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The office visit was just for his annual check up. Knowing that I have the wellness plan that will help puts me at ease.

Besides having very reasonable rates, Healthy Paws makes it super easy to pay your premiums and file a claim. They also process and pay your claim very quickly. Our 1 year old Cavalier KC Spaniel has had several unexpected visits to the veterinarian that would have cost us upwards of $1800.00 had it not been for this insurance. I even got a follow up email checking to see how our dog was doing which was a nice surprise. I'm so happy I chose Healthy Paws.

It was very fast to settle the claim. I have recommended Embrace to friends looking for pet insurance.

So grateful we got Embrace Insurance for our dogs when we did. The team at Embrace answer any question you have promptly. We appreciate the fact that checks are mailed out as soon as it gets approved. Our dog has a condition that requires lots of check ups. Thank you Embrace!!

This is my first experience with pet insurance for my cat True, and thus far, only positive things to say! Great communication via the website or email when filing claims, followed by prompt review and reimbursement. Keep up the great work Embrace!

The claim was handled in a professional manner.

We got her at 8 weeks old. When she was about 13 months she had her first seizure. All of the testing was very scary and stressful, but ASPCA was there with quick response to our mounting bills. Signing up for ASPCA PetInsurance was the best decision we made.

Our dog Reef just made 1 year in August and has already had 2 surgeries and 8 claims with Healthy Paws, totaling over $10,000. We purchased 80% coinsurance and it's amazing that there is only a $250 annual deductible and not a per claim deductible. Healthy Paws is AMAZING! Here is our weird story. We have a very active, happy, and handsome dog who is part Rottweiler part Shar Pei. After the beach, Reef was limping for a month and we couldn't figure out why. First his vet thought it was a strain, then after x-rays she thought it was a chipped shoulder bone, then the surgeon thought it might be tendinitis. After all that, we were camping one weekend and a large bump formed on his upper chest that looked like a tumor. They did aspirations and cell tests but all the tests came back negative as a tumor. Then the lump broke open and started oozing...gross! Reef started acting really strange and started hiding around the house so I got scared and the emergency vet decided to do surgery right away. They cleaned out the infection tract but the infection went too close to vital nerves and his esophagus to get all the scar tissue out. They didn't find any source of the infection. He had 22 stitches, a fluid drain, was on pain meds, anti-inflammatory pills, anti-biotics and was on low activity rest for 6 weeks! Everything seemed to be okay with him until about a month later, another large bump formed on his lower chest and broke open...gross! This time they did a CT scan before operating. They found that his upper rib was abnormally inflamed and decided it'd be best to remove it. They performed surgery, removed part of his rib and cleaned out the second infection. When the lab results came back for the rib, they diagnosed it with Osteomyelitis (don't google it, barf). The surgeon was happy about the results because it didn't come back as cancer. We don't know how he got osteomyelitis. It could've been from a wound from a stick, or a dog bite, who knows. The surgeon said Reef got "the award for weirdest case ever, an award we did not want to get." Luckily I bought pet insurance for Reef when he was 3 months old and it was the best decision I ever made. We had gone to dinner with my parents and left Reef in the back yard with their two dogs. When we got back, Reef was on the roof and we have no idea how he got up there! I knew right then that he would need insurance, but I would've never dreamed how much this dog could've cost us. Without insurance, who knows

This is my first time submitting a claim and it was an awesome experience. The claim form is easy to complete and updates of my claim status was quick.

My vet's office submits my claim(s) to Embrace and I immediately get an email acknowledging that they have received my claim. I get a follow-up email saying the claim is being processed and the link where I can follow-up to see the status of the claim. I love Embrace. I had another Pet Insurance carrier before and they were satisfactory and all good at the beginning and then it just went downhill. Embrace answers your inquiries immediately. I have recommended them to my friends and even to the staff at my vet's office.