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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
2

out of 5

Watch out for Increasing Costs

I started out with Trupanion 6 years ago and was happy at first - not anymore. My premiums just keep rising and rising and rising - every single year. Then they refused to cover a surgery they should have covered and that was the final straw for me...so I am switching to PetPlan shortly...
  • INSURER: Trupanion Canada
  • POSTED: 02/01/2016
  • BY: Paige
  • BREED: Savannah
  • AGE OF PET: 7 - 10

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5

out of 5

Honest, Exceptional and truly the best insurance

I have been with Healthy Paws Insurance for a few years now, and had ran the gamut prior to joining Healthy Paws with other pet insurances that were quite frankly a BIG scam! Healthy Paws has kept to their word according to the policy I chose and paid me out on EVERY claim. I have a very small toy bread that unfortunately ran into some gastrointestinal issues requiring quite a few trips to the ER and a few hospital stays, to the tune of over $5000. Healthy Paws paid out every claim within 2 weeks (at 90% coverage, the policy I chose) with now questions asked. They are very honest, helpful, caring and don't make you wait for your reimbursement. I don't know what I would have done for my little baby if I didn't have Healthy Paws insurance. I highly suggest you research their policies as every situation is different, but I can honestly tell you that you won't find a better pet insurance company!!!
  • INSURER: Healthy Paws
  • POSTED: 01/31/2016
  • BY: Donna
  • BREED: Miki
  • AGE OF PET: 7 - 10

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5

out of 5

Fabulous

We have had your pet insurance since our pup was 3 months old and unfortunately we've had to use it several times BUT it has paid for itself several times over. Our claims have been seamlessly processed by our vet each time. For the first time, we had to use this insurance for an emergency room visit and we filed out the claim and received a response in a very timely manner. Unfortunately, we had several additional vet visits and the our vet was able to continue filing this claim for the additional visits.
  • INSURER: Trupanion
  • POSTED: 01/31/2016
  • BY: Donna
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Fabulous

We have had your pet insurance since our pup was 3 months old and unfortunately we've had to use it several times BUT it has paid for itself several times over. Our claims have been seamlessly processed by our vet each time. For the first time, we had to use this insurance for an emergency room visit and we filed out the claim and received a response in a very timely manner. Unfortunately, we had several additional vet visits and the our vet was able to continue filing this claim for the additional visits.
  • INSURER: Trupanion Canada
  • POSTED: 01/31/2016
  • BY: Donna
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Well Cared For Pup, Thank you!

I have had ASPCA for the 9 years with my miniature pinscher and she has been through a lot the last 3 years with MRIs, ICU care, and lastly knee surgery. ASPCA has done well above my expectations and continue to support my baby Gia. Even the yearly premiums aren't that bad and its worth the investment. Thank you so much, I will continue to tell others about this insurance!
  • INSURER: ASPCA
  • POSTED: 01/31/2016
  • BY: N
  • BREED: Miniature Pinscher
  • AGE OF PET: Over 11 years

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5

out of 5

Fantastic

I love the constant feedback and that there is communication coming through weekly, it helps me know that there is someone actually there to answer questions. Also, that there is someone that can guide me through the healthcare steps because this is my first fur baby so I am new with all this but I don't feel alone at all :)
  • INSURER: Embrace
  • POSTED: 01/31/2016
  • BY: Daniela
  • BREED: Siberian Husky
  • AGE OF PET: 7 - 10

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5

out of 5

For Accidents and Illnesses

I never thought I would need to use pet insurance but bought it just in case (I have the plan for accidents/illnesses). As a vet assistant I've seen too many times when pet owners cannot afford to do the very best for their pets and have to settle for less expensive options. My dog is my family and as such I wanted to be prepared in case anything were to happen. Unfortunately, I have had to use the insurance a few times. My dog got into rat poison, xylitol from gum, bite wound, back pain, broken tooth extraction, scratch on her eye, and this is all within the past few years. The total for those vet bills is at least a couple thousand, but with insurance I've saved a ton of money being reimbursed for 90% of the bill most of the time. I'm hoping we won't run into anymore issues, but I have peace of mind knowing that if something does happen I will be reimbursed for most of the money I've spent on treatment. ASPCA has been wonderful. They always call to follow up and see how my dog is doing after a claim has been submitted. The claim form is very easy to fill out and does not require a veterinarian signature (a lot of insurances require this which requires another trip back to the vet just for a signature). If they have any questions about treatment, diagnosis or medical records they contact the veterinarian themselves. Overall I am very happy with ASPCA. My only critique is that the costs have been going up each year, but I sort of expect that to happen with any insurance premium.
  • INSURER: ASPCA
  • POSTED: 01/25/2016
  • BY: Mary
  • BREED: Sheltie
  • AGE OF PET: 7 - 10

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5

out of 5

Petshealth care plan best insurance around!

I have had Petshealth Care Plan for my cats from almost the first day it was available. I have been very satisfied with the customer service, the prompt and fair payment of claims, and the concern of the representatives.I especially appreciate being able to speak to a human when I have a question, and a very pleasant one at that! I have recently had a very serious incident with one of my cats, and received a phone call to see how he was doing. My insurance company never called me! Even though there is more competition today, I have no reason to consider another carrier.
  • INSURER: ASPCA
  • POSTED: 12/29/2015
  • BY: Barbara
  • BREED: American Shorthair
  • AGE OF PET: 7 - 10

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5

out of 5

so glad we insured with Embrace

our dog tore her ACL 1 week after the orthopedic coverage kicked in. We thought for sure they would give us a hard time. After they reviewed the claim and saw our Rottie never had trouble with her back leg we received our check within 2 weeks. It made it a happy holiday at our house since we did not have the 2,000 to cover her surgery. Thanks Embrace. You made it a Merry Christmas
  • INSURER: Embrace
  • POSTED: 12/28/2015
  • BY: kathy
  • BREED: Rottweiler
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent insurance plan

Thanks for Embrace to cover my new kitten accidental expense. Very smooth communication and all representatives are very helpful and patient to answer all my questions and concerns.
  • INSURER: Embrace
  • POSTED: 12/23/2015
  • BY: Eric
  • BREED: Ragdoll
  • AGE OF PET: 0 - 3

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