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I'm amazed at how quickly and accurately Healthy Paws processes claims. My 1 and 1/2 year old Labradoodle has had a few issues and Healthy Paws has really come through every time. I'd highly recommend them to any pet owner.

While the coverage is ok, I am not at all amused with the answer to my recent question about the health check list. I never received a form to have my vet fill out and return within the 30 days of activation. They say it went to my gmail but all I have are emails asking me to like their page, upload cute pictures etc. (Junk mail) Pets Best is blaming Gmail for non-delivery but they can't forward me proof of their supposed original email w/ the form being requested. I'm a timely person and would have followed through.. Still deciding if this is worth keeping (their insurance) I am not one for games.

For just under $30 per month I get the piece of mind knowing that my husband & I can get generous compensation for any medical emergencies that might come up. With my cat, she is living with mild renal failure and our first appointment to diagnose that cost a lot of money. With ASPCA, we got about 80% of that back. We would have gotten more, but our vet charges a little bit over ASPCA's accepted charges. But it's better than nothing and is worth the peace of mind.

VPI- please add ferret to your questions below- I had to pick cat because my choices were only dog or cat. Thanks! Marshmallow my little ferret was withdrawn and not eating, not like her at all. I brought her to the vet, who after X-rays and ultrasound found that Marshmallow had a blockage. Marshmallow had surgery that evening and the vet removed a cosmetics tip applicator from her. I never thought I would actually need insurance, but thankfully I had it and was able to get my baby the care that she needed. I will never be without insurance for my pets. VPI reimbursed me $930, which more than covers the cost of Marshmallow's insurance for years to come. Very much worth it both financially and for peace of mind. Thank you VPI.

Trupanion was absolutely amazing. They are helpful, quick to respond and reimburse and worth the monthly expense.

Trupanion was absolutely amazing. They are helpful, quick to respond and reimburse and worth the monthly expense.

My Bernese had ACL surgery and all claims were paid promptly after the deductible was met. Because Embrace pays for "alternative therapies", they have been covering 80% of his hydrotherapy and laser treatments, and reimbursed the full price of an electromagnetic loop treatment that was physician prescribed but I use three times a day at home. Sometimes the reimbursement checks arrive even before my next visit! The clinic finds the forms easy to fill out and we are all very pleased with Embrace.

I've had two claims already for my 4-year old dog. When I spoke to a customer Service rep, it didn't seem like I was speaking to an insurance company. The repwas very concerned about my dog, and was very knowledgeable about my dogs medical condition. Sounds weird to say, but they seemed almost happy to pay the claim! Claim process couldn't be easier. Would highly, highly recommend.

I've had two claims already for my 4-year old dog. When I spoke to a customer Service rep, it didn't seem like I was speaking to an insurance company. The repwas very concerned about my dog, and was very knowledgeable about my dogs medical condition. Sounds weird to say, but they seemed almost happy to pay the claim! Claim process couldn't be easier. Would highly, highly recommend.

My female dog became lethargic and had not eaten and was not drinking water and was not having bowel movements for about 4 days. My veterinarian checked her for all possible causes and concluded that she had Pancreatitis. She was given antibiotics and started on a catheter for additional fluids. The vet followed her care for 3 days until she was well enough that she started eating again. My bill was submitted to Trupanion who paid all but the 10% and examination within two weeks. I am extremely satisfied with Trupanion for their quick response to the bill and also my vet who very professionally diagnosed and treated my dog.