Berner and the costs of fighting his cancer exceeded $9000, so I learned my lesson, so to speak. So...I signed my dogs up as puppies and will continue their coverage for their lives. I can say this insurance has more than paid for itself on an annual basis. Understand, you cannot just "sign up" your pet "when" they get old or sick...you need to do it, as with humans, when they are young and healthy.

Lisa presented allergy in the skin. She was treated and then received 2 Allergy vaccines. She will need another vaccine if the allergy comes back if not she is ok.

I love my dogs like I love my children! When my kids are sick, I take them the doctor and very rarely worry about the cost. But when my dogs get sick there is always that sinking feeling of how much is the vet going to cost this time. When I looked at Nationwide insurance the cost seemed a little high, and it is true, in a year where they don't get sick at all, I will pay more for the insurance than I do for vet care. However already this year Nationwide has saved me on 2 of my 3 dogs. One of my puppies developed an abscess on the top of her head. This required two procedures in the office and a few rounds of antibiotics to take care of. Nationwide reimbursed my expenses for all of it (less 10%). I was able to take her to the doctor and when they gave me the quote I could just say "Yes, do it" without worry because Nationwide had my back. My other baby has developed allergy issues and just recently had an ear infection. Again, Nationwide QUICKLY reimbursed my expenses for all of his visits. I can't even think how stressful all of this would have been without the excellent coverage they provide!

I'm so glad I have Nationwide Pet Insurance. The service is great and the agents are knowledgeable and very friendly. Thank you.

This is the first year I've had pet insurance, and I've used it twice. Once was for his yearly check-up, shots, and meds. The other was for an accidental face plant he had in the street when chasing a rabbit. I was content with the amount Nationwide paid on both claims. I'm a satisfied customer.

We are so glad we decided to get health insurance for our pet. Nationwide has been nothing but wonderful and our claims are paid fairly and within a relatively short time. We opted for the top, whole coverage plan and have had absolutely no problems at all. I’m glad I researched pet insurers and decided to go with Nationwide. With them, the saying is definitely true... you get what you pay for.

I knew when my little girl came down with a bad UTI things would be ok. Thanks to having Embrace Insurance I know that my girl can get whatever treatment she may need. This claim was processed extremely fast. If you are thinking about get insurance for your furry children I recommend Embrace.

Embrace took a huge burden off my shoulders the reimbursement process was very quick no fuss no questions they just paid the huge bill associated with a broker paw

I've had 2 other insurances for my pets, but the processing of each claim was very slow. Pets best was much quicker, 1 week . I'm very happy with the service. Also, to expedite your claim, have the vet include the chart note from the visit.

Our standard poodle has had pneumonia twice in the last year. He fine now but repeated X-rays can become quite costly. There was no problem having both illnesses covered by Embrace. Quick approval and quick payment