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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Great service

MICHAEL cleared up any questions and concerns I had. I appreciate all that Trupanion has done and is doing in caring for my pets.
  • INSURER: Trupanion
  • POSTED: 02/16/2018
  • BY: Lena
  • BREED: Persian
  • AGE OF PET: 7 - 10

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5

out of 5

Healthy Paws cares!

Our new puppy has had quite the start to life. Cut paw and eating a foreign substance in which she had multiple vet visits and ultimately having to have an endoscopy! Healthy Paws was there all the way for us. Checking on Lucy and quickly processing our claims. Thank you to all the staff for being such a kind and wonderful insurance company for our little girl. We appreciate all you do at Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 02/14/2018
  • BY: Mary
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Thank goodness for nationwide!

I have had nothing but the absolute best experiences with nationwide. The coverage is amazing and the reimbursement checks are mailed in a timely manner.
  • INSURER: Nationwide
  • POSTED: 02/14/2018
  • BY: Cori
  • BREED: Catahoula Leopard
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

Trupanion Rocks!

I have had Trupanion for 4 years and they are amazing. The claims are followed up with email notification and immediate direct deposit. I am so thankful I chose Trupanion. My other pet has another insurance ASPCA because of pricing at the time in my area, so, in comparison Trupanion has been totally supportive and the staff in Seattle are really awesome! Trupanion Rocks~
  • INSURER: Trupanion
  • POSTED: 02/13/2018
  • BY: colleen
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Tim was awesome very engaging supportive and a great listener.

Tim was awesome, very engaging, supportive, and a great listener. He helped me immensely.
  • INSURER: Trupanion
  • POSTED: 02/13/2018
  • BY: Colleen
  • BREED: Labradoodle
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace's online claims process is very easy to navigate, with fast and fair adjudications.

I have had Embrace for three years and have always had positive experiences with them. The claims process has always been simple and efficient, and the Embrace staff has always processed the claims within a couple of days. I also like that you can pull up your claims history and review the details of each claim, including how much remains of your deductible. Of course, with the deducible and then the 20% (or whatever you've chosen in your plan) co-pay, your pet has to have a pretty bad year for you to get the benefit of Embrace paying for vet bills. That said, I continue to pay the premiums because if there was a catastrophic need, like a car accident injury or cancer, I don't want to have to worry about paying for expensive treatment if. That peace of mind is worth the price of the premium!
  • INSURER: Embrace
  • POSTED: 02/12/2018
  • BY: Kristi
  • BREED: Labrador Retriever
  • AGE OF PET: Over 11 years

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5

out of 5

The best!!!

If it weren’t for Nationwide, I would never feel as comfortable as I do to take my dog to the vet. In the past I couldn’t afford all of the vet bills, and now I can. Thank you, Nationwide!
  • INSURER: Nationwide
  • POSTED: 02/12/2018
  • BY: Barbara
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Very Pleased

I have been pleasantly surprised with the service and payments thus far for both office visits and one emergency surgery.
  • INSURER: Nationwide
  • POSTED: 02/12/2018
  • BY: Linda
  • BREED: Dachshund
  • AGE OF PET: 0 - 3

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5

out of 5

Awesome

After a Golf cart accident Embrace helped me all the way thru the claim process. We received multiple checks within 10 days!
  • INSURER: Embrace
  • POSTED: 02/12/2018
  • BY: Robin
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Extremely Satisfied

Signed my 8 year old dog (9 now) up with Embrace in early 2017. I enrolled my dog after spending $3k out of pocket on my sick border collie mix only to be told she needed surgery at an additional $8-10k and was given a 50/50 chance of survival (she had a mass in her intestines that had ruptured and the mass had potential pancreatic involvement). My border collie mix wasn't terribly old at age 11 and I had expected to have a few years left with her at least. Sadly this wasn't the case due to both cost and the survival prognosis. I held her and sat with her as I said goodbye. I didn't want cost to have any influence on my medical decisions for my dogs in the future. Embrace's policy was clear on what would and would not be covered, a medical review could be done upon request to determine if the dog had any pre-existing medical conditions, and an orthopedic waiver was an option to avoid the 6 month waiting period for bone/joint issues. I made sure Embrace received my pet's medical records shortly after enrolling along with going to the local vet to have an orthopedic exam done. This way I had assurance on what would be covered and if my dog was considered to have any pre-existing conditions what would not be covered. Later half of 2017 my dog injured his back. He got better for a while but had a relapse. The relapse resulted in further diagnostic testing which revealed he had developed IVDD. At this point my dog will need ongoing medical care for the rest of his life as dogs with IVDD have tendencies to relapse into being painful. Thankfully my dog can still have many years to spend with me even with IVDD as long as he is rested for the appropriate amount of time during periods of relapse. My first claim was submitted to Embrace and I received approval for my claim within 7 days. Yes the claims process could be made easier (having to have the vet fill out the claim form every vet visit is a pain and each claim form is reimbursed as a separate claim even if submitted together). But overall I am extremely satisfied with Embrace.
  • INSURER: Embrace
  • POSTED: 02/12/2018
  • BY: Cassidy
  • BREED: Papillon
  • AGE OF PET: Over 11 years

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