Find and read reviews with confidence

Unbelievable that my claim was approved while my vet was examining my dog

Unbelievable that my claim was approved while my vet was examining my dog

Both our dogs were in for their annual exam, tests, and vaccines on 11/8/12. One dog is 13, the other is 6. Because we opted for the Wellness Rewards Plus program, the entire cost of all of this preventive care was covered in full and will be direct deposited into our checking account (our choice). Essentially, we pay $299/yr for each dog and receive $400 in preventive services which also includes an array of other preventive care items. Our dogs are covered for accident and illness under a separate insurance policy. It is great because we chose the decutible and the amount/type of coverage to fit our needs and budget. I highly recommend Embrace Pet Insurance for all of the preceding reasons!

Fair claim reimbursement. Pays 90% of the claim no matter what the amount and not by some arbitrary, unrealistic schedule. You control your premium cost by choosing your own deductible. Deductibles are per illness/incident and not by calendar year, which tends to be financially beneficial to the pet owner. Has one bad feature - completely excludes consultations and exams which are common and essential. Would rate it '10' if it covered at least 60% - 90% of it.

Fair claim reimbursement. Pays 90% of the claim no matter what the amount and not by some arbitrary, unrealistic schedule. You control your premium cost by choosing your own deductible. Deductibles are per illness/incident and not by calendar year, which tends to be financially beneficial to the pet owner. Has one bad feature - completely excludes consultations and exams which are common and essential. Would rate it '10' if it covered at least 60% - 90% of it.

Took a little longer than expected.

My dog had eaten a lot of macadamia nuts and could not keep anything down. I took him to the vet on Wednesday and they wanted to monitor him overnight with IVs. I picked him up late on Thursday. At that time I gave the vet my claim form for them to fax to Healthy Paws with the medical records. By Friday afternoon, I already had received the Explanation of Benefits from Health Paws and I received the check on Tuesday. It probably would have been there on Monday but it was a holiday so no mail delivery. I cannot believe how fast the reimbursement process was - check in hand within 5 days of leaving the vet's office.

Pet Embrace is just an amazing Insurance Company! My Standard Poodle has recently under-gone CCL (TPLO) Surgery and now has complications with her body rejecting the plate and screws. The medical bills would be overwhelming if she were not insured with Pet Embrace. They are fast, efficient and have paid more than I would have imagined!

Took over a month to recieve claim benefit. Not the first time but seems every claim I have put in this year took over a month to recieve benefit. Not good in that department.....

Excellent insurance company! My cat has been unlucky the last several months, she got sick in june, then july and then in october she had a little accident, and every time I had to go to the vet's office, Embrace paid the vet's visit amount, no questions asked! I will stay with them as long as I have a pet or pets in my family!