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I have unfortunately needed to file multiple accidental claims for our dog but Trupanion has covered 90% of costs minus the evaluation fee as stated on their site . I have been very happy with easy fax of forms and quick reimbursements.

I have unfortunately needed to file multiple accidental claims for our dog but Trupanion has covered 90% of costs minus the evaluation fee as stated on their site . I have been very happy with easy fax of forms and quick reimbursements.

Our two (2) King Charles brothers went in for annual wellness checkups, shots and flee/tic & heart guard meds. The charges were $1000. Our vet filled out the form in just a few minutes as we spoke and then faxed it in to Embrace. I received a confirmation of receipt in 1 business day and a status of claim 2 days later. Embrace covered $800. and informed me that the money would be deposited in my checking account within 48 hours. Embrace has been this reliable for us for three years and our vet believe it allows them to provide the highest and most cost effective preventative care.

I have four guys. One dog and 3 cats. After our Salem was diagnosed with cancer, we spent over 6,000 dollars for his surgery and treatment. Sadly he passed, but that was when we decided that pet insurance should be checked out for our other 4 guys. I researched 20 different pet insurance companies until I settled on Healthy Paws. Currently our Penrod,(cat), was diagnosed with Hyperthyroidism. I vet suggested at his age getting radioactive iodine treatment done on him. That bill was $1000.00. The insurance we chose was 80% reimbursement, with a $500.00 deductible. After we met his deductible with pior blood work and x-rays, the hospital bill was $1000.00 and we got reimbursed $800.00. I submitted the bill via email and was notified about an hour later that a check was in the mail!!!! Also they sent me a email asking if Penrod was doing OK. My own insurance company does not do this. I was so amazed!!!!! I so highly recommend Healthy Paws!!!! Our next fur babies will surely be insured with them.

I had a pleasant experience with not the ease of submitting claims and quickly receiving the reimbursement but also the personalized response about how my pet was doing after the procedure.

We just adopted a new puppy and this is the first time we bought insurance. Once we submitted our first claim for $160.00 we received the reimbursement within a few days. We always receive e-mails if there are any questions. Service is wonderful.

I had to get many tests to find out why my cat, Muffin, was losing weight including an ultrasound and liver biopsy. Without insurance I might have not been able to do all of this. Her weight has stabilized for now.

Rapid Pre-certification Process.Comprehensive Coverage. Care and concern and follow up were very good. Post surgery quick approval process. Streamlined paperwork.

We have a 7 year old American Eskimo that recently began having diffculty getting up. She was very sad, stopped playing and would not eat. A specialist advised surgery on her knee since it dislocated and caused pain. She has since suffered from swollen joints and we are still investigating the cause. Embrace has been great. The staff is very responsive to our claims and is very caring about our pets.

Embrace comes thru again. Our Lab that had a $4,000. abdominal surgery in Nov '12, had a $4,000.TPLO in Feb '13. In both cases Embrace exceded our expectations. Professional c/s, quick claims processing and easy to deal with in every way.