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My husband says we have a "million dollar dobie", and he's right. Embrace has reimbursed us for:1- arthroscopic shoulder surgery,2- extensive post-op physical therapy, 3-emergency, life saving surgery for GDV (bloat), 4-physical therapy and veterinary chiropractic care for Wobblers. So our beautiful 7 year old doberman is fine.

I was a long time VPI / Nationwide Pet Insurance policy holder and can attest to this company being one of the worst, least trustworthy, companies operating in the country. Unfortunately they do not really care about pets and behind their policies they construct absurd benefit schedules that severely limit how much money they will pay their clients no matter whether your pet suffers mild illnesses or need life-threatening surgery. I have spoken with many veterinarians, including my own, that all push their clients away from Nationwide and say they are the absolutely worst pet insurance company by far. If you care about your pet and want to be reimbursed appropriate sums of money for your vet bills, DO NOT EVEN CONSIDER Nationwide. They are snakes who do everything they can to avoid paying you and when crisis comes, they will scour their extensive restriction list to ensure they pay you as little (or nothing) as they can. ANY other pet insurance company is far superior to these crooks.

Trupanion has turned out to be worse than medical insurance used to be for people. They do try on's to make everything but the most obvious pay the $100 deductible. They go out of there way trying not to pay at all by stating "pre existing conditions if your animal has not been insured from the start. Then you have to go back and forth from your doctor to them, which I'm sure they hope you will say "it's not worth it". I have three pets, two unfortunately with Trupanion that we are stuck with and one with Pet Plan, by far superior.

I have found the staff not only helpful but actually caring about my babies 2 great danes! They ask how they are when I call about placing a claim and they are always polite.

I have been renewing my dog's insurance policy for several years. During that time I submitted bills on more than one occasion and I was always happy with the result.This time my dog had ultrasound and colonoscopy to get a diagnosis for his persistent bloody stools. I received reimbursement for my expenses shortly after submitting the bills. As always, they were generous.

We got pet insurance for our two cats "just in case" and we are so glad to have made that decision. Our 15 year old cat started having health issues and the vet bills that followed were shocking to us. Without ASPCA insurance and the security of knowing that we will be reimbursed for MOST of what we spend, we don't know how we could have continued to give our beloved cat the best care. Seeing all the claims we had to put in, ASPCA cared enough to call us personally to check on our cat! We highly recommend ASPCA to all of friends and family.

I absolutely love the coverage I have for my pup. The reimbursement is quick and filing the claim form is easy. The only thing I wish worked better was the ability to file claims online and upload tr needed documents, otherwise I have no complaints. The employees at ASPCA always call me to see how Sebastian is feeling, which I think is very touching and caring. They are always willing and able to answer any questions and are extremely helpful.

Never an issue always a quick easy claim. Glad I have the coverage for both my dogs.

Everyone is always courteous.Questions are answered promptly. Claims are submitted easily and payment is timely.

Our dog Zayn recently needed exploratory surgery after being sick for a few days and not being able to hold down food or water. Of course a piece of toy was found lodged in his stomach. Knowing we had Healthy Paws on our side to help with the bill for his surgery was one less thing we had to worry about. Our claim was submitted just days after the surgery and we had a reimbursement check a week later. We had an insurance plan for our other dog with Trupanion and were denied a claim because of a "pre-existing" condition for an unrelated mast cell tumor 5 years earlier. Despite being paying customers for 5 years they of course found a way to deny our claim when we needed help. We wish we had Healthy Paws for him as well. Definitely recommended!