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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Amazed with the efficiency

I am very surprised with the transparency, the efficiency and the communication of Pets Best. This is my first time having a pet insurance and I was not expecting this level of service. I get notification with every process of my claim plus it is extremely easy to file a claim and if you are missing a document, they sent a notification right away explaining with a great detail, what is missing for your claim to be processed. I am extremely happy!

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5

out of 5

Healthy Paws - Highly Recommend

I've had HP for 9 years. They consistently provide a no-hassle experience and typically pay claims within days. One of my dogs has required multiple surgeries and procedures - and I've never had a rate hike due to the number of claims submitted, or the cost of claims. So glad I have HP and would highly recommend to all pet parents!
  • INSURER: Healthy Paws
  • POSTED: 01/13/2025
  • BY: Sarah
  • BREED: Havanese
  • AGE OF PET: 7 - 10

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5

out of 5

Really Appreciate MetLife

We adopted a Great Pyrenees and immediately purchased wellness and sickness/hospitalization insurance for him. Later, he became ill. We are so glad we had pet insurance. MetLife took about 29 days to pay the claims but they did pay them. We thought initially it would take 5-15 days and were a little frustrated but the contract does give them 30 days. The bill was pretty large and we were very satisfied concerning the insurance coverage payment. There was no fuss; the representatives were very helpful; and we are so glad we purchased the insurance from MetLife. It is a smart decision. We will absolutely continue the coverage throughout our pet's life. I have the experience of having a beloved pet without insurance and he needed each hip replaced and just caught everything - but he was an angel and it cost us a lot over his life. This is why we immediately insured our GP and it's been a great decision. We highly recommend MetLife.
  • INSURER: MetLife
  • POSTED: 01/12/2025
  • BY: Kristin
  • BREED: Great Pyrenees
  • AGE OF PET: 0 - 3

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5

out of 5

Tried multiple companies and spot has been the best

I don't have much to say except that I've been with a few pet insurance companies over the year, and Spot has been one of the most cost-efficient (especially for our older dogs) and has been one of the easiest to process claims with. As expected, new conditions took a little longer to process (a couple weeks) because our vet needed to submit copies of medical records - but otherwise, the claims are started via the website or their app and submitted within minutes, most claims are completed within days, and they're directly deposited to my account. The entire process is smooth and the UI works great.

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1

out of 5

Terrible service. Horrendous waits. AWFUL denies.

Title says it all. It’s such a scam. We wasted so much money paying them for zero help when we needed it. Look elsewhere for what you need. We were customers for less than a year. Started okay and progressively got worse then terrible.
  • INSURER: Pets Best
  • POSTED: 12/28/2024
  • BY: Alexandra
  • BREED: American Shorthair
  • AGE OF PET: 7 - 10

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1

out of 5

I can’t recommend

After being insured for over five years, the time came to file a claim for a major event that resulted in ER care. Provided all records from our standard vet and the ER Clinic. Deny. Deny. Deny! Make sure you go through the appeals process and then file a complaint with your State’s Department of Insurance. Pet insurance isn’t as cut and dry as human insurance; diagnosis coding guidelines, etc. In some instances, vets have been contacted my pet insurance plans and requested to alter their notes- of course to get the company out from paying claims.
  • INSURER: Pets Best
  • POSTED: 12/26/2024
  • BY: Justin
  • BREED: Other Mixed Breed
  • AGE OF PET: 4 - 6

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5

out of 5

Wellness Coverage

Our new puppy has been to the vet twice for vaccinations, and both times, the claim was approved immediately. My account was set for direct deposit and the refund was deposited within a few days. Download the app on your phone, take a picture of the itemized vet receipt including your payment, and send it to Pets Best. "

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5

out of 5

Worth every penny !

I recently got an English Mastiff puppy. XL breeds, everything is higher so pet ins is best. It's affordable, and the claim process was simple. They reimbursed me within 7 days.

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5

out of 5

No issues

Process was clear, hassle-free, adjudication was quick

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5

out of 5

PewtsBest is the best

All aspects of my relationship with BestPets has exceeded my expectations. They are timely, efficient and communicate well. EXCELLENT!!
  • INSURER: Pets Best
  • POSTED: 12/06/2024
  • BY: Jake
  • BREED: Pit Bull
  • AGE OF PET: 0 - 3

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