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Our dog had major knee surgery and we received payment from Embrace in just a week! They are always good, but this exceeded their past record wth us. We highly recommend Embrace to every pet parent because you can "design your own policy" by choosing your deductible, coverage, cost share, and more.

I have nothing but problems with Trupanion. They have denied every claim I have submitted. My vet finally had to challenge them on what right they had to say the dogs illness did not qualify? They did not renew me after 30 days, even though I had done everything I was told to do, and when I called they said, sorry, and I had to start my wait time over. I am cancelling this insurance and going to another, don't waste your money!!

Embrace seems to be oblivious to the fact that dogs that swim sometimes develop ear problems that have nothing to do with allergies, and making that category of ear issues a preexisting condition for unrelated skin issues makes no logical sense whatsoever. They also don't seem to understand the difference between notes and a diagnosis. Let me state up front that I have no problem with the "preexisting conditions" clause, as long as it's truly a preexisting condition. What I am referring to here is the Embrace taking a very long stretch to tie things together that are not true preexisting conditions, and then using that as an reason to not pay claims. In May 2013 my vet noted a mild irritation in my flatcoated retriever's ears. He never received any diagnosis or treatment, and I corrected it by cleaning his ears. No problem. In April 2014 my dog developed an infection on one leg and an irritated place of unknown origin on another foot, which we treated. When I submitted the claim Embrace first rejected it because of the note about an ear irritation in 2013, which had nothing at all to do with what was going on this past April. The vet had to write several letters to Embrace that were very clear that the ear irritation in 2013 and the infection and irritation on the foot were unrelated, and Embrance eventually paid off on the infection but not on the unknown irritation. Now Embrace has "reset the calendar" on ANY skin or ear problems. Anything that hap

My dog got nasal cancer and Trupanion was there every step of the way when I needed it the most. Trupanion paid for all the tests and treatments including radiation.

My dog got nasal cancer and Trupanion was there every step of the way when I needed it the most. Trupanion paid for all the tests and treatments including radiation.

We switched to Trupanion based on our vet's recommendation in April 2014 and could not be happier. Our Nena came upon a bit of a rough patch right after signing up and so grateful we did. Trupanion has helped us make it easier to keep Nena healthy.

We switched to Trupanion based on our vet's recommendation in April 2014 and could not be happier. Our Nena came upon a bit of a rough patch right after signing up and so grateful we did. Trupanion has helped us make it easier to keep Nena healthy.

I have two yorkies who visit the vet routinely. Not just to be treated for sickness but to receive wellness visits to stay healthy. The visits cost me $200. and I receive the $200.00 back from Embrace just for health checkups and vaccinations! cant beat those numbers and the little guys are happier and healthier. Sandra Budde and Lilli Horvath N Ft Myers Florida

Trupanion has been a blessing for our family as well as our doctors.I can't express how grateful we are to be able to have this coverage for Max.

Trupanion has been a blessing for our family as well as our doctors.I can't express how grateful we are to be able to have this coverage for Max.