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we shopped around and heard a great review of Trupanion, so we purchased coverage for our 2 cats, who both have had medical issues in the past but they were still insurable. When we added another kitten, we added coverage for him as well. The premiums came to about $50/month for all three. Our older two cats go outside during the day now and then, and one morning in early May, they'd been out for a short time when one returned with an injury to his back leg, as if he'd been hit by a car. The vet who took x-rays and found our cat had a broken back leg caused by a gunshot wound from a pellet rifle. He had surgery that day, where they put in a pin and a plate to stabilize the bone. He came home the next day with medication and after care instructions (isolation, daily antibiotics, pain meds). a few days later the pin failed so he had another surgery to replace that. He was able to walk around a bit to get to the litter box and food, but no jumping, running, climbing etc. And he needed monthly x-rays, until September when the bone had healed enough to remove. He has healed nicely and is now back to his every day activities. the initial surgery was paid for by Trupanion (less the deductible and co-pay) within a few weeks, and after he received a clean bill of health, we submitted the claims for all the follow up tests, etc, and those were paid accordingly within about 2 weeks of submission. Total vet bill =$3900. Trupanion paid $2600. What a godsend!

we shopped around and heard a great review of Trupanion, so we purchased coverage for our 2 cats, who both have had medical issues in the past but they were still insurable. When we added another kitten, we added coverage for him as well. The premiums came to about $50/month for all three. Our older two cats go outside during the day now and then, and one morning in early May, they'd been out for a short time when one returned with an injury to his back leg, as if he'd been hit by a car. The vet who took x-rays and found our cat had a broken back leg caused by a gunshot wound from a pellet rifle. He had surgery that day, where they put in a pin and a plate to stabilize the bone. He came home the next day with medication and after care instructions (isolation, daily antibiotics, pain meds). a few days later the pin failed so he had another surgery to replace that. He was able to walk around a bit to get to the litter box and food, but no jumping, running, climbing etc. And he needed monthly x-rays, until September when the bone had healed enough to remove. He has healed nicely and is now back to his every day activities. the initial surgery was paid for by Trupanion (less the deductible and co-pay) within a few weeks, and after he received a clean bill of health, we submitted the claims for all the follow up tests, etc, and those were paid accordingly within about 2 weeks of submission. Total vet bill =$3900. Trupanion paid $2600. What a godsend!

We got our Aussie at 8 weeks and immediately signed up with Healthy Paws based on the reviews. I can tell you this is one of the best decisions we have made in going with HP. On numerous occasions, we have taken the pup in for different issues including the ER and every time time, our claim was processed and benefits paid within days. Their customer service is the best and the fact that I was speaking with a caring veterinarian was OUTSTANDING!! I hope we have gotten past the worst with our pup and it's reassuring to know Healthy Paws will be there if needed!

Embrace has been wonderful during a stressful time. The customer service and communication is amazing. I have received answers to my emails promptly, even on the weekends! Our claims have been processed in a timely manner. Last week I received six checks in one envelope, several were for claims that had barely been in the system a week or so. Our lovely Ted has cancer and has had several surgeries, goes for every other day bandage changes and is undergoing chemo. Not one claim has been questioned or denied. This is an emotional and trying time for our family and Embrace has been easy and uncomplicated. I also appreciate their practice of inquiring about the patient. Ted is what it is all about. Thanks Embrace.

It's non-profit and for $30/month they cover 90% of expenses. They don't cover exam fees or preventative care, and there's a $100/year deductible. I think it's a great deal and have found them easy to deal with via email and phone. They reimburse promptly and no surprises with what they cover. Our puppy had to be hospitalized overnight and the bill came to about $650. They reimbursed 0% of the exam fee and 90% of everything else, which brought the cost down to about $125. My wife and I have definitely had human health insurance that is not this good.

About a year ago, I decided it was time to finally get pet insurance for my 5 yr old, 75lb lab/shepherd mix, Willy. A friend told me about Healthy Paws, and their reviews and prices looked good to me. Fast forward one year, and poor ol' Willy has torn a ligament in his rear left leg. Having our Healthy Paws insurance took away all the anxiety of having to even have a discussion about whether or not we'd be able to afford the nearly $5000 of treatments he needed. That was 3 weeks ago, and I received my reimbursement from Healthy Paws last week! That's 2 weeks it took them to get me my money back! I believe they actually had the claim processed within a day or two. And there have been at least a couple of emails from their claims manager just checking in, and seeing how Willy is doing.I don't often review services like this, but that's because I'm not usually inspired by such exceptional service. I honestly can't recommend Healthy Paws enough. I've already gotten a few different friends to sign up!

After reviewing lots of different options I chose to go with Healthy Paws after reading outstanding review -- now I know why. Their customer service is phenomenal! There's no confusion about what they cover--it's very clear once you decide which plan you want. The claims I've submitted have been processed within one day. This was especially helpful recently as one of my dogs had to have major (and expensive) surgery. I would highly recommend them.

When we got our third and fourth Berners, I knew we'd need insurance. I had had coverage from another company for the first two, and although they did what they said they'd do, the reimbursed based on an unrealistically low schedule and there were quite a few exclusions. Two Berners, two years, just north of 9K in claims; all paid promptly. From coverage for immune mediated meningitis, to simple skin infections, to a fragment of a tennis ball that was ingested and took a couple of months to pass, they''ve paid it all. The older dog has hips that will be prone to,dysplasia later and our vet suggested a series of injections to help prevent it. I didn't submit a claim for these since I knew hip dysplasia wasn't covered for the first year. They actually called me and asked about his and told me that since he had not been diagnosed with hip dysplasia it would be covered and to submit a claim. When is the last time your insurance company called you and asked you to submit paperwork so they could send you a check. There are quite a few companies that write pet insurance now. I looked at all of them before picking Healthy Paws. Very few have annual deductibles, rather than per incident deductibles. Those that have annual deductibles tend to have WAY more exclusions. The premiums are reasonable and the claims service is speedy. I always have my check within three days, most of the time in two days and once I even got the check the next day. (I live about 45 miles from the "Mother Sh

At the suggestion of my vet, I signed up our 9-week old puppy for Trupanion hoping that I would never need it but he was diagnosed 6 months later with a chronic condition, the treatment of which, would be a huge financial drain on us. Thanks to Trupanion, we know we can make sure our puppy gets everything he needs to live a long and happy life.

At the suggestion of my vet, I signed up our 9-week old puppy for Trupanion hoping that I would never need it but he was diagnosed 6 months later with a chronic condition, the treatment of which, would be a huge financial drain on us. Thanks to Trupanion, we know we can make sure our puppy gets everything he needs to live a long and happy life.