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This is our third insurance companies and Embrace covers more than those other companies. My poor golden had double knee surgeries when she was a baby and the last instance company wouldn't cover any of the surgery and together that was over $4000.We didn't heist to pay it for our baby.But as long as I have family pets we will be with Embrace that is a Promise too !

I have been an Embrace member for several years through USAA. I switched after my previous pet insurance went up to $800 a year for my cavachon, Calvin, despite his never having been diagnosed or treated for any chronic illness even at age 8. About a year after I switched plans to Embrace, routine "senior dog" bloodwork recommended annually by my vet detected extremely high liver enzyme levels. After various tests were inconclusive, my vet recommended a specialist who recommended a full liver biopsy with four liver samples taken. At that point, including the surgery needed for the biopsy, the total vet bills were upwards of $4,000. Then, once Calvin was diagnosed with copper storage disease, I had to pay for expensive medication to pull the excess copper out of his liver. Fortunately Embrace quickly reimbursed me everything but the small deductible and co-pay I had selected. Prior to this I had very recently been through a traumatic divorce, and my income was reduced over 75%. So, Embrace was salvation for me financially and emotionally, since Calvin was my sole comfort on many days, and I didn't have to worry that I would not be able to afford to care for him now that he was sick. I don't know what I would have done if I had not had Embrace. I recommend pet insurance to everyone now, and specifically Embrace. You never know what life will bring - be prepared to care for your pet!

Love Trupanion you are the best, I'm always talk with all the people who care about their dogs about how wonderful Trupanion is, you help me a lot through all the illness of my baby (cancer) not only financially but emotionally every time I'm call your agents always have a nice an positive attitude and I'm feel I'm not along on this war, I'm only have a big gratitude for all you do for me and my baby, for the bottom of my heart thank you , thank you, Trupanion you are the best pet insurance then a dog owner can have

This was the first time my pet was seriously ill in 8 years. I was very pleased that all my claims were processed in a timely manner and even though they needed additional information from the hospital, which took some time - they kept me informed throughout the process.

It is so easy to file a claim with Embrace and before you know it, your refund is in your checking account! Piece of cake. The big people insurers would do well to study this company! Also easy to talk with a real person if you need to.

Don't be a fool and buy pet insurance from Healthy Paws. We have been paying the Healthy Paws insurance premium for our daughter's Yorkie since 2014 and they denied our only claim. They are very good at marketing and making people believe they care about pets. To be fair all insurance companies are in the business of denying claims especially the ones that don't face strong regulations by states. They make money by denying claims and raising premiums so that owners cancel their policies.

Y'all are awesome! Had no problems at all.

Thanks for proving such great service. I tell all my friends who are pet parents about trupanion!

Trupanion has been fantastic over the years - they have helped keep my dogs alive with their financial backing for needed testing and treatment.

Trupanion has been fantastic over the years - they have helped keep my dogs alive with their financial backing for needed testing and treatment.