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MY CHOW HAD ACL SURGERY A MONTH AGO TOMORROW - 3RD DOG IN A ROW TO NEED THIS SURGERY - AFTER FIRST 2 DOGS PURCHASED PET INS WHEN I GOT THIS CHOW - FROM BEGINNING TO END TOTAL COST IS ABOUT $4,900 - THE INS PAID ABOUT $3,000 - VERY HAPPY THAT I TOOK OUT THE INSURANCE AND HAPPY ABOUT THE PROMPT AND COURTEOUS SERVICE

Had some questions about coverage, answered right away in the most pleasant, helpful manner. Could not be more pleased!

A large dog can mean large vet bills, especially when it comes to meds. My Mastiff has had an ongoing need for meds and Embrace has not balked at covering them. Their claim service is fast and hassle free. I originally purchased this insurance with the thought of hedging against catastrophic expenses, but I'm very glad I have for the smaller but on going expenses.

Embrace coverage for my dog Hayden started on 3/11. I took him in for his orthopedic exam and vaccinations which was costly. My claim was submitted, approved and paid in full all within one week. I am appealing his ortho exam as the vet was not specific enough on the paperwork she submitted so I had her resubmit it. I am hoping all goes well and he will be covered for any orthopedic issues. That is why I am giving it an 8. If they cover his ortho I would raise it to a 10. Their customer service is the best!!!

I'm so happy with Pet's Best. I took out insurance on my 5 cats (about to add a 6th) just about over a year ago I think and had to use it several times for 2 of our kitties. Everything is so simple and easy with PB. My vet submits the claim form and within 24 hours PB gets back to me by email saying they received claim and will get back to me soon, which they do within a couple of days and with good news about what I'm getting reimbursed for. I didn't believe in pet insurance for the longest time and I'm a pet sitter but I finally gave in and I'm so glad I did. I recommend PB to all of my clients and as long as I have pets I'll never be with PB insurance.

After paying big bucks on operations for our previous dog, we decided to go with ASPCA Pet Insurance for our new dog. We paid the insurance for 6 years thinking that perhaps we had made the wrong choice. Then our much loved Shepherd got 'the bloat', a life threatening condition. ASPCA paid for nearly everything. She recovered fine. Then a year later, she torn the ligaments in her knee. The operation brought her back to normal again. This was followed by the removal of 3 cysts a year later. ASPCA paid for most of each incident. We realized that without the insurance, we would have been asking if this was the end for our dog.ASPCA always calls a couple weeks after the incident to find out if everything is okay - they seem like they really care about the outcome. They don't cover everything, but when you need them the most, they are there for you. It's definitely worth it!

I have been so impressed and thrilled with the service Healthy Paws has provided us. With the Healthy Paws app, submitting a claim could not be easier and I am so impressed with how quickly all claims are processed. Our dog has had some stomach problems so we've had to submit a few claims and each claim is processed easily and promptly. Needless to say, we love our dog and hate seeing him get sick. The last thing you want to do when they are sick is stress about the cost and whether or not claims will be accepted. Healthy Paws' policies are totally clear and they are true to their word. My dog was sick just last week and the reimbursement check has already arrived! The fact that Healthy Paws makes the claims process so incredibly easy provides major relief during an otherwise very stressful time. If you are looking for pet insurance and want it to be as convenient and efficient as possible, Healthy Paws is your answer! Last thing...so far they have followed up every claim with a personal email asking how our dog is recovering. All these factors combined make you feel like this is a company who truly cares about your pet!

Bought pet insurance for our puppy as soon as we got her. Very reasonable and affordable. She broke her tibia when she was 4 months old..we were out of state when it happened and had to see a local vet that wasn't our own. Then we saw our own vet when we got home, and went to a specialist after that. I was concerned that Embrace might give us a hard time about all the different visits but they covered everything no questions asked. We felt so fortunate to have insurance so that we could opt for the best care possible for our baby without having to worry about the cost. Lastly, they have followed up on more than one occasion to make sure we received the payment on our claims.

Healthy Paws is the best insurance company I have ever worked with. Our recently adopted dog was on the plan for a couple of months and he suddenly started having difficulty breathing and was close to death. We brought him to our local animal hospital where they discovered he had an enlarged heart and defective tricuspid valve. He was in the hospital overnight after they drained fluid from his lungs and started him on medicines. The bill for the hospital and medications came to over $4,500. Healthy Paws covered us for 90% of this less our $500 deductible and the charge for an office visit as we expected. Taking out the insurance through them was a great decision because I was thinking about self-insuring as we used a different company for our last dog that was completely healthy until he was about 13 years old. That insurance company practically paid nothing for his arthritis treatments and the well care payments did not amount to much. I was a little worried that Healthy Paws might not pay us after putting about $4,500 on my credit card based on my experience with the old insurance company- but fortunately this was not the case. Just be sure to have your medical records/ history on you pet to send to the company.I considered Trupanion for our new dog's insurance but did not like the fact that there was a $500 deductible for each different type of incidence. With Healthy Paws I know that I will by the $500 once and then they start the 90% coverage for the year regardless of what conditions/diagnosis comes up. The claims process with Healthy Paws could not be any easier with their mobile app. Snap a picture of the invoice and send it off with out any claim form. I highly recommend anyone looking for pet insurance to contact Healthy Paws.

reasonAble premiums and fast turn around. word.