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My dog is on meds for arthritis & degenerative mylelopathy, and recently needed multiple vet visits to diagnose and hone in medication dosage.

When my wife and I got our dog Tyson she asked me about getting pet health insurance, I initially thought the idea of this was a bit silly never having made such decisions before. But I was ok with it, sure why not? She did some research and decided on a company called Healthy Paws because of their reviews and the fact that they don't have injury limits as many others do. We picked our deductible and the percentage we wanted reimbursed and signed up, easy and done. The app is easy to use, which is how you file a claim, simply use the app to take a photo of the invoice you have from your vet and submit. Within a week you'll receive a response and reimbursement if your deductible has been met. You'll need all medical records the first time only. Now about our personal experience. My boy Tyson tore the ACL in his right knee, because of his size (145 lbs) TPLO surgery is the only option. This procedure is about $4500, shocking to say the least. We had the operations done and I was sure we would play hell getting the reimbursement, so sure in fact I went over Tysons policy a few times looking for any loop holes they may try and jump through. We submitted the claim via the iPhone app and two weeks later we had the reimbursement check in the mailbox. No phone calls, no emails, no games...I was shocked, I wish my personal insurance was this good! So, I'm now thinking what gives? A company that dose what they say, I'm very untrusting you could say. Tysons policy was due to renew shortly after the 90 day recovery period, I was certain his premium was going to go through the roof, or at least double. It didn't go up a penny, not one cent. By now I'm sure you think this review is fake, or I'm paid to write this, I can guarantee both are not true. I just want to tell people about our experience, I'll never have a pet without insurance again in my life. Four months after he recovered he tore the ACL in the other knee (common if they've torn one to tear the other at some point). Another $4500, another claim, and another reimbursement without hesitation, games, or questions. Without healthy paws we would be close to $10,000 in debt. Because of healthy paws Tyson received the best care possible from a very experienced surgeon, twice. I highly recommend healthy paws whenever I get the chance. John

Took my dog to the vet because she was limping and having trouble holding her urine. She had the beginnings of a UTI and was given antibiotics and also medicine for her limp. Filing the claim was so easy and Pets Best was very prompt in reimbursing the money according to the plan that I have.

I think more should be covered with the wellness plan. Also dogs getting titles such as canine good citizen and companion dog should be rewarded like a safe driver would get.

I have now submitted and have been 100% covered for 2 wellness claims for my 4 yr old CaneCorso Sonny. I am very happy with Embrace!..Smooth and easy process..would definitely recommend them!

Too expensive compared to other plans.

Too expensive compared to other plans.

My dog had surgery on his left leg last spring. The bill was $ 4,100 and we only had to pay 10%. We received a check for 90% within a week of filing the claim. My dog then needed the same surgery on his right leg this spring. The bill had gone up to $ 4,400 and again we received payment for 90% of that within a week of filing the claim. These people emailed me both times post surgery to find out how my dog was recovering.

Fantastic!!!

Fantastic!!!