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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Highly Recommend Healthy Paws Pet Insurance!

I have had Healthy Paws insurance for one of my dogs since he was a puppy and he is now 7 years old. I have been very pleased with the coverage and service I receive from Healthy Paws. I am reimbursed for eligible services days after submission to Healthy Paws. Over this past year my dog has been treated for an unknown shoulder injury that just seems to defy the many approaches to rid him of his pain. Healthy Paws has covered all the treatments submitted and continues to do so as we get closer to a diagnosis that will hopefully result in resolving his pain, muscle atrophy and limping. I recently switched my other dog over to Healthy Paws Pet Insurance because of the great coverage and customer service I receive from Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 11/26/2023
  • BY: Lura
  • BREED: Flat-coated Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

With the help of Good Vets, Pet's Best can save your dog's LIFE

Pet's Best provides the kind of financial support that can save your pet's life. It is my preferred provider that I recommend to families who adopt puppies from our kennel. I recommend what I call catastrophic coverage which has five key features, 1.) high deductible ($1,000,) 2.) good coverage after the deductible is met (90%,) 3.) does not cover exams (represents a small part of treating serious injuries and sicknesses,) 4.) No treatment limit (with today's vet bills $10K or $12K just doesn't cut it,) and finally 5.) affordable premiums ($400 to $500 per year.) For day to day care you do not need vet insurance because the final outcome of that process depends more on whether you actively control and improve the process rather than whether it is covered by an insurance company. Bear in mind that vet insurance companies do not negotiate rates with providers like human insurance companies do so you are not getting a special rate because you have insurance. The optimal value for daily vet visits comes from your critical evaluation of whether the vet is doing a good job for the money and from being trained by the vet to handle daily care yourself. You must train yourself to handle daily occurrences with your own resources otherwise you will be financing some vets retirement. Now days, life threatening canine injuries and sicknesses start at about $5,000 and go up. This is when your catastrophic Pet's Best policy kicks in and saves your pet's life. Bloat, CCL tear, cancer, untreated, are a fast or slow death for a dog. The CCL tear (ACL in humans) is debilitating and painful for the life of the dog, untreated. In the city, the corrective surgery, TPLO, costs about $6,000+ per knee. With catastrophic coverage you pay the deductible $1,111 (based on 90% of cost not 100%) and 10% of the rest plus exams or $623 for a total of $1734. With your deductible covered you might also be able to collect on previous and future treatments for the year. The surgery is very effect and after recovery your dog is back to normal in most cases. let suppose you pay for this catastrophic Pet's Best insurance for the 12 year life of a Bernese Mt Dog only to have the dog die quietly in sleep of a heart disease at age 12 with no other serious medical incidents. You've paid $6,000 over the 12 year life of dog an never had to use it. Is that a bad deal? NO!!! If you could guarantee to me that you could sell me that Bernese Mt Dog that would live 12 years without any catastrophic disease then I would gladly pay you $10,000 for it. The problem is that nobody can make that guarantee so all we have left to protect ourselves is catastrophic Pet's Best Insurance. I never want to use it but I have it and I will use it in order to save the life of my dog.
  • INSURER: Pets Best
  • POSTED: 11/10/2023
  • BY: William
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 4 - 6

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5

out of 5

I Love Healthy Paws

I really like Healthy Paws insurance. It is very easy to submit a claim and they are quick to respond and reimburse. Communication has been very good when I’ve had questions. I really like that there are no per year or per incident caps!
  • INSURER: Healthy Paws
  • POSTED: 11/08/2023
  • BY: Megan
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 7 - 10

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5

out of 5

Best insurance help!

Easy to use, interactive, affordable, and so very helpful! I highly recommend to everyone.
  • INSURER: Lemonade
  • POSTED: 11/05/2023
  • BY: Zena
  • BREED: Belgian Malinois
  • AGE OF PET: 4 - 6

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1

out of 5

worst rip off insurance

so far no payment has ever been paid. for pet bills. Ive been paying for insurance for a long time. and it is impossible to get them to pay out any thing.
  • INSURER: Hartville
  • POSTED: 11/02/2023
  • BY: linda
  • BREED: Belgian Malinois
  • AGE OF PET: 4 - 6

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1

out of 5

Multiple claims, all denied.

See review title.
  • INSURER: Pets Best
  • POSTED: 11/02/2023
  • BY: John
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 4 - 6

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5

out of 5

Verified

Insurance makes a huge difference

Our sweet girl Lily was diagnosed with a large liver mass. Fortunately it appeared to be able to be fully removed by a liver lobectomy. The cost estimate was $8000-$10,000. Without Trupanion we would have had to make the very difficult decision to not have it removed but because we did have Trupanion she had her surgery. Dr Reist and the team at Blue Pearl in Renton were wonderful taking care of Lily and the preauthorization and payment was so easy. Thanks to the Blue Pearl Team and Trupanion Lily is recovering wonderfully at home and I get to spoil her for hopefully many years more.
  • INSURER: Trupanion
  • VETERINARIAN: Blue Pearl Renton
  • POSTED: 09/30/2023
  • BY: Teresa
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: Over 11 years

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5

out of 5

Verified

The best

I appreciate you so much, o have had your insurance for my best friend for 9.5 years. I couldn't be happier. I tell everyone (I mean EVERYONE) about Trupanion, how helpful, caring, easy to use it is working with you. You have saved me from losing my sweet baby (Eric) Thank you.
  • INSURER: Trupanion
  • VETERINARIAN: Northgate Vet
  • POSTED: 09/23/2023
  • BY: Linda
  • BREED: Goldendoodle
  • AGE OF PET: 7 - 10

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5

out of 5

New to pet insurance

I have never had pet insurance so I debated getting it for our newest dog. You hope to never use it, but just like any insurance, it’s nice to have if you do need it. Thankfully we did not have a large ER bill, but it certainly could have been. The process to make a claim was fairly easy. There was a little extra than I expected, but thankfully our regular vet had what we needed. Thank you for providing this option.
  • INSURER: MetLife
  • POSTED: 09/13/2023
  • BY: Sonia
  • BREED: Beagle
  • AGE OF PET: 0 - 3

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5

out of 5

Roxy's disc rupture

Our dog had a disc rupture. One second she was chasing her ball, the next her right leg was paralyzed. The staff at Healthy Paws were very kind, answering all my questions about my policy. They covered almost all of Roxy's surgery, and yesterday said Roxy's post - surgery rehab will be covered if she needs it. I am so grateful. The premiums are very reasonable, and worth every dime. Save your family from having to make a terrible choice because of the cost of emergency care, and get Healthy Paws insurance for your pet!
  • INSURER: Healthy Paws
  • VETERINARIAN: Katharine Bibi, Blue Pearl Kirkland
  • POSTED: 08/29/2023
  • BY: Eileen
  • BREED: Dachshund miniature - smooth coat
  • AGE OF PET: 7 - 10

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