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Did a lot of research before insuring my chihuahua pup with Trupanion six years ago. Worth the effort! I am a retired United Healthcare Director of Quality Management,and I have high and exacting standards when it comes to healthcare excellence for myself, my family and my companion animals. Trupanion has always met or exceeded them for Yoda. Claims processed promptly, often within hours, check cut and mailed within a couple business days. Oh, and super customer service--courteous, concerned, informed. Last visit to my vet, staff told me they were now recommending Trupanion as a first choice in pet insurance.

Did a lot of research before insuring my chihuahua pup with Trupanion six years ago. Worth the effort! I am a retired United Healthcare Director of Quality Management,and I have high and exacting standards when it comes to healthcare excellence for myself, my family and my companion animals. Trupanion has always met or exceeded them for Yoda. Claims processed promptly, often within hours, check cut and mailed within a couple business days. Oh, and super customer service--courteous, concerned, informed. Last visit to my vet, staff told me they were now recommending Trupanion as a first choice in pet insurance.

No hassle friendly, professional service. Thank you.

Trupanion processed my claims in a matter of a few days and I had a check shortly after that. They did what they said they would do!

Trupanion processed my claims in a matter of a few days and I had a check shortly after that. They did what they said they would do!

I'm not convinced if it is worth it to have this insurance, or pet insurance in general. It does give me peace of mind knowing that if anything major happens to my cats, that I have insurance to help off-set the immediate costs, but with 4 young seemingly healthy cats I may be spending more having insurance in the long run. After all, $1200 a year is a lot to bet on, unless something bad happens. Insurance is basically a betting game anyway. By the time my four 2-year old cats are considered seniors (at 7 years old), I will have paid $7,200 in insurance- not even counting my deductibles and 10% of the vet bills. I had Trupanion before and switched to Healthy Paws for a few reasons. Firstly, the rates are lower. I am paying the same amount with HP for 4 cats as I was paying Trupanion for 3 cats. Also, I love the ease of filing claims using HP's app. It's very convenient and user friendly. I chose to have a $100 deductible and for HP to cover 90%. SOME THINGS TO THINK ABOUT BEFORE BUYING ARE: ***Each individual animal has it's own deductible (makes sense, but I didn't think about that- 4 cats equals $400 in deductibles for me) ***The amount that goes toward the deductible is HP's 90% amount, NOT the 100% out of pocket amount. So, you end up being responsible for MORE than the deductible amount. Technically you pay about 110% of the deductible before HP even pays anything. For example, I assumed that if I paid $100 at the vet, that the deductible was met and HP would cover 90% of the rest of the eligible fees. HP would only count $90 towards the deductible, leaving me responsible for the remaining $10 next time. However, I would actually pay $11.12 at the vet and then my deductible would be met. So, really the deductible is $111.12. Not a big deal if you have a low deductible, but if you had a $500 deductible you would be responsible for $556 out of pocket or $1000 deductible would be $1112 out of pocket. ***If your veterinarian sucks at writing medical notes, you're out of luck. Make sure that your vet knows that you have insurance and that they need to write good notes to indicate why everything was done. Otherwise, everything that doesn't have notes is considered "preventative care"...why and IV catheter and sedation would be considered "preventative care", I don't know. Just have your bases covered. With that being said, I think if I had just one cat, I might find the insurance more worth it. Do your research, crunch numbers and see i

I have had ASPCA Pet Ins for several years now for 2 of my dogs. Really the best investment you can have for your pet. Vet bills can become costly, especially if your pet gets ill or has an accident. ASPCA Pet Ins offers great coverage options. I had started out with a basic plan with my first dog. He ended up having heath issues and I was so thankful that I had pet ins. I ended up purchasing ASPCA's top level coverage for my second dog when I realized just how much it made sense for me to have the best coverage for my dog. ASPCA Pet ins is better than my OWN Heath ins! From their easy to use electronic claim forms to the convenience of direct deposit into my bank account on claim reimbursements! Would highly recommend ASPCA Pet Ins to anyone!

My cat needed surgery for a bladder stone that looked like a star that was tearing him up inside. Knowing that I could count on an insurance to help with costs made me feel as if my baby would be ok. He was then diagnosed with diabetes and the continuing care he needs is also covered, this brings me peace of mind that i will be able to afford his care and he will be happy and healthy. I only wish they would cover prescription food and supplements that are required for his care. In this case I don't have a choice as to which food to give him and they can get pricey. Otherwise, the customer care representatives have always been nice and respectful and caring.

So glad I got a wellness policy. Dog was spayed & bought heart worm & flee & tic meds. Filing claim was simple and received a response each step of the way. Took 2 days for claim to be processed and reimbursed by direct deposit. Easy process & definitely recommend.

I wish my health insurance company was as well run as yours.