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As a long time dog owner, the big question was to get or not get pet insurance when we purchased our new pups. We had always had dalmation dogs that always had some sort of medical problem and we always payed the bills. Over the life time of both dogs, which each lived over 16 years, I can't even guess the total cost of care over their lifetimes. When we purchased our mixedbreed bulldogs we decided to try Healthy Paws insurance for them, just in case. It's actually something you don't want to have to use and hope your pups are healthy, but there is always a thought something could happen. Well the other day, after 16 months, something did happen. Our one pup Molly couldn't walk. We immediately took her to the vet. They did x-rays, several medical tests and other procedures to figure out what was causing her problem. Before you know it, bills are racking up, but at the time, I really didn't care, I just wanted her better and not suffering. We were finally able to take her home after a long office visit. The vet thought she had the symptons of Rocky Mt. spotted fever,(6 reported cases in our area) the cost of that test alone is expensive. The test came back negative, and he started treating her for what he thought could be a pinched nerve. With the medication he prescribed, she has started to get back to her young self. After looking at the bill and the cost of veternary procedures of molly's visit, I submitted her claim to Healthy Paws. This was the first time I submited a cla

ASPCA = Horrible insurance! I had to keep this insurance for a few years since my dog developed skin issues after i enrolled him. ASPCA tells you that they pay 80% but forget to mention that is 80% of their pre-calculated costs. For example: I was charged with $60 a vet visit - they are paying you 80% our of $40 only. Another example would be a CBC (blood work) test that costs %191.00 they pay back 80% out of $136.35 (their limit). Luckily since my dog was getting older I decided to get a secondary and tertiary insurance – PetPlan and Trupanion. Let’s not even talk about exclusions code – everything is excluded!!! 3 weeks ago they paid me $20 out of $60 for Baytril and after getting a refill 2 weeks later when they decided that now it was for a different condition and they denied it – REALLY???? You try calling them and talk with them rationally - all what they can tell you is reading from a piece of paper “you exceeded you limit for this condition”. In May we discovered a tumor in my doggy’s spleen. We had the surgery and started him on alternative medicine treatments as homeopathic, holistic and o-zone therapy to not let the cancer come back. I AM SO GRATEFUL I got PetPlan!!! They cover 90% of the actual VET BILL as well as homeopathic, holistic, EVERYTHING!!! It is amazing to see that I am getting my money back. It may take them a bit longer than ASPCA to complete the claims but hey I rather wait an additional week and get my money back. I cannot say much about Trupani

Healthy Paws is truly a class act when it comes to customer service. They "held" your hand during the claim process, and we received our reimbursement very quickly.

I like that we have the Wellness plan where we get reimbursed for our yearly meds for Peanut.

I had my dog (dachshund 6 months old) sprayed by my veterinarian. I submitted the claim into Embrace and within two weeks I was reembersed. I would highly recomend Embrace Pet Insurance to all my friends who have pets.

Louboutin is the first puppy for whom I have elected to have insurance! So happy I did this! Unfortunately, he had some health issues early on and having Trupanion has helped with the financial ramifications to get him healthy!!

Louboutin is the first puppy for whom I have elected to have insurance! So happy I did this! Unfortunately, he had some health issues early on and having Trupanion has helped with the financial ramifications to get him healthy!!

when I decided to get this coverage. I spoke to a lovelywoman who was very informative and patient. She took all the information and waited tell I called to complete the coverage once I got my dog. She sounded as happy as I was when I called back to process the coverage. I'm glad we made the right choice and with with Embrace

WE lost our beloved Appy after 3 emergency visits,2 in hospital stays, Our bills exceeded 11,000. Trupanion handled all quickly, with detailed explanations of every bill processed. Each bill thanked us for taking such good care of Appy. The payments with those bills and a prior surgery was almost 10,000. Being in the insurance industry for 30 years, I never recommended any pet insurance prior to this one. In addition, I got a sympathy card , and refund on the unused premium. I can't speak more hightly of the efficient staff and the program, and have recommended to others who have purchased this program. Thank you Trupanion for helping us through a very sad time.

WE lost our beloved Appy after 3 emergency visits,2 in hospital stays, Our bills exceeded 11,000. Trupanion handled all quickly, with detailed explanations of every bill processed. Each bill thanked us for taking such good care of Appy. The payments with those bills and a prior surgery was almost 10,000. Being in the insurance industry for 30 years, I never recommended any pet insurance prior to this one. In addition, I got a sympathy card , and refund on the unused premium. I can't speak more hightly of the efficient staff and the program, and have recommended to others who have purchased this program. Thank you Trupanion for helping us through a very sad time.