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I have health insurance for my protection. I think it is important that Bob should have good protection too.

I purchased an Embrace insurance policy as soon as we brought home our 8 week old lab puppy. He had some normal health issues, stomach upset, an ear infection, neutering and Embrace responded each time in a friendly and timely manner. Now 10 months old- our lab puppy swallowed a pacifier which became lodged in his intestines, causing a complete blockage. There is no option other than emergency surgery to fix this issue, or death. At 2 AM in the emergency room, when faced with the option of surgery or putting him down, it was easy to opt for surgery knowing Embrace was behind us. Instead of $4000 bill, we paid our 20% co-pay and our lab is back to normal (plus one giant scar). I have to say, I watched more then one person at the desk pull out credit card after credit card just to pay for their pets health care and it was heartbreaking. Knowing that I wasn't going to have to put my family in financial jeopardy AND that I could save our dog, was the greatest confirmation that buying an Embrace policy was the best decision we made as dog owners.

Our 8-year-old Saluki mix was hit and pinned under a car, resulting in internal injuries, numerous cuts and abrasions and a huge area of burned skin on her side. We rushed her to our emergency veterinarian, where she underwent a splenectomy, transfusion and other procedures to stabilize her. After two days she was transferred to the ICU of the veterinary hospital of the University of Pennsylvania for intensive treatment, a process which is still ongoing after more than a month. We were covered by Trupanion insurance, which reimburses 90% of costs for emergencies. They have been completely supportive in covering all claims to date, promptly and without question. We truly owe our dog's life to them, because without their support we would have had no choice but to euthanize her. I have recommended this company to many friends, who have had similar experiences with them.

Our 8-year-old Saluki mix was hit and pinned under a car, resulting in internal injuries, numerous cuts and abrasions and a huge area of burned skin on her side. We rushed her to our emergency veterinarian, where she underwent a splenectomy, transfusion and other procedures to stabilize her. After two days she was transferred to the ICU of the veterinary hospital of the University of Pennsylvania for intensive treatment, a process which is still ongoing after more than a month. We were covered by Trupanion insurance, which reimburses 90% of costs for emergencies. They have been completely supportive in covering all claims to date, promptly and without question. We truly owe our dog's life to them, because without their support we would have had no choice but to euthanize her. I have recommended this company to many friends, who have had similar experiences with them.

I had only signed up for Healthy Paws (after extensive research and comparison) a month or two before my puppy ingested something and needed emergency surgery. It was SO EASY to just upload my claim via their phone app (just take a photo of it, that's it!), and within a week I had a reimbursement check in hand. No disputes, they covered everything they said they would! And they even followed up with me to check on how my puppy was doing. I wish my human health insurance was this easy!!Side note, when my kitty got sick and I submitted my claim to them, they contacted me because I had forgotten to have my previous vet send them his medical history (we moved last year). They offered to call my previous vet to get the necessary paperwork, saving me time and hassle - who does that?!

The Claim Representatives who handled my dog's claim were excellent. They were polite and kind with each conversation I had. I was faced with a delicate situation when trying to obtain records for the claim. The Representative stepped in and quickly obtained what was needed to settle the claim. I cannot compliment them enough. I liked the ease of being able to send & track my claim on my IPad. As I mention in an email, "I hope never to need use Healthy Paws again but I am glad to know your company will be there if I do." My claim was settled at 90% coinsurance and with the deductible I chose within 3 weeks.

We have had to use the insurance twice and were o.k. with the coverage. I thought we would get more money back, but something is better than nothing.

Adopted a lab mix three months ago and this insurance has been great! Speedy claims process and good reimbursement! We even have a few pre existing conditions but I think they are being very fair about!

I've used other insurance companies before for my pups and while they are good, healthy paws is the best!! Customer service is always friendly and knowledgable about whatever I'm calling for. They are straightforward about coverage. There are no surprises with what is and is not covered. My dog recently went into a major surgery to have his knee reconstructed due to an acl tear. While I was expected to pay the costs upfront, I knew exactly what my reimbursement for the surgery would be. With confidence that healthy paws would send the reimbursement quickly, I was able to use a credit card knowing that I would have the reimbursement check in my hard before I even got the credit card statement! I brag about healthy paws because when I tell people how great the insurance is they are amazed! Best part is... It's totally affordable and so worth the minimal money paid each month to have peace of mind my babies will be taken care of! You can also personalize coverage as far as yearly deductible and reimbursement rate to make it a few dollars cheaper or more expensive each month based on your needs. Thank you healthy paws for making this surgery possible because without you it wouldn't be happening anytime soon!!!

Truepanion is like BlueCross for your furry family member. Claim submission is a snap (your vet office can do it for you just like your physicians office), email alerts from receipt to following up on reimbursement and your pet status, and great coverage. I'm lucky to have found Truepanion .