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Depending on your deductible, the insurance premiums are a bit high but the peace of mind is totally worth it! My cat recently had a bladder stone health scare. So far, Trupanion has covered 90% of almost everything except the deductible and office visits as promised. Knowing that, it makes it much easier to say to the vet do whatever it takes (ie. tests & surgery etc.) - regardless of how much it may cost. Plus Trupanion processed and paid my claim within about a week, no questions asked and sent emails asking how she was doing. Great experience, highly recommend and was recommended by my vet personally!

I've been very pleased with ASPCA - they make it so easy to submit a claim, and they have responded quickly. I wish my own health insurance was this easy and transparent!

I was skeptical when I first signed up for basic accidental pet insurance for my 2 cats who are both indoor/outdoor cats. But so glad I did. Hoover had food poisoning and became ill. I had to take him to the vet when he did not get better which he finaly did after the visit. Even though the claim was only about $300 I was impressed that they did not give me a hard time and that they approved the claim. Since then I have upgraded my pet insurance with ASPCA for full coverage. Their customer service was efficient and courteous.

Thus far, in our dog's short life (9 mos), Healthy Paws has been an invaluable support for us, which we are very grateful for.

Unfortunately our three year old Shepherd/Husky mix has had a run of bad luck lately. First he ate an entire bottle of his joint supplement, then he found (and ate) an entire tray of brownies, then he slipped and fell on the ice, after that he developed pneumonia, and just to top it all off he got a cyst on his shoulder. All of this was within a six month period. I don't know what we would have done without Healthy Paws. It is almost indescribable how easy they make things. In each instance above we paid the vet and then were able to submit all claims via email by simply scanning the forms and receipts. I would receive an email confirmation when they got the paperwork and another when the claim was processed. SO EASY. I know they can't guarantee all their claims this fast, but most of them were same day! I tell everyone I know with a pet that they need to sign up with Healthy Paws. You can run the numbers all you want on this company or that company or this percentage or that, but the bottom line is that when you get into a tough spot where you have lots of vet bills in a short amount of time having these guys on your side makes all the difference. The last thing you want on top of a sick/injured animal is having to fight for coverage.

Pet paws always tries to pay the most not the least in a timely manner.

These guys are great. They are proactive and make the process simple and friendly for getting your claim paid FAST. Zoe is now a healthy dog without a financial burden. Best decision was going with embrace. Never had pet insurance before, but will always use embrace!

Real people behind real time reponses to inquiries and claims! I can't be happier with my puppy's insurance coverage with them so far in the past two weeks. They are thorough and professional as well being personable! A real joy to be their customer.

Having the ASPCA insurance has been such a wonderful experience. Last month, my 5 year old maltipoo named Raymond was very sick. He had a terrible bacterial infection which turned out to be hepatitis. He underwent a liver biopsy and spent 4 days in a hospital. Having this insurance helped me do what I had to do to get him well. Thousands of dollars later, the insurance helped me tremendously. Having this insurance has given me peace of mind knowing that we are able to give our dogs the best care necessary. I am so appreciative of the concerned phone calls I received from the ASPCA regarding Raymond's recovery. Thank you for everything!,

From customer service, to explanation of each claim coverage, to fast reimbursements nothing else compares to this company