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It was nice not worrying about such a large vet bill. Getting the reimbursement was a great help in taking care of my dog properly.

I love having Embrace Insurance for my baby. I've had it since she was 7 months old and it has been a blessing for the few expensive Vet visits we've had.

I have had this insurance for over 10 years on my dog. Even though we have maxed out some years on reimbursements, ASPCA continues to cover Sparky and the annual rates do not increase too much. I am more than happy with the service I receive.

I always know what's going on with my claim and I they never backed out of the coverage, very transparent. I got my dog from a shelter, so I don't know exactly how old he is but he is approx. 10 years old by now and we already went through two main issues: bladder stone removal surgery and he fell off the stairs (so, x-rays, blood work, etc..). While my deductible is pretty high it still worth it.

This was the first time submitting a claim (or 3) and I was very worried at first about it being denied or taking forever and having to fight with it after all the horror stories I've heard regarding pet insurance, but none of this was the case. Claim was easy to send, paid in a timely manner and eob's/claim progress were easy to follow.

I live in a city and state with high veterinary costs, and have two older dogs. Having Embrace has been hugely helpful in containing the costs of our vet bills. My claims are covered promptly, and their customer service reps have worked with me to find ways to reduce my monthly payments by changing deductibles, automatic payments, etc. I'm really happy with Embrace.

Reimbursement is easy and quick. Everyone is so helpful and friendly. They truly do care. Wonderful people and wonderful insurance. I have no complaints. They are fantastic!

I would recommend this insurance to anyone who owns a pet

We could not be more thrilled with our choice to cover our dogs through nationwide. The response and turnaround is quick and there have been 0 issues.

My Sebastian had to have emergency surgery to remove a gastrointestinal obstruction. I have read how insurance companies can flake out on you when you have to use the purchased policy. I had never dealt with this before however i knew that my baby had to be treated even if i was uncertain of the outcome of reimbursement. Once all visits were completed and final bill was received and paid i sent the claim in for reimbursement. I would say to any owner filing to always send in the medical records from all Dr's as well as itemized billing with paid statements . The way that my Dr. billed was confusing but Nationwide was very patient, they listened and worked through the break down of the bill with me. Nationwide kept their word and was totally on my side and quickly ( Within 30 days) reimbursed according to policy guidelines . I am very happy to have this policy and they have a customer for life, or as long as i can afford it! Hahhahahaha. Thanks a bunch team, you are the best!