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Claim after claim was denied.Lots of running around documenting vet prescribed a drug that 'bout killed the dog ………..naturally the vet skewed their responsibility….however, when the liver function decreased……it was obvious that the drug caused his emergency. Don't waste your money. "Grilled" extensively in efforts to cancel policy. Emergency surgeries are 'bout all I can see that would have been covered. Luckily, I didn't have to experience that.

I have made 3 claims during the year and on each occasion they were dealt with quickly. I highly recommend Embrace.

embrace has been a completely awesome pet insurance. its very easy to submit claims, they inform you when they have received a claim and if they need more information which my vet is very thorough and embrace has never asked for additional information, they don't take long at all to review claims and once they are approved shortly after they reimburse you. I've submitted 5 claims already, 2 of them being $3,000 because my dog tore both of her cranial cruciate ligaments in both knees and embrace never gave me any trouble at all. they review the vets notes and recommendations and reimburse me within like a month! i love embrace and wouldn't change my pet insurance for anything!

My pup fractured his knee, and it was a stressful situation for both him and myself. You guys over at Trupanion were incredibly awesome. You walked me through the process, always being kind and caring. You were extremely quick in terms of reimbursement. Everyone at Trupanion truly made this experience easy, and I am so thrilled with my insurance decision. I can not thank you enough! You are so wonderful!

My pup fractured his knee, and it was a stressful situation for both him and myself. You guys over at Trupanion were incredibly awesome. You walked me through the process, always being kind and caring. You were extremely quick in terms of reimbursement. Everyone at Trupanion truly made this experience easy, and I am so thrilled with my insurance decision. I can not thank you enough! You are so wonderful!

I have 13 lb. four legged child named Leilani. She is a true love puppy. She serves as a therapy dog in old folks homes and mental institutions with Canines For Christ. She eats everything. Knowing that I decided to get pet insurance. She got very sick. We thought she ate something that made her sick. After a 1000.00 vet bill we found out that something in her food was making her sick. So the internist put her on special food and probiotics. Thank God ASPCA Insurance paid most of the bill or there might not have been a very good Christmas.

I never had pet insurance before, nor did I have a pure bred dog before. In 2012, both changed. Romeo, our Lhasa Apso came into our lives and came with insurance. Our vet advised that it would be a wise thing to have because you just don't know. Well she was right, Trupanion was right there for me when Romeo had a stomach bug and a $616 vet bill. The staff was caring and courteous. I sent my claim and in less than 2 weeks had my check for almost half of the expenses. I am grateful for Trupanion.

I never had pet insurance before, nor did I have a pure bred dog before. In 2012, both changed. Romeo, our Lhasa Apso came into our lives and came with insurance. Our vet advised that it would be a wise thing to have because you just don't know. Well she was right, Trupanion was right there for me when Romeo had a stomach bug and a $616 vet bill. The staff was caring and courteous. I sent my claim and in less than 2 weeks had my check for almost half of the expenses. I am grateful for Trupanion.

Except for having to py the different deductibles they handle all claims in proper manner,was really happy to have this ins. when my Holleybelle had to hve 4300.00 surgery to remove stones from her bladder, thanks ASPCA!!

I have been happy with the timely manner in which Embrace Pet Insurance reviews my claims and decides what to reimburse me for my dog, Roxy. Thus far, I believe the payments have been fair, and a big help to me in taking care of her needs.