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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
1

out of 5

Petsbest Has Gone Downhill

Petsbest use to be amazing. However, I am not struggling to have them pay. The claim was approved with a statement of how much they would pay. However, the money has not been deposited and every time I call Petsbest I am told to wait a few more business days. Every time I talk to someone I am given a different excuse as to why they haven’t paid. I use to recommend Petsbest but I will not recommend them anymore.
  • INSURER: Pets Best
  • POSTED: 04/06/2024
  • BY: Daniel
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 4 - 6

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5

out of 5

Verified

Amazing Insurer

This is the best insurer of any kind i've ever worked with. Claims are dealt with expeditiously and fairly.Have had my dog enrolled for past 11 years and shes been a diabetic for past 3.
  • INSURER: Trupanion
  • VETERINARIAN: Dr A Kleopfer
  • POSTED: 03/15/2024
  • BY: nino
  • BREED: Havanese
  • AGE OF PET: 4 - 6

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5

out of 5

Great Insurance

I have had ASPCA pet insurance for many years and my claims have always been settled promptly. I would definitely recommend them. You can have the ability to decide what you want to cover, the amount to cover and the deductions. Thank you ASPCA you have saved my bank account many times.
  • INSURER: ASPCA
  • POSTED: 03/12/2024
  • BY: Sue
  • BREED: Pit Bull
  • AGE OF PET: Over 11 years

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4

out of 5

Experience was positive

I had my doubts, but now I am considering getting the insurance for my pets.
  • INSURER: MetLife
  • POSTED: 03/03/2024
  • BY: Roxana
  • BREED: Maine Coon
  • AGE OF PET: Over 11 years

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1

out of 5

LEMONADE IS A LEMON

My dog has been insured my LEMONADE for over two years...suddenly they are not responding to various claims...pick another pet insurance company.
  • INSURER: Lemonade
  • POSTED: 02/26/2024
  • BY: Julio
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

Suberb Provider

Dear Trupanion You provide an excellent service to pet owners and of course their loved pets.You are Tru to all the care provisions stipulated in your documents-a rare experience.Not only are your coverages very fair but your reimbursements are extremely prompt. Congratulations to a superb team. Nino Fernandez
  • INSURER: Trupanion
  • VETERINARIAN: Kleoffer Veterinary
  • POSTED: 02/09/2024
  • BY: Nino
  • BREED: Havanese
  • AGE OF PET: Over 11 years

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5

out of 5

Nationwide review

I have had Nationwide for years. It has helped with some very expensive vet bills. Peace of mind
  • INSURER: Nationwide
  • POSTED: 02/08/2024
  • BY: Nancy
  • BREED: Bichon Frise
  • AGE OF PET: Over 11 years

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5

out of 5

Verified

Love Love Love Trupanion

Trupanion Pet Insurance is a God's Sent. They have saved our Lexie about 10 times. All I can say I Love , Love Trupanion ,
  • INSURER: Trupanion
  • VETERINARIAN: Animal Hospital Of Regency Park
  • POSTED: 01/31/2024
  • BY: Linda
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Ms.

I have been so happy with Met Life. It's easy to submit a claim and it is processed quickly. The emails from them explain the payment and how the claim was processed. I got this insurance when I adopted a 13 year old kitty from the shelter in March 2020. She developed a lot of issues and needed daily medications. I just had to put her to sleep the 2nd of January. A very sad day. I received a beautiful card from Met Life. They are very caring staff. I can't say enough good things about them.
  • INSURER: MetLife
  • VETERINARIAN: BVH Bonita Vet Hospital
  • POSTED: 01/27/2024
  • BY: JUDI
  • BREED: American Shorthair
  • AGE OF PET: Over 11 years

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1

out of 5

Fetch by the dodo promises not kept

I had four Senior dogs. I started out with an annual deductible but for some reason it turned into a per condition deductible after underwriters were changed I complained but I let it go. Then one of my babies was misdiagnosed and it took three vets to figure out that she had a tumor on her spleen which was taken out and fetch did pay all the claims which I was grateful for because I had unlimited annual limit so I felt comfortable with submitting claims. When renewal arrived Tinker's policy was downgraded by 50%. No longer did I have unlimited I had a $15,000 annual limit $500 per condition deductible and only 70% reimbursement. No explanation just a congratulations your policy has been renewed but changed .Tinker died 2 months later.After tinker's death I have been very careful about putting claims and nervous every time renewal comes around .So this year I decided to only put claims in for regular chronic treatments acupuncture and cold lazer and nothing else. I emailed fetch eight times during the year asking if I was within the limits and if they could tell me the formula for downgrading -no response. So I called up December 11th and spoke personally to an agent asking them to look at the three policies I was told by the agent that all the policies were good and that there would be no changes for renewal I did not have to worry or consider downgrading their policies myself which I would have done to avoid downgrading. I was relieved , however; January 16th came around and I received an email and lo and behold one of my pups policies was downgraded! Once again congratulations but no explanation and a number to call if I wanted to discuss my options the number was an auto nation's parts department number! I called the next day and was told matter of factly suck it up or cancel the policy there was nothing that can be done there was no financial ombudsman to call or speak to no review department nothing. I asked to speak to supervisor and I inquired the chances of her policy being downgraded even more if I use it like I used it 2023 he told me he did not know that was not his department but yet he was the supervisor .He kept on repeating cost to loss ratio her premiums were low that's why she was downgraded thing I can do. But we kept the $25,000 limit annual limit which means nothing because if I use it they will downgrade me. I had unlimited on tinker and I was still downgraded so they are annual limits mean nothing. Her premiums are now even lower than they were before so the risk of downgrading is even greater if I use the strategy I used last year of just using it for acupuncture and cold laser. So I am warning pet parents if you use the insurance for claims to save your dogs or cats life be prepared that next year your policy is going to be double or quadruple like it was mine or be downgraded.I paid almost $11,000 last year for pet insurance for my three dogs who I love with all my heart and I was rewarded by a kick in the butt. Oh yes! They did renew my two older dogs because I pay $4,000 each for them. But that's no promise that next year if I use it they will downgrade them too when they need it the most.
  • INSURER: Fetch
  • POSTED: 01/22/2024
  • BY: Lori
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: Over 11 years

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