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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Archies Surgery

Archie went in to the Vet for his Neutering. I filed his claim the next day. I received my check last week for for the procedure. Embrace, you are great. I have already told my vet about your insurance and they had never heard of you but they have now and are telling their other customers about you.
  • INSURER: Embrace
  • POSTED: 11/26/2013
  • BY: Barbara
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Embrace comes through

Excellent coverage exactly as advertised. Follow up great communication
  • INSURER: Embrace
  • POSTED: 11/19/2013
  • BY: Mark
  • BREED: Goldendoodle
  • AGE OF PET: 7 - 10

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4

out of 5

so far, so good

I have six dogs insured with ASPCA. Over the past few years, I have had several claims, and all have been dealt with quickly and expediently. Due to the deductible I do not submit smaller claims. Instead, I consider this "catastrophic" insurance, in case something big and bad happens to one of my dogs. I am not pleased with all the pre-existing condition limitations, and that these stack up with each renewal. I suppose I should start shopping around. So many of us have older dogs, whom we love and cherish. I think we need a "medicare" plan for them, funded by pet health insurance companies as a group.
  • INSURER: ASPCA
  • POSTED: 10/28/2013
  • BY: Abbie
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

Covered heartworm and vaccine 100%

I assumed heartworm meds would not be covered at all, but was very pleasantly surprised that it was all covered.
  • INSURER: Embrace
  • POSTED: 09/16/2013
  • BY: Peg
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent

This is my fourth year with EMBRACE. I did not find the wellness worth the money. However with one of my Westieshaving Addison's disease, it is definitely very good. I've not had any trouble with claims.
  • INSURER: Embrace
  • POSTED: 08/28/2013
  • BY: Ginny
  • BREED: West Highland White Terrier
  • AGE OF PET: 7 - 10

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4

out of 5

Peach of mind might be worth the 'break even' mine

...money. I believe I'm breaking even to date on my dog's ASPCA Insurance. Having said that, I worry less about outstanding bills for Marco.
  • INSURER: ASPCA
  • POSTED: 06/21/2013
  • BY: name
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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3

out of 5

Reimbursement is exactly as promised.

Rocky is a 13 1/2 year old Standard Poodle. We just purchased pet insurance last year. He was pretty healthy at that time. Since then, he developed Degenerative Myeopathy We submitted one claim, and it paid exactly as promised. I thought each claim had a $100.00 deductible,but an agent told me that that was only once a year. I wish I had purchased this long ago. Several years ago, he developed Canine Bloat at 2:00AM. Thank heavens the emergency vet saved him. The bill was almost $4000.00. That wouldn't have hurt nearly as much if we had an ASPCA policy in effect. I have found the agents to be wonderful, and they know their stuff. I would never be without pet insurance again. Peace of mind is reason enough to buy this product.
  • INSURER: ASPCA
  • POSTED: 04/19/2013
  • BY: Phyllis
  • BREED: Standard Poodle
  • AGE OF PET: Over 11 years

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5

out of 5

Pleasantly surprised with

I admit to being skeptical, but I have been pleasantly surprised with Embrace. No 'hidden' costs, prompt service both in email and on the 'phone. Pretty easy to understand. I would suggest a few more details on the claim forms - maybe on back side have examples of what Embrace expects Veterinarians to write on form. Also a reminder that on your first visit after signing up - to BRING the orthopedic waiver for vet to fill out - to save on a second trip.... Still overall, I am pleased.
  • INSURER: Embrace
  • POSTED: 04/12/2013
  • BY: Peg
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

Westie very ill-dx Addisons

I have received good servicefromEmbrace for going on three years for my three Westies. The latest one is for my Westie with recently diagnosed Addison's.
  • INSURER: Embrace
  • POSTED: 02/20/2013
  • BY: VSigler
  • BREED: West Highland White Terrier
  • AGE OF PET: 7 - 10

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1

out of 5

NOT RECOMMEND

Our dog has UTI and she has been continue giving care and it costed us several hundred of dollars for testing and medications. However, every time we submitted the claims we only get pay less than $20. We've met our deductible ($100) for a year. ASPCA still charge for continuing care for another $100 for a deductible so this last claim we got paid for only 80 cents. They hardly cover anything for your pet. I would NOT RECOMMEND ASPCA pet insurance to anyone.
  • INSURER: ASPCA
  • POSTED: 02/08/2013
  • BY: Brian
  • BREED: Bichon Frise
  • AGE OF PET: 7 - 10

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