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Once you get past all the things the insurance does not cover and the deductible, the insurance is not bad. We adopted a 9 year old dog with a few health issues. While he was new to us, Embrace would not cover anything preexisting. As a result his two knee surgeries were not covered. Once I got past the $500 deductible for things that were covered, we started to get some money back. The vet filed the paperwork and we were sent a check. That part was easy. I did not find any insurance that would cover a pre-existing condition. I just wish that insurance would start with the health of the animal on the day the insurance policy begins.

I purchased major med & wellness coverage for my GSD puppy within a few months of bringing him home. After paying the deductible, the coverage has been excellent for his routine visits, meds, and a few minor injuries & illnesses. Claims are paid quickly and I love the electronic filing & payment options. We had one issue with a denial, but after I requested a review, the denial was reversed and the claim was paid. I haven’t used the online vet help service, but it’s mice to know it is available. I appreciate the emails providing me claims status info and periodically checking in on my dog. Following the great experience with my puppy, I decided to enroll my other two dogs who are “seniors” (10 years old). Because of their age, there were some additional coverage limits due to pre-existing conditions. I’m not sure I’ll see the same value of the insurance for them so it remains to be seen if I’ll continue their policies. Overall, my experience with Nationwide has been very positive.

But I still haven't received Scout ID tag yet

I have recommended trupanion about a dozen times over the past year alone. Great service.

Wonderful people at Trupanion!!!

You made a very difficult time for me and my fur baby easier. Very compassionate helpful . Thank you Trupanion team. From the bottom of my heart!! Sheena Hebert

But I still haven't received Scout ID tag yet

Embrace Pet Insurance does what it says it is going to do and does it well. The people are polite, caring and competent. The claims are promptly reviewed, and I especially like that benefit checks are direct deposited into our bank account. We previously had another company insuring our dogs and they can't compete with Embrace. Highly recommend.

I have been very pleased with Nationwide. Not only do they cover emergencies but also routine vet visits as well as certain medications. We’ll be staying with this group for our pet.

It's a wonderful feeling knowing my fur-babies can get the medical care they need when an emergency arise or its time for a wellness check. I feel I can rest a little easier or relax more when they are at play in the backyard or at play with others at the dog park. Things can happen quickly, and knowing Nationwide is on my side when I need them is truly a blessing. Thank you for being a part of our family.