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When I signed up for ASPCA pet insurance for my puppy I did not think I would need it for anything other than the vaccines and simple vet visits in his first year, but was I wrong. Rocky developed a bacterial infection in his lungs and ASPCA paid 90% of the bill minus the annual $100 deductible very quickly. I was amazed at the speed and efficiency of their handling the claim. They even called me to check how Rocky was doing. I've had 4 dogs before and they all required hospitalization and I wish I had this insurance on them at those times! Thank you ASPCA for making this insurance available for our furry friends!

While we've only been members since the summer, my whole experience with Embrace has been nothing short of amazing. My 8 year old rat terrier was recently diagnosed with a very rare, incurable form of cancer and our worlds have been turned upside down. From the initial ICU visit, to a CT scan, to major surgery, Embrace has not once hesitated on any of the claims (several thousands of dollars so far), or questioned why certain diagnostics were done. I've spoken to several different Embracers there and everyone has been extremely helpful and sympathetic. Not having to worry about an insurance company putting in their two cents on what palliative treatments are deemed necessary for my pet is very refreshing. Dealing with cancer is hard enough but having Embrace makes the process a lot easier financially.

I have Trupanion for my two dogs. I had one rate hike for $20/month, which I did not feel was out of line. Now I just got a rate hike of $51/month. With all the statements about rates not being raised because of the dogs' age or the number of claims, I never expected to face a rate hike of this amount. I was told it was to keep in line with the cost of pet care. Since you are committed once you have the insurance because of "existing conditions" preventing full coverage with someone else, take care before you insure with Trupanion.

I have Trupanion for my two dogs. I had one rate hike for $20/month, which I did not feel was out of line. Now I just got a rate hike of $51/month. With all the statements about rates not being raised because of the dogs' age or the number of claims, I never expected to face a rate hike of this amount. I was told it was to keep in line with the cost of pet care. Since you are committed once you have the insurance because of "existing conditions" preventing full coverage with someone else, take care before you insure with Trupanion.

Upon submitting my claim for my dog, Trupanion acknowledged my claim. I was kept informed of the progress of my claim from beginning to end.

Upon submitting my claim for my dog, Trupanion acknowledged my claim. I was kept informed of the progress of my claim from beginning to end.

Late this summer I was researching coverage plans for my new Great Dane puppy, as I have never insured a pet before. I called Embrace and spoke immediately and directly with Darcy Lindner, Embrace Contact Center Mgr. I appreciated the fact that I was able to speak with a real person and not go through mind-numbing and frustrating prompts. Darcy answered all of my questions and helped me tailor a plan that is both comprehensive and affordable. I have thankfully not had to use the accident and illness coverage, but have filed a number of wellness claims already, whereby you are fully reimbursed for wellness vet visits and things like vaccinations, and flea/tick and heartworm meds. The claims have been processed quickly and the checks mailed to me within days. Underwriters Christine Markulis and Cassie Vasco have completed those claims both promptly and efficiently. I have also encountered other members of the Embrace family, namely Mike Lambert and Laura Bennett, who have helped me navigate the logistics of this process as well. I can't speak highly enough about the staff, and I feel like they are different than other insurance companies in that they truly care about my dog and me and want to see us get exactly what we need. I highly recommend this company to anyone who is looking to insure their furry family members.

Taking the ASPCA pet insurance was the best thing I have ever done. My Natasha is a rescue and has health issues and the claims I submit are paid in a timely manner. I give ASPCA a 10++++++++++ rating.

A month or so after my then 5-yr-old Frenchie, Schalkie [skáll-key], came into my life in 2012, we moved to New York City (from SF Bay Area). Once settled in, I found a highly recommended vet here in the Upper West Side and asked if they could recommend a reputable pet insurer. They gave me a few names, but said they had "heard good things" about Healthy Paws.I immediately contacted Healthy Paws [HP] and set up a contract. BEST MOVE EVER!! For the monthly cost of what I pay for a few meals here, we have been covered beyond my expectations. A couple of years ago, his corneas were scratched during play while boarding. This required expensive specialist treatment at the Vet Hospital here (BluePearl) and within a week of my claim, a large check was sent to me from HP. More recently, after an expensive MRI and determination of spinal issues which required significant, really expensive spinal surgery, HP came through again. I had actually not expected them to cover a problem that was actually a breed issue. Both the MRI and the surgery were covered and, again, beyond my expectations! We're talking $$thousands (!) covered. The coverage is essentially Medicare-level for pets and even more SIMPLE! To top it all off, they even contacted me asking after Schalk's recovery and such. Yeah, I recommend Healthy Paws at every opportunity.

I've been with Trupanion for several years now, having insured 2 little dogs: one Maltese and One Yorkie. Both are aging and have developed health issues. Our Yorkie has COPD and our Maltese congestive heart failure. Hence, we've had a lot of vet bills for care and meds. Trupanion has paid every claim without any hassle whatsoever...promptly and no fuss. I think this company is totally focused on their customers and great service.