Find and read reviews with confidence

We are a 3 dog, 3 cat household. Someone is always at the vet for annual/routine check ups or a disaster. We have one cat insured through Embrace. They review and pay the claims quickly. Figaro came to us as a stray kitten with severe mite infestation in 2014. After his initial one month stay at the vet we insured him with Embrace. In July of 2016, while grooming him I found the lymph nodes on his hind legs were very enlarged. It was scary. We took him to the vet immediately. The prognosis from the specialist was good. "Bilateral popliteal lymphadenopathy - The aspirates most resemble a syndrome referred to as "distinctive peripheral lymph node hyperplasia" in young cats. This condition often resolves spontaneously usually within approximately 4 months." So the fear of cancer receded! And the fear of the invoice also!

Terrible claims service!

My niece adopted a new dog and got healthy paws insurance. A few months later her dog needed surgery and the insurance covered 90% of it. Her experience convinced me to get it for my dogs. I'm so glad I did. My dog needed expensive emergency surgery and would have died without it. Knowing that he was insured made the decision to have the surgery an easy one. Filing the claim on line was easy and Healthy Paws approved the claim and sent me a check right away.

My dog had two back to back, unrelated, stomach problems. The vet was able to resolve both. ASPCA pet insurance sure helped with their quick reimbursement for these unexpected vet expenses.

Embrace is the best! I have an older cat who has been very sick and they have been by my side taking care of everything. They do just what they say they will do. No hidden agendas. And they pay quickly. I can't say enough good things about them. I am surely glad I had them through this difficult time. I would rate them an 11 if I could.

Embrace is the best! I have an older cat who has been very sick and they have been by my side taking care of everything. They do just what they say they will do. No hidden agendas. And they pay quickly. I can't say enough good things about them. I am surely glad I had them through this difficult time. I would rate them an 11 if I could.

We had used Embrace a while back, but when we adopted our current little girl (Gabby, 4yr PitMix), she came with a month free of some other insurance. I was stupid and just stayed with them for a year. For that entire year I never submitted a claim because their claim submission process was ridiculous - pretty sure that was their plan! I kept the insurance just in case we had any major issues and chalked it up to my mistake. However, as soon as the renewal came up, I reached out to Embrace and got Gabby covered through them. It took me all of five minutes on the phone and was actually less than the renewal fee for the horrible insurance we had before! The claim process for Embrace is about as easy as it gets - and the customer service I have received from every single person I have dealt with (email, phone, etc.) has been wonderful - actually helpful - AND nice! Imagine that! I recommend Embrace to all of my pet lover friends! Don't waste time and money with the other ones. I promise one claim submission with these folks and you will be singing their praises too!

The claim was processed quickly and accurately. The funds were placed electronically in my account within a day of the claim settlement.

I always thought that love was personal until we got to know some of the people at Embrace. You see, God saw fit to entrust us two of his special creations that were in need of parents willing to go the extra mile for them. One was diagnosed with inoperable cancer, the other was on the verge of losing both kidneys until an amazing surgeon took a bold chance. Today Tia, our 9 1/2 year old German shepherd and her buddy Holly, an 8 1/2 pound Ocicat romp around the house as if nothing was wrong with them. Love is never giving up. And love, is the people at Embrace that never fail to ask how they are doing and are we supporting your efforts? More than just an insurance company looking for an annual check - they care and they are always by your side when the road ahead seems difficult. I think I know a little about love, having written three books about the love and pain of pet loss and the need for believing that even the impossible is possible. Just ask Embrace, they were by our side in each instance.

Spent $97 for the yearly coverage and got back $800 for the vet bill. Money well spent!