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My dog had eaten non food items (probably due to an irritable bowel condition) that were stuck in her stomach. She had to have them surgically removed. I am grateful to Embrace for its coverage which saved her life. During the surgery a small mast cell tumor was found that was also removed. Embrace has aleays covered all the claim amounts as I expected, no surprises, and I have always been reimbursed promptly. I am a satisfied customer.

Embrace is a great company. This is my second year with them and my Ella was injuried while she was protecting our house from an intruding animal. Without her bravery I would have lost my cat too. She had 2 emergency surgeries to repair her face and thankfully did not lose sight in her eye. Embrace paid her claim within days of submission. Her $1,000 vet bill only cost us about 500 after our deductible. Glad to report Ella is back to her amazing self. And with the wellness rewards her annual visits and preventative flea, tick, and heart worm medications are refundable up too our max of $400 a year. It's a great help to save your pets life.

Service was excellent very quick response time as usual

Service was excellent very quick response time as usual

I have had this insurance for my dog harper since he was a pup. at the time they had 3 levels, one for accident, 2 for accident & illness, and 3 accident, illness, and wellness I think. I wasn't sure on the details for 3, as I just wanted accident and illness. I have had to use this insurance for accidents and illness. 2 out of the 4 years I've had my dog. I think in general I am in the red, where the insurance has saved me much money when I figure premiums, deductible vs vet expenses. I am glad that I have it though, because my other dog who just had to go to the ER set me back 2200, and with him I had been saving money each month as a 'just in case'. Well I haven't saved that much... so it was tough. If I had insurance maybe it wouldn't have been that bad. The claim process is easy and the web form is simple to fill out. There can be a bit of a wait to get the results, but for dot fights, sickness (vomitting), and sickness (tick born), the level 2 insurance has helped.

Trupanion is the best! My dog has epilepsy and is on daily medication. I fax in my bill for medication and they deposit the money directly to me within a few days. I've had no issues with them and would definitely recommend them.

Trupanion is the best! My dog has epilepsy and is on daily medication. I fax in my bill for medication and they deposit the money directly to me within a few days. I've had no issues with them and would definitely recommend them.

Luckily I don't have to use Healthy Paws very often, but when I do the claim is really easy to submit and I get a check within 1-2 weeks. It's always extremely fast and they cover quite a bit. Recently my dog Remy had an eye issue and a bunch of tests had to be run and medications and eye drops were prescribed. All of that was covered. I'm getting married in a couple months, so it's great to have the extra peace of mind that I'm not out as much money as I could have been without Healthy Paws. They even check in and see how Remy is doing, which is a really nice personal touch. I have and will continue to recommend Healthy Paws to other pet parents in the future!

Very happy with Embrace! Great service and timely reimbursement. So happy we found you!!

Embrace has an amazing turnaround time for refunding your claims. Whether it is accident/illness or wellness, they are quick to get your check in the mail. My dogs are elderly and one was recently diagnosed with a chronic illness. Although Teddy was denied coverage at first for his Cushings Disease, he has since been reinstated after a short appeal process and a letter from his vet.