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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

So far so good

I've had ASPCA pet insurance for about 6 months now. I've taken my French Bulldog for 2 separate issues. An eye infection and wart that had grown on her back leg. Both issues were re-imbursed as promised. Claims were processed within a reasonable time frame. It was very nice to be able to view the status of these online. also nice was that my vet filed the claim and any issues were handled between my vet and ASPCA. Didnt have to put any of my time on the phone etc.
  • INSURER: ASPCA
  • POSTED: 01/23/2013
  • BY: Juan
  • BREED: French Bulldog
  • AGE OF PET: 7 - 10

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5

out of 5

Great Claim Processing

I signed up both of my dogs with Healthy Paws in 2012. Their rates are not the cheapest ($55/month for 9 y/o maltese), but their coverage is great and their claims process is excellent. We have 90% coverage and $100 deductible for our maltese. She got Pancreatitis and was in a lot of pain. We took her to our general vet in Jersey City who referred us to the Blue Pearl in Manhattan. Vet services are significantly more expensive in the NYC metro area. She was admitted for 1 night in ICU and 1 night in general boarding. She had all kinds of ultrasounds, medicines and 24 hour supervision. After all was said and done and she was all better, our bills came out to $3551.00. Healthy Paws reimbursed us $2856.06 or 80%. This is below the 90% coverage that we have, but it is factoring in deductibles and things that are not covered, which were only the exam fees. Everything else was covered. We had to send in all of our pets vet history when we were setting up the policy. That was the only difficult thing we had to do. Once the claim was submitted, we had it approved the next day and check was received a few days later. Super fast. Knowing that services are significantly more expensive where we live vs. somewhere in the midwest, my wife and I were expecting for the 90% coverage to be that of a national average or something of that sort, but that was not case. They reimbursed from our submitted invoices. I looked up the coverage on the insurance offered through my employer (Yes
  • INSURER: Healthy Paws
  • POSTED: 01/22/2013
  • BY: Daisy
  • BREED: Maltese
  • AGE OF PET: Over 11 years

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5

out of 5

Terrific company.

They are great! I wish all my other insurance was as good as Trupanion is for my dog.
  • INSURER: Trupanion
  • POSTED: 01/19/2013
  • BY: LMW
  • BREED: Havanese
  • AGE OF PET: 0 - 3

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5

out of 5

Terrific company.

They are great! I wish all my other insurance was as good as Trupanion is for my dog.

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5

out of 5

Insurance removes all cost surprises.

I am glad that I got the insurance for both my dogs. I dont ever want to give them less care than they deserve because the cost is more than I can afford. The insurance gives me the option to take care of my dogs without the worry of a large bill from the vet.
  • INSURER: Embrace
  • POSTED: 01/16/2013
  • BY: Gayle
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

I've never loved an insurance company before . . .

I NEVER write reviews. But I have to compliment and thank Pets Best. Took my dog in for raisin toxicity (don't ask) on Thurs night. Bill came to $1790 (48 hrs emergency care and monitoring). Submitted claim Sunday night, online. Claim processed by Tuesday night. Pets Best is covering $1353. Had this kind of accident once before with VPI. They paid less than $200 out of a $1000 bill. Enough said.
  • INSURER: Pets Best
  • POSTED: 01/15/2013
  • BY: Jessica
  • BREED: Pug
  • AGE OF PET: 7 - 10

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1

out of 5

Worst insurance ever

Embrace is the worst insurance provider. They will assert that anything wrong with your pet is a pre-existing condition. As far as I can tell, this company is a sham.
  • INSURER: Embrace
  • POSTED: 01/15/2013
  • BY: David
  • BREED: Greater Swiss Mountain Dog
  • AGE OF PET: 0 - 3

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5

out of 5

Excellent, Fast Service, Caring Staff

My dog got stomach sick, was vomiting blood. The vets ran an x-ray, blood test and a stool sample, it was an infection and giardia. He was prescribed with meds for both and is very happy and getting better now. The claim was processed super-fast, as an insurance professional I think the policy language is very straightforward and you can clearly tell what's covered and what's not. There are no back and forths with Healthy Paws, I gave my vet the claims form they email the diagnosis and the steps taken to heal my dog and within 1-3 days you get your email notice that the claim has been processed with your reimbursement rate minus coinsurance and the deductible. I'd say much more efficient and simpler than even good health insurance plans for people. The claim manager emailed me a couple of days after my dog's treatment to ask how he was doing and asked for pictures, I thought it was one of those massive emails but responded with a few pics and a status update and got a a response from a real person. A very nice touch! I just rescued another dog and adding him to my existing policy took 2 minutes on the phone. In short - great service, simple, straightforward policy language, backed by one of the best and financially strongest insurance companies in the US, fast claims processing, and caring competent staff - can't ask for more!
  • INSURER: Healthy Paws
  • POSTED: 01/15/2013
  • BY: Mirza
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Healthy Paws Is the Real Deal!

Two years ago when I researched pet insurance for my then 6 month old Bullmastiff puppy, Healthy Paws offered the best coverage for the price hands down, which was why I chose them. Having now dealt with them for two years I can personally vouch for the amazing and outstanding quality of their service. My Bullmastiff has food and dust mite allergies, nothing life threatening, but something that will have to be managed for his lifetime. Every claim I have submitted to Healthy Paws has been immediately processed with absolutely no hassle. In fact, once a claim is submitted by my vet's office I have a check within a week and, often, within a few days. Their customer service representatives are wonderfully knowledgeable and frriendly so, start to finish, every transaction with them is a positive expereince. On top of that we get a letter every six months or so telling us that Healthy Paws has improved our coverage. The first letter informed us that the lifetime cap on benefits had been lifted completely and the most recent one informed us that wholistic treatmens such a accupuncture are now covered. Instead of diminishing services like most companies, Healthy Paws just keeps giving us more!! It gives me great peace of mind that I will never have to deny Dexter any needed medical treatment because I can't afford it. I know that Healthy Paws will always deliver what they promise and that Dexter will always be able to have the best medical care available. If human med
  • INSURER: Healthy Paws
  • POSTED: 01/14/2013
  • BY: Lonelle
  • BREED: Bullmastiff
  • AGE OF PET: 7 - 10

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5

out of 5

Great! Easy to work with and fast reimbursement!

Great! Easy to work with and fast reimbursement! Staff is very helpful in claim process.
  • INSURER: Trupanion
  • POSTED: 01/13/2013
  • BY: Emily
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 7 - 10

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