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My dog is undergoing treatment for his autoimmune disorder. While I get it, it would be nice it they covered his Chinese herbs for his holistic treatment. I didnt want to do traditional treatment (which was high doses of prednisone daily for 6 months) because I felt it would introduce a host of other detriments. "

Excellent. Payment has been very quick.

I'm a veterinarian and recommend insurance to every client. Even if you own your own clinic there are still cost associated with every procedure and doctors and staff to pay. Proof is in the pudding as we have had 2 claims on my own golden puppy and the claim service is awesome. Keep up the good service Dr Pelfrey

All of our claims have been processed very quickly and with direct deposit even better.

Have been very fair and prompt.

This insurances has been a peace of mind given the fact that I rescued a dog and did not have much, if any, information in regards to her past.

Two of my cats are covered by Embrace, and I love the fact that they have the equivalent of a flex plan that I can use to help defer the cost of dental cleaning, too!

In March one of my dogs was diagnosed with Addison's disease and required 3 days of care. Embrace reimbursed me 80% after the remaining deductible was met. She currently has to have monthly shots and daily medication to control it, which cost over $200.00 per month. Embrace reimburses me 80% on the medication after deductible is met. I have had pet insurance on my pets for several years, but Embrace provides the best coverage for the services my pets need.

I am extremely analytical in nature. I probably studied the details of pet insurance for 40-50 man hours (also putting it against just saving money in a savings account) before deciding to go with FIGO. If you narrow it down to the top 2 or 3 and compare their coverage, it's easy to see that FIGO covers quite a bit more with fewer exclusions. Anyway, on to my personal story: my "boys" two English Bulldogs, 1 and under 1 have not had great luck. The youngest got pneumonia, racked up a 1900 between the emergency vet and regular vet within the second month of having FIGO. I held my breath because I had read so many awful reviews online of other companies but they were truly wonderful and I totally trust them now after repeated positive experiences. I wish their hadn't been so many claims this first year but I'm chalking it up to the puppy stages with these guys.

Fast & easy filing. Direct deposit makes fast & easy reimbursement