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Had VPI for many years. They were painfully slow and nit picked everything. Then they have a payment schedule that is not realistic. I switched to Healthy Paws. Best move I made. They reimburse you 90% of what your vet charges. There is no schedule . There are no caps on lifetime payments. You pay one annual $200 deductible and then they pay 90% of what your vet charged you. I send in my claim by email and it is processed within the hour! How amazing is that? VPI would take weeks to process your claim. Yes, the premiums are a little higher, but as the old saying goes "you get what you pay for". With healthy paws you certainly get your money's worth and the people there are the nicest as we'll.

I got a new kitten and after having a cat that adopted me and ended up having type 2 diabetes and insulin shots twice a day, I thought I should look in to it. I have wellness on 3 of my babies and accident on my two youngest and I am very happy so far! I fax my bills and they send me checks very quickly- no issues so far, love it and recommending Embrace to my friends and family.

This is the best insurance policy that I have ever had! My cat has required emergency and follow-up care on two occasions. Each time, Healthy Paws processed my claim immediately. Healthy Paws immediately reimbursed me for ALL covered charges. I highly recommend them.

I researched pet insurance for months before I settled on Healthy Paws. Their reviews and plans were the best that I had found and I am so glad that I chose them. Two years after I signed on with them, my 5 1/2 year old Lab was diagnosed with Bone cancer in December of 2013. Needless to say it has been absolutely devastating for my family as he is the love of our lives. We have incurred huge expenses over the past month and a half and the bills are still coming. Without their continued support we would never have been able to pursue the treatments that he needs to battle this devastating disease. They truly are the best there is out there. Karen Warren

They are reasonably priced and pay claims quickly. I would recommend this insurance plan to everyone it is only 31 dollars a month cheaper than my health insurance.

I have, for the first time, bought insurance for my new puppy. The service is excellent--the best. The staff is extremely professional. Thank you Pets Best.

I'm extremely satisfied with Healthy Paws Pet Insurance. My bulldog had a cyst grow unexpectedly under his chin and after a few days it started bleeding incessantly. The vet recommended surgery and some follow up tests. Having had other types of pet insurance over the years, I didn't have high expectations. Healthy Paws processed the claims very quickly and paid 90% after the deductible without any surprises. On top of that, they sent a personal note to check on my dog's recovery. Top quality service and handling. I would highly recommend them.

Our Standard Poodle is not quite 3 years old. This month she was either bitten by something (spider?) or ingested something toxic. She was very, very ill for 8 days. I really thought she would die. We visited the emergency vet twice during this time, and our own vet numerous times. Each evening we scanned in our receipt from the vet, and by the next morning we had a processing response from Healthy Paws. We had a previous claim with them in 2012, also with excellent results. The caring and responsiveness of Healthy Paws really helps when you have a seriously ill or injured pet. We will never be without pet insurance!

We've used Embrace for 3 years and have had an excellent experience. The company is responsive and caring and claims have been reimbursed in a timely manner. I would not have a pet without having Embrace insurance.

My puppy is 8 months old, she is an Affenpinscher, and weighs 3.4 lbs. On New Years Eve she jumped off the couch and broke her left front leg. I rushed her to her regular vet, and he recommended that I rush her to see an orthopedic vet. I did so, and she had surgery that night. Today 24 days after the accident, Wren is healing nicely, running after her brothers, but no more jumping off the couch, and I received my reimbursement from Trupanion late last week.