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Great at reimbursing vet Bill's. Takes about 30 days, but they have been great about it.

I have sent countless people to trupanion and they have been so thankful to not ever have to worry about providing the best care for their pet.

My Bernadoodle beloved puppy, has unfortunately had 2 very severe infections, (1 he caught at a horrible dog park in Dallas), requiring 2 overnights at ER/Critical Care Hospitals. Both were very close calls and they saved his life!!! Over $5000.00 w/vet bills/ER bills, etc. Very grateful (so is my bank account) to Nationwide for their almost seamless process of reimbursement (90%). My son recommended Nationwide and thank goodness I listened to him.

They are fair and knowledgeable.

I have had my insurance for 3 months and have used it on 3 different occasions with ease. I love being able to submit claims from my phone. Embrace always lets me know the status of my claims. Very happy customer

Just a few days to get money back for wellness benefits, Brings the cost of those monthly meds down to a reasonable level.

Very easy process. Trupanion keeps track of the deductible, so I dont have to.

I changed to Trupanion about a year ago when my other pet insurance company had a change in underwriters which changed my policy and pricing. When my dog suddenly had a rapid onset cataract I was regretting changing because I was worried Trupanion would claim it was a pre-existing condition. Fortunately, my dog had a complete physical at the time I signed up with Trupanion to document his current health including an eye exam documenting he did not have cataracts at that time. I was very happy with Trupanion's customer service and timely payment of my claim. The one note I would make is that Trupanion does not cover exam fees. They clearly state that in their policy. My dog had the initial exam that diagnosed his eye problem and I knew that would not be covered. On the vet's surgery bill, the vet detailed a large amount to "exam". This amount also was not covered even though the exam was part of the surgery process. This is just something to note when comparing plans. I would recommend Trupanion.

Embrace has truly been beneficial to my dog. She has reoccurring bouts of anemia and thankfully her transfusions are covered.

Easy, fast, and positive all around experience. Thank you!!!