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Wonderful service. 3 year old Havanese got sick and needed ongoing visits and tests to determine what was going on and to get him treated. Over $1200 spent to get him back to good health and Embrace came through and got our claims paid. SO THANKFUL to have THIS pet insurance.

I am so impressed with Healthy Paws Insurance! We found out our Golden Retriever, Gracie, had cancer and needed surgery. Our claim was paid right away and they even emailed us, asking how Gracie is doing! I am so impressed with their efficiency and professionalism.

We are a 3 dog, 3 cat household. Someone is always at the vet for annual/routine check ups or a disaster. We have one cat insured through Embrace. They review and pay the claims quickly. Figaro came to us as a stray kitten with severe mite infestation in 2014. After his initial one month stay at the vet we insured him with Embrace. In July of 2016, while grooming him I found the lymph nodes on his hind legs were very enlarged. It was scary. We took him to the vet immediately. The prognosis from the specialist was good. "Bilateral popliteal lymphadenopathy - The aspirates most resemble a syndrome referred to as "distinctive peripheral lymph node hyperplasia" in young cats. This condition often resolves spontaneously usually within approximately 4 months." So the fear of cancer receded! And the fear of the invoice also!

Terrible claims service!

My niece adopted a new dog and got healthy paws insurance. A few months later her dog needed surgery and the insurance covered 90% of it. Her experience convinced me to get it for my dogs. I'm so glad I did. My dog needed expensive emergency surgery and would have died without it. Knowing that he was insured made the decision to have the surgery an easy one. Filing the claim on line was easy and Healthy Paws approved the claim and sent me a check right away.

My dog had two back to back, unrelated, stomach problems. The vet was able to resolve both. ASPCA pet insurance sure helped with their quick reimbursement for these unexpected vet expenses.

Embrace is the best! I have an older cat who has been very sick and they have been by my side taking care of everything. They do just what they say they will do. No hidden agendas. And they pay quickly. I can't say enough good things about them. I am surely glad I had them through this difficult time. I would rate them an 11 if I could.

Embrace is the best! I have an older cat who has been very sick and they have been by my side taking care of everything. They do just what they say they will do. No hidden agendas. And they pay quickly. I can't say enough good things about them. I am surely glad I had them through this difficult time. I would rate them an 11 if I could.

We had used Embrace a while back, but when we adopted our current little girl (Gabby, 4yr PitMix), she came with a month free of some other insurance. I was stupid and just stayed with them for a year. For that entire year I never submitted a claim because their claim submission process was ridiculous - pretty sure that was their plan! I kept the insurance just in case we had any major issues and chalked it up to my mistake. However, as soon as the renewal came up, I reached out to Embrace and got Gabby covered through them. It took me all of five minutes on the phone and was actually less than the renewal fee for the horrible insurance we had before! The claim process for Embrace is about as easy as it gets - and the customer service I have received from every single person I have dealt with (email, phone, etc.) has been wonderful - actually helpful - AND nice! Imagine that! I recommend Embrace to all of my pet lover friends! Don't waste time and money with the other ones. I promise one claim submission with these folks and you will be singing their praises too!

The claim was processed quickly and accurately. The funds were placed electronically in my account within a day of the claim settlement.