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Adopted my puppy last February at just under a year old as a rescue from the Texas hurricane last summer. Heartworm testing was negative when I got her, but turned positive soon afterwards in spite of HeartGuard. The vet thought she could have been infected in Texas but with a longer than usual time for antigen positivity to develop. Anyway, the treatment takes months and isn't cheap so I was happy that the portions of my vet bills treating this disease are being applied to my deductible. It took a little time as the vet didn't write Heartworm Disease on the claims form but everything turned out OK in the end and the Embrace staff were very kind and helpful.

We tried another popular insurance plan but Nationwide has the best rates and coverage. Never a problem with our claims and they have been very responsive to any issues that popped up. Just signed up our new puppy so he'll be covered in the future, too!

Every claim is researched and if meets the criterion under the insurance it is paid abruptly. Their extremely fair and I can not say anything that I wasn't absolutely satisfied . They pay quickly and accurately !

We love it, is a life saver at mean literally we recomend all our friends, easy to answer all your answer and always helping you with any questions you have.. thanks

Great service.

Efficient and professional!

Speedy and flawless experience.

Prompt courteous service

Always provide prompt payment

Quick response to my questions and claims.