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The prompt approval and payments by Trupanion have been a huge help in the medical crisis that arose due to our dog Nina's cancer. Can't say enough as to how pleased we are at averting what could have been heartbreaking decisions on treatment. Fortunately NIna has responded well to surgery and chemothereapy, and her life has definitely been prolonged.

This insurance was well worth the money and I would definitely recommend services to others.

My Oscar has pemphigus and pyoderma but with Embrace Insurance I feel like I'm not going though this alone. They have paid every claim and in a timely manner.

My 7.5 year old Lucy had a bad cruciate tear that came out of no where and it was heart wrenching to see her hop around on three legs. We tried therapy, laser, medication and surgery was our last resort. Thankfully we had both Wellness and Sickness on our policy. Both my husband and I were thrilled with the insurance coverage. Our bills were about $4000 and we were covered at 80%. I called Embrace prior to the surgery and they reviewed my coverage and I was so relieved that I had taken it out. It took less then two weeks for my reimbursement. I highly recommend this coverage and I know that my three babies Lucy, Bella and Tiger are in good hands!

In June, my husband and I purchased a Healthy Paws policy for our boxer puppy, Emma. We purchased the policy early, but thinking that we really wouldn't use it much until Emma's later years. However, early on, Emma had a variety of medical issues. First, it was two instances of kennel cough. Later, something much worse came about. To make a very long story short, Emma had a very rare, adverse reaction to her microchip. Shortly after the chip was implanted on July 21, Emma developed a lump where the chip was. At first, our original vet told us that fat sometimes forms around the chip. We were told to ignore this lump and were told that our dog was healthy. However, a few weeks later, this small bump quickly grew to the size of a tennis ball. We went back to our vet, and were told that he would "explore" the problem during her spay. I didn't like the idea of simply "exploring" the lump in a surgical manner without even aspirating it first, so I listened to my gut and took Emma first to an emergency vet clinic, and then upon their advice to a new veterinarian. This new vet immediately aspirated the lump and found the fluid inside to be something he had never seen before. Emma went into surgery the next week and had a large cyst and the microchip removed. She was sent home two days later with drains to get rid of any excess fluid. However, that was not the end of Emma's problems. As soon as the drains closed up, the cyst formed again (even though there was no longer a microchip), this time to the size of a grapefruit; that is no exaggeration. The new vet recommended that we see a specialist. The specialist operated on Emma shortly after and not only removed the cyst, but also the "pouch" it was growing out of and much of the surrounding tissue. It was quite an extensive surgery. Currently, Emma is on the mend and the specialist is confident that the cyst will not come back, and we are taking many precautions to ensure that it does not and that Emma has a smooth recovery. My husband and I are cautiously optimistic that this is the end of this issue. From Emma's two surgeries and one trip to the emergency vet, we have filed multiple claims to Healthy Paws for this cyst/microchip issue. I cannot thank Healthy Paws enough for handling each claim in a timely and fair manner. The company should be applauded for its sense of compassion and professionalism. This ordeal with Emma has been emotionally draining, but thanks to Health

We have a Vizsla who loves to swallow things he shouldn't. He is 6 years old and has had 3 surgeries . Trupanion was right there the whole way. Never once a problem..and always very kind! I recommend them to everyone I know...and will never have another pet without having the peace of mind knowing we have Trupanion. Thank you Trupanion....

We have a Vizsla who loves to swallow things he shouldn't. He is 6 years old and has had 3 surgeries . Trupanion was right there the whole way. Never once a problem..and always very kind! I recommend them to everyone I know...and will never have another pet without having the peace of mind knowing we have Trupanion. Thank you Trupanion....

Our dog came close to dying back in July. If it weren't for a couple of very good doctors he would no longer be here. We had to take him to a special vet group, and luckily they found the problem. Surgery was required and things got very expensive, but the care he got was worth it and he's better than ever. ASPCA made what would have been a very big financial hit an affordable one. They reimbursed us very quickly.

My dog had a luxating patella, which basically means their knee would pop out of place. Without any notice to Healthy Paws, I had the surgery done and paid everything up front. Upon payment, I asked my doctor to forward all medical records to Healthy Paws. I then submitted a claim with a short description. I called Healthy Paws just to make sure they received everything, which they did. About a little over a week later (this was my first claim), they approved the claim and sent out the reimbursement checks exactly as promised. They even wrote me a follow up e-mail later checking on the status and health of my dog. The service was extremely fast, painless, and courteous. I was expecting to have to overcome some obstacles being that I did not notify them that I was going to have the surgery, but none were presented. The process to submit the claim was also extremely easy. There was no need to fill out any long forms. I just took a picture of the receipts and sent it through the mobile app. I'd highly recommend them to anyone and everyone.

Tyreese was lethargic and not eating. Vet ran tests, his liver enzymes were very high. His liver was not working well if at all. Antibiotics and fluids over almost 2 weeks and Tyreese had much more normal liver enzymes in blood tests. Ty is doing great now.My claim was handled quickly online and credited to my bank account. A follow up call to ensure Ty was ok and all was satisfactory was made today. Great company and employees. Just what is needed when a loved member of the family has been ill