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Our wonderful cat had a rough year. First he had a urinary blockage requiring a short stay in the hospital. Then a few months later he was back in the hospital again. The vets were first thinking he had a fatal virus, but later he was diagnosed with severe pancreatitis. Throughout the entire stressful process and fear of losing our beloved animal, Healthy Paws Pet Insurance was literally a life saver. Our cat's care was incredibly expensive (in total over $5000) and the cost of his care would have been crippling for my family. Healthy Paws was incredibly easy to work with and their app made submitting claims quick and painless. They covered what they said they would and even followed up to check on the health of our pet. If you have an animal you care about, you can't afford to NOT have Healthy Paws.

I am so thankful that we have Embrace for out Gracie (The Super Doodle) Due to her being such a ball playing girl, she miss stepped and torn/broke her right wrist beyond fixing without major surgery to fuse her wrist. With pins, plates, rods, bone grafting and many visits to the Vet and multiple x-rays our girl is healing and will remain Super!! Honestly, with out the insurance, Gracie may have been put down because of the cost to help her. Embrace stayed in contact with me and never gave me any problems and always acted quickly to settle claims. They made me feel that getting Gracie back on all fours was important to them. I am grateful for all the help Embrace has offered us.

I have submitted multiple claims in reference to my Great Dane puppy who had been sick since we got her. While pre-existing conditions are not covered they still made a huge impact by reimbursing everything that they could. Including prescription food and medications! I'm really glad I customized my plan with embrace!

Urie started with vomiting, diarrhea and became extremely lethargic within 2 days. She spent 2 days at our vet's (Peticote Veterinary) and then 2 more days at Northstar Emergency Hospital. Urie had multiple blood work, lab work, x-rays, ultrasounds, endoscopy, etc., and received the best possible care. KUDOS to Peticote and Northstar for their diligence in getting Urie back to excellent health. And yes, KUDOS to Embrace Pet Insurance Company! It is so comforting and gives me such great peace of mind in dealing with all veterinary decisions. I've been with Embrace for 2+ years and I'm so grateful for their excellent service and professionalism. It was the best decision I made in selecting Embrace over 5 other companies indeed!

Never had to make a claim yet. However be warned each year rate increases exceed 10%. Ask for proof of costs rising to determine justification they refused. Imagine cost of policy in 5 years. Our wellness plan through Banfield has never increased.

My policy covered end-of-life expenses for my 16-year-old fur-baby last year. I now have a 10-year-old rescue who's is covered by ASPCA insurance. I continue to be very satisfied with the service of this company. I appreciate the communication regarding status of a claim.

I have been a member of this pet health insurance for several years. They have always been responsive to my calls and questions. The reimbursement aspect has allowed me to more freely give my furry daughter the proper health care she needs as she ages. With limited income due to retirement, knowing some of her health expenses will be covered gives me comfort.

Thank goodness for Embrace! Our poor girl is a complicated mess yet the best dog you could ever hope for! She is always happy and loves everyone, which is why we would do anything and everything to try and keep her healthy. Thankfully Embrace makes those choices so much easier. When I first signed up for the insurance my husband fought me on it, he thought it was a complete waste of money! He fought so bad that I paid for it myself because he refused! I told him since we have a large breed dog that i wanted to make sure if God forbid she ever needed a hip or knee replacement i wouldnt have to think twice because the insurance would cover a portion of it. It was the best decision I EVER made! Our poor girl has bad skin allergies, severe food allergies (allergic to every food but super hypoallergenic prescription food), she is slightly incontinent and has issues with bladder and ear infections and most recently (at the age of 5) diagnosed with beginning of kidney disease. So as you can imagine, specialist vets, tests and medications are abundant with out girl and Embrace covers everything but her prescription food! THANK YOU Embrace for always helping us take care of our furbaby, she truly is worth every penny!! You cant get a better dog and you definitely can't get a better pet insurance!!

My jack russell-pug mix gets himself into ear infections on a yearly basis which are always covered. I give the form to my vet who faxes it to Embrace and I get emails telling me they got the claim and that it's been covered and to log on to see the results of the claim. It's so great! The customer service via email and phone calls are amazingly helpful. I recommend Embrace to everyone with an animal.

Healthy Paws' turnaround was so quick that I had the money in the bank before I had to pay the bill.And they paid exactly what I expected. I didn't need any more grief dealing with an insurance company while dealing with a beloved furkid with osteosarcoma. The greyhound group I belong to overwhelmingly have HP over other insurance companies. And no complaints.