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I have a Dachshund, so I know they are prone to back problems and got insurance for the day when I might face that battle. Well, it was a much more mundane reason that I had to make a claim - my dog got into a neighbor's garbage and that caused him gastrointestinal problems for weeks. When I was out of denial that his problem would resolve itself I brought him to the vet where he got excellent care. I admit to being hesitant to filing a claim for fear of rising premiums, but having paid premiums for six years without ever filing a claim, I decided that I needed to go for it. The process was easy and the ability to file claims and upload documents electronically was convenient. My claim was settled within weeks and electronic deposit of my reimbursement makes that convenient too. I thought the reimbursement amount was fair after meeting the annual deductible. The explanation of benefits statement clearly explained what was and was not reimbursed and provided a note when items were denied. The best part was the follow-up phone call I got from ASPCA to check on Lucky and see how he was doing after his garbage "dinner". That was a nice touch.

I had this insurance for about 8 years and would have done better setting the premium aside to pay for medical expenses. When Lisa got really sick with a liver disease, they only paid 1/4 of the total cost of treatment for my cat. They have a set amount for the treatment of the illness ($135) which is to cover exam, medication, any procedures, etc. They only pay for testing/bloodwork once for the illness. They discount the allowable charges to an extreme. In the end, they pay just a small fraction of the cost for diagnosis and treatment of any major illness. Don't waste your time or money with this insurance.

Embrace is very easy to deal with. We chose them after our other policy was cancelled (they knew all along our dog was a Frenchie, but even after making no claims they cancelled us). Embrace has been super easy to deal with. They allow you to set up direct deposit of payments which is very convenient (and more people should do that in the US!) The ability to submit claims electronically is very easy, and they process them within a few days. From start to finish it's very quick. We've been very pleased. Knowing that 80% of our dogs recent hospitalization would be covered was a nice peace of mine. For people like me who would prefer paying out over the course of years in premiums instead of being confronted with a big huge bill all at once, Embrace is great.

Embrace pet insurance is very quick on the reimbursements usually get my money within 3 days of the initial submission of the claim. I never had to deal with any issues on getting my reimbursement. Highly recommend

I had a recent illness claim for my puppy Mia, the bill was very expensive having barium series, IV Vet stay, meds. I have the 80% reimbursement plan. The money was back in my checking account with a couple of days. This insurance is the best even better than what we have on ourselves! Always extremely helpful staff and you don't get the run around, they never look for reasons not the cover any claim. Totally hassle free, EMBRACE is the BEST!!!

My dog was diagnosed with Cushing's disease which led to other health issues. Without Trupanion, I would not have been able to afford the care for my dog. It would have broken my heart to lose her because of cost. Trupanion has been an angel to our Angel.

My dog was diagnosed with Cushing's disease which led to other health issues. Without Trupanion, I would not have been able to afford the care for my dog. It would have broken my heart to lose her because of cost. Trupanion has been an angel to our Angel.

This was a wellness for my Dog Cowboy. I emailed the claim that same day which was a Wednesday and received my money that following Monday directly deposited into my bank account. I highly recommend PetsBest insurance not only for accident but for wellness too.

Peyton is a Field Trial dog. It is amazing what these dogs can and will do. Peyton was diagnosed with medial coronoid process, both elbows. He is 5 years old, and a very competitive dog, but at the same time, he is a wonderful house dog and constant companion for my husband who has Stage 4 lung cancer. Peyton just had both elbowsScoped and cleaned up Monday. Today is Friday and his bill has already been paid by Healthy Paws. Wow!! What a wonderful company. I have talked with several people at Healthy Paws and they are so nice, courteous, and concerned about our pets. I highly recommend Healthy Paws for insurance on your precious fur babies. Sure wish humane insurance was this easy. We have 3 Labradors and 1 Jack Russell insured with Healthy Paws at what we consider very good rates. Give them a try for your pets insurance, you will be treated in an efficient way.

Embrace has been with me and my pet every step of the way. My five year old bull mastiff has had numerous health issues and Embrace has been so supportive. Customer service has been top notch.