Find and read reviews with confidence

Having no pet insurance and experiencing unexpected illness we learned our lesson and bought a Trupanion policy for our next dog. Thank goodness we kept it going over the years because eventually our dog got sick and required expensive radiological work ups, hospitalizations and multiple surgeries. Trupanion paid as promised. They continued to insure our pet despite the continued Huge bills, the staff was so helpful and we didn't have to chose between debt and care for our dog.

These days, it doesn't take much for that little guy to run up a significant tab at the vet. The ASPCA policy makes it much easier to deal with that and the claims processing service is fast and efficient. We have never had reason to question the results.

My two year old cat "Molly" has severe allergies and just had hip surgery to remove the left femoral head due to a fracture. Healthy Paws has totally exceeded my expectations with how quickly they review and send the reimbursement insurance checks (usually arrive within 3-5 days). Their customer service is remarkable! I chose the 80% coverage for my 3 cats - I have used it for my Matty as well when he was 8 months old! Molly's allergies are covered which was a big relief to me as well as Molly of course. Most of the time people without insurance end up going in debt to keep their pet alive or sadly put them to sleep. I learned my lesson when another cat of mine had cancer and she did not survive but after $2,000 in medical expenses (no pet insurance) she was gone. I did my own research as most vets don't have Healthy Paw brochures in my area. I compared all insurance companies and found Healthy Paws the most value for my money. I love Healthy Paws!! p.s. My vet office was quit interested so with their permission Healthy Paws sent them some brochures.

My cat had urinary blockage and we had to take him to the emergency room. The bill started to grow very fast and was at a loss. While the vets billing office was adding $200 to my bill every hour I call trupanion. They were supper easy to deal with and delta directly with the vet. They payed over 3k and I covered $800. The reason for the $800 was bc they don't cover consult fee

My cat had urinary blockage and we had to take him to the emergency room. The bill started to grow very fast and was at a loss. While the vets billing office was adding $200 to my bill every hour I call trupanion. They were supper easy to deal with and delta directly with the vet. They payed over 3k and I covered $800. The reason for the $800 was bc they don't cover consult fee

My claim was submitted and paid within 10 days - and it wasn't the first time. Two of my dogs are alive because I had the ability to provide recommended treatment as opposed to the alternative. Most of the vets I use submit the forms for us as we leave the door and I have never had to wait more than four weeks for a check. As a matter of fact the check often arrives before the bill.

My dog was on another insurance for about 6 years. I changed over to Healthy Paws because I couldn't strand dealing with the other insurance and I had read rave reviews about Healthy Paws. Within a 6 weeks of being on the insurance, my dog needed emergency surgery for a splenectomy. Costs were about $5,300. If we hadn't had this insurance, we wouldn't have been able to afford the surgery and would have had to put him down. I had a check in hand 2 or 3 days after I had submitted the claim. It took longer because there was a lot of paperwork. My cat needed exploratory surgery last week and Healthy Paws offered to prepay their portion of the bill. Once again, the time between submitting the claim and receiving a check was just a few days. The few times I've had to actually speak to someone, they were very pleasant. Emails are answered within a few hours. And they just sent me an email asking about how he was feeling and were specific as to what sort of surgery he had. I seriously can't say enough nice thing about them!!!!

After my first dog got sick and spending over 9k to give him the best chances of survival I decided to get insurance on my second dog. Best decision I have made. I spend roughly 1600-1800 a year on his vet care since he has developed arthritis. Trupanion true to their policy has reimbursed me a good portion back each time (which actually comes to roughly what I spend to have him insured each year.) So in the end its like I have free insurance for my dog since I would spend the money anyways .. and now I have the peace of mind knowing that I won't get stuck financially if he needs more medical attention. If I ever get another pet, puppy or older, I will always get Trupanion insurance and have been recommending them to my friends. Its worth the money for the peace of mind.

After my first dog got sick and spending over 9k to give him the best chances of survival I decided to get insurance on my second dog. Best decision I have made. I spend roughly 1600-1800 a year on his vet care since he has developed arthritis. Trupanion true to their policy has reimbursed me a good portion back each time (which actually comes to roughly what I spend to have him insured each year.) So in the end its like I have free insurance for my dog since I would spend the money anyways .. and now I have the peace of mind knowing that I won't get stuck financially if he needs more medical attention. If I ever get another pet, puppy or older, I will always get Trupanion insurance and have been recommending them to my friends. Its worth the money for the peace of mind.

My recent claim submission to Embrace was met with an extremely quick turnaround time, no issues, and hopefully a check in and within another short period of time. I am grateful to have found such a professional and efficient insurance company for my Bear. From the policy renewals and other positive and helpful communications to the streamlined claim processing, I'm just glad I chose Embrace years ago.