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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

HAPPY!!!

Very happy with Metlife. They were fast with my claim and if I had questions they answered them quickly. I'm very pleased that the only claim I had so far was for wellness visits and they paid very quickly.
  • INSURER: MetLife
  • POSTED: 10/05/2024
  • BY: Elizabeth
  • BREED: Poodle - Standard
  • AGE OF PET: 0 - 3

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5

out of 5

Love It

MetLife Pet Insurance is the best we have had quite a few emergency visits for our girl with stomach gastritis and they were great with all the claims.
  • INSURER: MetLife
  • POSTED: 10/05/2024
  • BY: kimberly
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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5

out of 5

Trupanion’s the best!

Hello I’m so glad that I have Trupanion insurance for my cats. I have one that had over 10K in vet bills due to urinary blockages and surgery. I would had have him treated with or without insurance, but knowing I could concentrate on my boy’s care instead of worrying about the bills was a huge relief! I have had many other claims over the 10+ years my cats have been covered by Trupanion’s plans. Most of the time I was reimbursed within less than 24 hours of submitting the claim. Trupanion has no payout limits or lifetime maximum, and if you have a deductible, it is per condition, not per year.
  • INSURER: Trupanion
  • VETERINARIAN: Banfield Waite Park
  • POSTED: 10/04/2024
  • BY: Tanya
  • BREED: Mixed Breed
  • AGE OF PET: 4 - 6

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5

out of 5

Thankful for Pet's Best

We chose Pets Best because it is the top rated pet insurance provider by Consumer Reports. The price for accident/illness coverage is very reasonable and we are very happy with the claims process. Our rescue puppy (Noodles) recently injested a large amount of mouse poison. After inducing vomiting at home we took her to Med Vet hospital in Canal Winchester, Ohio where she was treated for 48 hours. She suffered no permanent effects from the episode and is now healthy and happy. We were able to get her the best treatment possible because we knew we had pet insurance. Our claim was reimbursed in time for us to pay off our Care Credit balance with no interest. Pets Best is a blessing and we are very thankful to have this top rated coverage.
  • INSURER: Pets Best
  • VETERINARIAN: Med Vet in Canal Winchester, Ohio
  • POSTED: 10/04/2024
  • BY: Jerry
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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3

out of 5

Verified

Fair but unhappy

Trupanion has a convenient process for claim filing and you are reimbursed fairly quickly. My premiums have consistently gone up every year and I am not happy about this. Your reasons are just poor excuses.
  • INSURER: Trupanion
  • VETERINARIAN: Borderview
  • POSTED: 10/03/2024
  • BY: Debra
  • BREED: Selkirk Rex
  • AGE OF PET: 0 - 3

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5

out of 5

ASPCA is the very best

I have two dogs – an older dog and a six month old. I don’t know that I would’ve gotten a puppy without having had such a wonderful experience with ASPCA. I have used other pet insurance with previous fur kids . ASPCA is the best. It’s seamless. Their coverage policy is clear. I recommend them to everyone. I am recommending them to you.
  • INSURER: ASPCA
  • VETERINARIAN: Columbia City veterinary Hospital
  • POSTED: 10/03/2024
  • BY: Colleen
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: Over 11 years

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5

out of 5

Love my Nationwide

I have a chocolate lab who is mischievous to say the least and full of allergies. We visit Dr Brad of Davis Animal hospital on a regular visit for his shots. It’s so easy , take a photo of the statement, upload and Bam. Check arrived about 5 days give or take a day or so. Highly recommend Nationwide to all my friends!
  • INSURER: Nationwide
  • VETERINARIAN: Davis Companion Hospital
  • POSTED: 10/03/2024
  • BY: Betty
  • BREED: Labrador Retriever (Chocolate)
  • AGE OF PET: 4 - 6
1 comments

POSTED: | BY: Kevin

Better hope something major doesn’t happen because they’re ceiling limit it ridiculous. We have the “major” medical plan that doesn’t pay “major” reimbursements Out of a 14K cancer treatment, they cover 5K

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1

out of 5

Verified

Rates keep raising

My Newfoundland will be 6 this week. As a puppy he had a eye defect and needed surgery. I had $700 deductable. They would not cover his bills even after I had paid the deductable. Haven't collected a cent from them yet my premiums keep going up. I regret buying pet insurance from them!
  • INSURER: Trupanion
  • POSTED: 10/03/2024
  • BY: Lee
  • BREED: Newfoundland
  • AGE OF PET: 4 - 6

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5

out of 5

Fast Direct Deposit Claim payments

I had a few claims for my 5 year old lab in my 1st year with PetsPlusUs. I found out that the claims process worked very well when you provide all the needed information right from the beginning. I was also lucky that my Vet has a point person that provided a PDF document with all the Doctors medical notes and paid invoices in one file. I also provided an overview document and photos showing evidence of the medical issue. In 3-4 business days the money was in my account and an email with a paid claim document explaining how the claim was processed and how the deductible and co-pay amounts were factored into the claim. It’s been a great experience so far!
  • INSURER: Pets Plus Us
  • VETERINARIAN: Sydenham Veterinary Services
  • POSTED: 10/02/2024
  • BY: Wayne
  • BREED: Labrador Retriever (Black)
  • AGE OF PET: 4 - 6

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1

out of 5

Rates have doubled

This was a bait and switch. At sign up in 2022 I was quoted $86 for two dogs. At my first renewal in 2023 that was raised to $136. Renewing again in 2024 and it is $185. Our premium more than doubled in 24 months. I can’t switch because of the dogs now has a pre existing condition, so I’m stuck with these high prices that are way above market. Do not buy Embrace.
  • INSURER: Embrace
  • POSTED: 10/02/2024
  • BY: Ryan
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 4 - 6

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