Find and read reviews with confidence

we are extremely pleased with healthy paws. we rest assure with our engllsh lab that we have healthy paws to help through the hard times and ensure his health and happiness. thanks

ASPCA is the only insurance I have had for my 2 dogs so can't compare to other but I would not make any changes. I have had no issues and I have no complaints with the coverage I chose. Claims are easy to complete. Getting paid on claims is fast. They send me an email to let me know they received the claim. Within a few days I have the money. Customer service is great. I can call with questions and always have an answer. And I like that they always follow up to see how my dogs are doing.

This is our first exposure to pet insurance and after investigating other insurance carriers we are more than satisfied that we chose Embrace. Their website Is easy to understand customer service leaves nothing to be desired. All claims have been answered promptly and explanations clearly given when there was a question in doubt. At the end of the day we are very pleased.

Embrace has been heaven sent! No hassle and prompt payment. They offer excellent customer care. I wish my own health insurance was half as good as Embrace. My only regret is that I didn't sign up sooner

Fergi, My English Bulldog, has lameness problems. She gets injections to help her. Embrace pays them promptly each time she goes for an injection.

I had tried per insurance years ago with my previous dog and it was a fight to get them to cover anything more than the annual vet visit. WHAT A DIFFERENCE With Embrace!!! Our dog swallowed something and needed surgery and less than 2 weeks after submitting all the necessary paperwork we got our reimbursement check! The process is quick and easy, uploading documents to the website and being able to check in the status online. No black box from Embrace. Love it, and am a true believer!

When a loved pet suffers a sudden illness, it's stressful enough dealing with eye surgery and navigating through needed treatments and specialists; having a health insurance company that is professional, supportive and positively responsive, makes for an easier and less anxious experience. Healthy Paws Pet Insurance is just that; a professional group of caring and responsible individuals whose primary emphasis is the well being of animal pets.I feel fortunate to be enrolled with this distinguished group.

Courteous representatives. Fast turn around on claims and little or no hassles. It is great to have this peace of mind about the medical costs for my furry pal.

OK - pet insurance, ... seriously ... we need that? I never gave it much thought before. But, wanting the best for our dog in case something happened, I signed her up with EMBRACE ($200/80%) last December. I chose EMBRACE because their coverage was somewhat better than that of the competition, at a slightly lower price. I had no previous experience with this industry whatsoever. And just three months into the policy, our Golden Retriever ("Joy", 7 years old) fell sick with a severe gastroenteritis and possible lower GI tract obstruction (X-Rays and first medication by her regular vet). To make a long story short, by the time we rushed her to the Veterinarian Emergency Hospital, surgery and hospitalization were unavoidable - as was the $4,800 bill that came with it. However, while at the hospital, the hospital's staff told me, that some of them had their own pets insured by EMBRACE and that this carrier had a good reputation for claims management. Well, I hoped the best and prepared for the worst. The claim forms were emailed and faxed to EMBRACE on a Monday. By Tuesday at noon I had several return mails confirming that they were working on it and on Friday (4 days turnaround), I had confirmation that all of the $4,800 in procedures were covered and the checks were mailed out. WOW - what can I say? I did not expect that to happen this quickly. I am very happy with the way EMBRACE handled my claims and the turnaround time. They kept 100% of the promises they made in their advertising, their website and their policy terms. Thank you for NOT making me jump through hoops and covering a situation that was traumatic enough, even without the financial aspect of it. I am very happy and can now say: "Yes, you need pet insurance!" And my experience with EMBRACE has been nothing but outstanding. I am glad I made the right choice.

When we were seeking insurance coverage for our dog, we were given the name of Embrace by a family member who also has coverage through them. The premium is affordable, and coverage is good to great. Recently, our dog broke her leg in an accident and required surgery. It was the first and only claim we made with Embrace. I called to see if the services would be covered, and was given an answer of most likely (they still had to review chart notes, but coverage was likely). This customer service representative emailed us on the day of my dogs surgery to ask how she was doing. That was great customer service and something totally unexpected. It took a while for our vet to send in the claim, and it took a little while for Embrace to review it - only because they were requesting records. A quick phone call resolved the records issue (they, in error, were waiting on vaccine records from the vet her breeder used before she came home to live with us). Within 24 hours of the phone call, it seemed like our claim was processed, the check arrived shortly and it cleared within 24 hours at the bank. Having insurance for our dog was the smartest thing we have done for our dog (other than good vet care and good nutrition!). Embrace was a smart choice and well worth it.