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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Really supportive

Supported me a lot when my cat had the anemia and needed blood transfusion. They proceed claims very fast and ensure the 80% coverage with a reasonable deductible.

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5

out of 5

Highly recommend

I have used HealthyPaws for my cat and they have been wonderful! He has had a few significant (and costly) medical issues pop up and HealthyPaws has always given us great coverage! It has been such a relief knowing that a good portion of his expenses will be covered. Additionally, communicating with them and submitting invoices is very easy! I could not recommend them more.
  • INSURER: Healthy Paws
  • POSTED: 10/26/2024
  • BY: Annie
  • BREED: American Shorthair
  • AGE OF PET: 7 - 10

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1

out of 5

Avoid this company

Took my four-year-old Pomeranian in to have a dental and some necessary extractions. My claim took over six weeks and then they denied it saying that the diagnosis would have to be 13 months before they could do the extraction. My veterinarian said it was an emergency situation and she needed those teeth out. I have had fetch insurance for years with other dogs and never a problem. This company simply does not want to pay. Avoid.
  • INSURER: Pets Best
  • POSTED: 08/21/2024
  • BY: Robin
  • BREED: Pomeranian
  • AGE OF PET: 4 - 6

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5

out of 5

Awesome!

I am surprised that others have rated MetLife poorly. I have not had any issues with them. I know that in order to get my money back after making a claim, I need to submit all of the necessary paperwork, including the SOAP notes from the vet. Once I submit my paperwork, I normally receive my money within 10 business days. I think MetLife is awesome!
  • INSURER: MetLife
  • POSTED: 08/17/2024
  • BY: Cindy
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

MetLife Pet Insurance is the Best

Hello, We've had to use MetLife for a few injuries or illnesses for two of our fur-people kids. One had knee surgery that cost several thousand out-of-pocket. MetLife covered the procedure and paid-out in a matter of a few weeks. The online process is straightforward and their Customer Service is superlative. Thank You!
  • INSURER: MetLife
  • POSTED: 08/17/2024
  • BY: E.C.
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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5

out of 5

Very pleased with Metlife claim processing

They do require quite a bit of paperwork from the vet, but it was worth it to me in the processing of paperwork for a back problem my Dachshund, Wally, had which lasted almost a month - but he is now all well, thanks to meds and advice from my vet. My policy has a zero deductible with a 90% reimbursement if the claim is approved. Wally's claim WAS approved, and I received 90% of what all I paid to my vet. It appeared in my on line bank statement this morning, so I would recommend Metlife.
  • INSURER: MetLife
  • VETERINARIAN: Midway Hollow Pet Clinic; Dallas, TX
  • POSTED: 08/16/2024
  • BY: Diane
  • BREED: Dachshund (Wire Haired)
  • AGE OF PET: 4 - 6

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4

out of 5

Great Pet Insurance!

MetLife did an awesome job processing my claims and reimbursing me any money that I paid out of pocket. But please keep in mind 1: You have to pay out of pocket the day of the visit. 2: the claiming process states 5-10 business days for processing but takes more like 15-20 business days (just have some patience). 3: Having a pet is expensive so have a rainy day fund just in case. Other than that the customer service representatives are amazing and very understanding. You get what you pay for so a good tip: Don’t pay for a cheaper premium plan. Pay for a more expensive one so you’re not paying so much out of pocket during your pet visits. The reimbursement will come in handy later on so you don’t feel like your pockets are completely empty.
  • INSURER: MetLife
  • POSTED: 08/15/2024
  • BY: Miya
  • BREED: Pit Bull
  • AGE OF PET: 0 - 3

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5

out of 5

Husband

It’s been so easy and fast responding
  • INSURER: Lemonade
  • POSTED: 08/02/2024
  • BY: Eddie
  • BREED: Miniature Schnauzer
  • AGE OF PET: 0 - 3

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1

out of 5

Useless

Claims process is too much of a hassle. We provided the paperwork multiple times. They rejected claim for something unrelated to what was requested. My wife spent hours on the phone with them explaining the circumstance. Find another provider, they are simply not worth the effort or consideration.
  • INSURER: MetLife
  • POSTED: 07/18/2024
  • BY: Gregory
  • BREED: Coton De Tulear
  • AGE OF PET: 7 - 10

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1

out of 5

Do not get!!!

My dog was a healthy dog when I decided to purchase insurance for him due to his age. Weirdly enough, one month exactly after purchasing the insurance I took him to the vet because he was having excessive thirst and urination and he was in diabetic keto acidosis and he almost passed away. After successfully treating him and getting over the hump of having a dog with diabetes they decided that his claim wasn’t valid and that it wasn’t covered under his insurance. To be honest completely unacceptable. I have told and will continue to tell all of my friends about my experience with this company. And I already heard a couple of bad reviews from other people close to me. DO NOT GET! You’re better off paying everything yourself.
  • INSURER: Pets Best
  • POSTED: 07/07/2024
  • BY: Viviana
  • BREED: Pug
  • AGE OF PET: 7 - 10

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