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We have had too many issues with our puppy who just turned one year old. Who would've thought he would have knee problems that required surgery and medication! And who would have thought he'd ingest part of his cone (numerous times) he had to wear while recovering. Luckily, we were smart enough to insure him with Healthy Paws Insurance. The coverage was great and the claims were processed so fast we couldn't believe it. Healthy Paws gives us the piece of mind when something unexpected happens. Best pet insurance plan ever!

My Kobie became very I'll with diarrhea and commuting and I took him to the animal ER. The total bill was $402 and after my deductible of $50, Trupanion sent a check in the amount of $250 to cover a good percentage of the bill. Everything that isn't a pre-existing condition is generally covered! The only thing that isn't covered is the office visit fees and the 10% that is required (the policy is 90/10 coverage). I'm happy with the outcome and feel that this is the best insurance provider I could find :-) I have filed 3 claims and all have been taken care of efficiently!

My Kobie became very I'll with diarrhea and commuting and I took him to the animal ER. The total bill was $402 and after my deductible of $50, Trupanion sent a check in the amount of $250 to cover a good percentage of the bill. Everything that isn't a pre-existing condition is generally covered! The only thing that isn't covered is the office visit fees and the 10% that is required (the policy is 90/10 coverage). I'm happy with the outcome and feel that this is the best insurance provider I could find :-) I have filed 3 claims and all have been taken care of efficiently!

Embrace has done a great job with insurance claims. My dog had a scary encounter with a raccoon last year, and then a foot injury recently, and they paid the claims right away. Their customer service is execellent. I was very impressed that they followed up on my emailed questions right away. Embrace is worth every penny!

I was skeptical about getting insurance for my new baby shih tzu.Embrace has made it so easy and given me peace of mind knowing she is being taken care of! My claim was easy to find,and they emailed me right away with their response.They cover exactly what they say they will,and there is not any question now that I made the right choice with Embrace!

Thankfully, I've never had to submit an injury or illness claim, so I can't speak for that, but Embrace is very quick about processing wellness claims!

We have had Embrace insurance for two pets for almost a year now, and have been totally satisfied in the claims service that we have received. The claims process is very easy and the claims representatives are friendly and proactively keep you informed on the status of your claim. Claims are processed quickly and accurately. I appreciate the service that I have received with Embrace insurance.

Our Vizsla was diagnosed with IMHA (blood disorder) @ 5+ yrs. old. He went downhill very fast so we took him to Iowa State Llloyd Vet. School. They were great. He wasn't responding to the 8 blood transfusions. After 3 weeks, his spleen was removed and he turned the corner...so we thought. Biopsies came back and it showed that he had cancer of the worst kind. This is the part to be wary of. Initially pets Best covered this as IMHA and in most cases, the dog would not have survived long enough to know that he had cancer. Instead, due to the great dedication (ours and Lloyd Vets) he survived to find he also had cancer. Even though I and the Doctors have sighted a dozen studies which show you can have cancer and not have IMHA, or vice versa (they are 2 separate and distinct diseases) they chose to lump them together and cover it as one. Kind of like saying the flat tire in your car caused your engine to quit working. It is due to this, I can not recommend them. I have had VPI early on when they were just about the only game in town years ago. We switched to Pets Best and were happy with them until a disastrous issue like ours came up. But that's why you have insurance...for the unexpected and they weren't there for us. Now, I will seek insurers who have no maximums such as Healthy Paws in Seattle.

I really cannot say enough good things about this company. I have had previous pet insurance and Healthy Paws is hands down the best out there. I love my pets so much and Healthy Paws is with me all the way when they are in need of medical care. Let's be honest, when our furry ones get ill and need medical care, the emotional toll it takes on us is almost unbearable and then the financials come into play and that could make you have a meltdown. Not with Healthy Paws. They cover what they say they will cover. I have only been with this company for a year and one of my dogs (I have four) has been having issue after issue, heart issues, lung tumors, chronic allergies, eating foreign objects and Healthy Paws came through every time. You are talking thousands! Do not think twice! Do not go with anyone else! There is fine print in their policies. Thus, I have learned. Don't make my mistake! HEALTHY PAWS ALL THE WAY BABY! My furry family things so too! :)

we researched a lot of companies before selecting embrace and so far I am very happy with the coverage and service. Our dog has broken his foot and had hypothyroid testing since we purchased the policy. Both conditions were covered. I also appreciate the great customer service we have had when dealing with embrace.