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When we adopted our new lab Grady last Feb. and decided this time we would look into pet insurance. Our last two labs lived to be 13 & 15 years old, so it was a no brainer. Little did we know that Grady would need emergency surgery last month. He had eaten the cloth sections of a dog toy which had gotten stuck in his stomach, the strings from the toy had entered his intestines and twisted them. I got him to the vet just in time. Embrace was contacted that day and in less than two weeks, today actually, I deposited a check that covered more than half of the bill. I never give my dogs those type of toys but it was a present from a relative. I never thought we'd need insurance but boy are we lucky. Grady is fine and we feel everyone should know how great this company has been.

Healthy Paws is by far the best pet insurance out there. They are NOT all the same. I had VPI for many years and they didn't come close to covering what Healthy Paws does. I receive my reinbursement check from Healthy Paws within 1 week and the claims process is super easy. VPI made everything a difficult process and only ended up covering 30-35% of my actual bills. With Healthy Paws, I get reimbursed 90% of my actual bill not according to an unrealistic "benefits schedule" like VPI. I will insure every pet I ever own with Health Paws without a second thought. Because of Healthy Paws, I was able to get my Bulldog a hip relplacement I could not have otherwise been able to afford. I usually don't spend the time writing reviews, but I really want people to know that Healthy Paws is the best pet insurance they will find. Even if it costs a few dollars more, it is absolutely worth it. I truly can't say enough good things about this company - I am so happy I found them after my terrible experiences with VPI.

This is the second operation for my yorkie named Milo in 6 months. The first was ruptured disk in his back, now a torn acl in his rear leg. I can't tell you how grateful I had health paws coverage to help with the bills with Milo! I would have paid out of pocket $8000, but with my tailored coverage it was only $2200. The best part was the ease and quickness of filing my claims and the expeditious manner in which they got the checks to me. They inquired during the process as well to the condition of Milo. They are great. I am not disappointed in any way, shape or form with this coverage. So glad I did this. They saved me and my dog! Kudos.

Thank God I have only had wellness claims-but the speed in processing is great! From the time I mail the claim forms, get my acknowledgement e-mail, then get my reimbursement check is always within 2 weeks!!! I will now give them my checking account # that way they can do a direct deposit for future claims. I am thrilled with the service I have received thus far! Thank you Embrace!

TRUPANION MAY BE A BIT PRICY, BUT VERY EASY TO USE. TOO BAD A % OF DOCTOR VISIT ISN'T COVERED BUT THE COST OF TESTING & MEDICATIONS MAKES IT WORTH IT. TIMELY RESPONSE...I BRING THE FORM AND THEY FILL IT OUT, FAX, & MAIL COPIES TO ME. THE RESPONSE IS PRETTY GOOD, IMMEDIATE EMAIL AND CHECK A COUPLE WEEKS LATER...VERY GOOD! THANKS!

TRUPANION MAY BE A BIT PRICY, BUT VERY EASY TO USE. TOO BAD A % OF DOCTOR VISIT ISN'T COVERED BUT THE COST OF TESTING & MEDICATIONS MAKES IT WORTH IT. TIMELY RESPONSE...I BRING THE FORM AND THEY FILL IT OUT, FAX, & MAIL COPIES TO ME. THE RESPONSE IS PRETTY GOOD, IMMEDIATE EMAIL AND CHECK A COUPLE WEEKS LATER...VERY GOOD! THANKS!

This is truly an exceptional company. I seldom write reviews, but I do go out of my way to recommend Trupanion to other pet owners. I have had two pets insured with them for a few years now, and they have had some complicated problems. Trupanion has always been fair, and they do what they say they will do. The policy terms are straight-forward and easy to understand. When I have had questions or concerns, the representatives have consistently been kind, understanding and helpful. I believe this is a company that really wants to provide a worthwhile service.

This is truly an exceptional company. I seldom write reviews, but I do go out of my way to recommend Trupanion to other pet owners. I have had two pets insured with them for a few years now, and they have had some complicated problems. Trupanion has always been fair, and they do what they say they will do. The policy terms are straight-forward and easy to understand. When I have had questions or concerns, the representatives have consistently been kind, understanding and helpful. I believe this is a company that really wants to provide a worthwhile service.

I highly recommend Healthy Paws pet insurance. I have had nothing but great experiences with Healthy Paws. Most recently, our pup got into some trail mix last weekend and had an extended stay at the hospital (fortunately, she's recovered!). Throughout the ordeal I was in frequent touch with Healthy Paws. They were incredibly responsive and helpful. I submitted my claims and received a claim response within a day or two. Everything was covered as expected (with the exception of the initial emergency room exam cost). I could not be happier with how the claims were dealt with. I am extremely pleased with their customer service--it was so easy and quick to contact an actual representative who helped answer my questions. No long recordings, no long waits. A very happy customer!

I have never had to use Embrace for any serious treatment for my dog. However for a multitude of wellness checks and minor issues, Embrace has been wonderful. It's easy to submit a claim and they are usually processed in a timely manner. Thank you, Embrace!