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we read on your site that you pay out 95% of your claims, somehow I ended up in that 5% you didn't pay out. we went into Oradell to find out one issue that wasn't there before and found more issues that didn't exist before we brought him there. but as long you keep your money that's what matters. I promise you I will never recommend you to anyone and will do everything I can to make sure everyone sees what a scam you are. we had plenty of vet bills and visits to show he didn't have these problems before our rush to Oradell. so thanks for adding to our heart break, since a day after taking him home he had to be put down. awful company that doesn't deserve to be in business.

Wish it could have been done in 7 business days.

We have ASPCA insurance for our two cats, Tom and Jerry. Tom has not needed any medical care but Jerry has had some serious health issues. We are very happy with the ASPCA coverage and the staff. Claims are easy to fill out and they are processed in a timely fashion. We have been recommending that our friends insure their animals. It is really worth it for the peace of mind.

What a pleasure to do business with caring and understanding, processes claims in a very timely manner look no further make healthy paws your pets insurance!!

We have been Healthy Paws Insurance member since 2015, we have not had any bad experience with them. About 3 weeks ago our dog got diagnosed with hip dysplasia and needed to get surgery right away. We were so worried since we know this option is not cheap, and wonder what kind of long process it would take. Started to make phone call to their customer service right away after spoke to the surgeon. Let me tell you how amazing their customer service is. They are so hopeful, telling us to send them the doctor's note for their review. We submitted the document on January 10 2017. By January 12 2017, all the process was done and we were on the phone with the hospital to schedule the surgery. Amazing. We did the surgery on January 20 2017. Even after the surgery , they still email us to check up on our dog. The efficiency proves the great management behind it. We definitely recommend this company for anybody who is looking to have health insurance for their pet.

I have nothing but positive things to say about Healthy Paws as they have done nothing but safeguard our beloved dog and make it possible for her to receive the best possible care. It was only two months after adopting our rescue dog, LUNA, that she came down with a virus/pneumonia -- resulting in a four day stay in the emergency room. It cost me close to 3 grand, out of pocket. It was then that I began looking for pet insurance. I'm not sure if Healthy Paws was a recommendation or not, but I definitely appreciated the flexibility to decide how much to pay monthly versus deductible versus coverage threshold. And boy do I feel smart now -- as Luna recently had to have surgery on a torn ACL as well as another overnight stay in the emergency room. This would have been close to $7000 out of pocket -- but thanks to Healthy Paws I'm only on the hook for 10%, Not having to factor in the cost of surgery or care for your pet is the absolute best thing a pet owner can hope for and for this I am grateful and appreciative of Healthy Paws.

I've had healthy paws since I got my 4 year old Maltipoo, Kirby. It's been such a relief to have through his life for small incidents here and there that add up quickly. Over the holidays he ingested something and was hospitalized for 3 days and had to have a procedure to have it removed. The following week he ruptured a disc and had to have emergency back surgery. He spent another 5 days in the hospital following the surgery. Needless to say, the bills were huge. I submitted the claims to healthy paws right away. They were processed within 2 days & the checks came the following week. Healthy Paws is reliable, fast & easy...all of the employees have been kind and helpful. I never would have guessed my young dog would have had so many expensive health issues. I absolutely recommend Healthy Paws to any pet owner!

I take my dog annually for a wellness checkup and to get his shots. It's nice to know this insurance covers those expenses as his annual checkup with shots cost between $400 and $600. I have recommended Embrace to many a pet owner.

Really appreciated the quick and thorough work from every Embrace staff member that I spoke with and dealt with. After such a painful process of my dog having an emergency, Embrace made the insurance end a complete breeze. Thank you and I would recommend Embrace to every pet owner that I know!

I have read other reviews, which tend to be negative. I fortunately have had a wonderful experience with VPI/Nationwide. I decided to get insurance for my cat after he had multiple surgeries to remove foreign bodies (he would eat anything he could). One of the swallowed items almost proved fatal. After cat proofing my house, there have been no more foreign body ingestion but unfortunately, Elliot suddenly developed acute cardiomyopathy. He was only given a year to live on the treatment prescribed. Between his hospitalization to stabilize him with draining his collapsed lung and proper meds, the bills were almost 3000 dollars. Nationwide has reimbursed almost 100%. I am grateful for this, ones less stressor to have do deal with. Grateful I can put my energy into taking care of Elliot instead of having to fight City Hall. I love Nationwide.