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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Healthy Paws Saved Our Pup

We no sooner adopted our rambunctious puppy and got him established with Healthy Paws, than he had a freak accident involving a friendly game of tug with a large dog and broke the growth plate off his femur, requiring a total hip replacement. Healthy Paws was a Godsend. They never questioned a bill. Always processed our claims within 48 hours, and we always had a direct deposit payment 24 hours after that. I am not sure we could have given this beautiful puppy a chance for a normal life without Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 11/11/2024
  • BY: Goose
  • BREED: Other Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

An incredible resource for pet parents

Our Alice has has some incidents over the years and health problems, and we are so grateful for Healthy Paws to help us cover her medical expenses. They are real humans on the other end of the claims, work well with our vet clinic when needed, and always resolve and reimburse within an incredibly timely window. I've recommended Healthy Paws to every pet parent I know for the last 7 years.

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5

out of 5

HAPPY!!!

Very happy with Metlife. They were fast with my claim and if I had questions they answered them quickly. I'm very pleased that the only claim I had so far was for wellness visits and they paid very quickly.
  • INSURER: MetLife
  • POSTED: 10/05/2024
  • BY: Elizabeth
  • BREED: Poodle - Standard
  • AGE OF PET: 0 - 3

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5

out of 5

Love my Nationwide

I have a chocolate lab who is mischievous to say the least and full of allergies. We visit Dr Brad of Davis Animal hospital on a regular visit for his shots. It’s so easy , take a photo of the statement, upload and Bam. Check arrived about 5 days give or take a day or so. Highly recommend Nationwide to all my friends!
  • INSURER: Nationwide
  • VETERINARIAN: Davis Companion Hospital
  • POSTED: 10/03/2024
  • BY: Betty
  • BREED: Labrador Retriever (Chocolate)
  • AGE OF PET: 4 - 6
1 comments

POSTED: | BY: Kevin

Better hope something major doesn’t happen because they’re ceiling limit it ridiculous. We have the “major” medical plan that doesn’t pay “major” reimbursements Out of a 14K cancer treatment, they cover 5K

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1

out of 5

Read the fine lines, especially with breed exclusions!!

Our accident only ins plan covered basically everything BUT a 'cruciate ligament tear' which is basically the same as a torn ACL in humans. So b/c Beagles are more prone based on their stature, weight issues, etc etc blah blah blah... we had to pay out $4800/knee?!?!?!? I signed up for ins immediately after taking ownership of our pup & NEVER missed a darn monthly pymt EVERRR!! Typical insurance game... you need or responsible with taking out a policy for the "what-ifs" & then when those do happen in life there's ALWAYS some reason or excuse as to why you're NOT covered🙄 Ridiculous!
  • INSURER: Pets Best
  • POSTED: 09/13/2024
  • BY: Julie
  • BREED: Beagle
  • AGE OF PET: 4 - 6

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5

out of 5

Great pet insurance

I submitted my claim on Saturday and was approved on Tuesday! Great customer service
  • INSURER: MetLife
  • POSTED: 08/20/2024
  • BY: Lisa
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 0 - 3

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1

out of 5

Awful Experience with Pets Best

I submitted an accident claim for my cat who was urgently seen for ingesting something. Pets Best didn't bother communicating to me during processing and took over a month to deny the claim. I even called customer service to ask what was taking so long and they indicated they needed ALL my cats records from the last year, despite me already uploading the SOAP notes. If I hadn't called i would have never known. I'm a new customer and not at all pleased with how they conduct their business. Poor customer service and they don't pay what you are covered for.
  • INSURER: Pets Best
  • POSTED: 08/07/2024
  • BY: Ellen
  • BREED: Maine Coon
  • AGE OF PET: Over 11 years

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1

out of 5

Buyer Beware!

We have been w/ Healthy Paws for 7 years, claim free. Monthly payment start at $33 per month. 7 years later $255. Same pet, same vet, same claim free history. As your pet ages, Healthy Paws will continue doubling your coverage, forcing you to drop coverage. Healthy Paws customer service says rates changed due to astronomical vet increases (our vet was 7%) and also blamed ourstates insurance regulators (we checked, they do not determine our increases), so it chalks up to a greedy insurance company and their profit margin. Buyer beware insuring older pets
  • INSURER: Healthy Paws
  • POSTED: 08/04/2024
  • BY: Peter
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: Over 11 years
1 comments

POSTED: | BY: The Healthy Paws Team

Thank you for being part of the Healthy Paws family since 2017. Premium increases are influenced by two primary factors, the increased age of your pet and the cost of veterinary care services reflected in claims paid in your specific state. Your premiums have gone up since total claim payments to pet parents, among other things, have increased faster than premiums paid by all pet parents in your state. As a result, the premiums for insurance for all pets in your state need to be increased so your insurer can continue to provide this type of insurance. Premiums are determined based on the rates and rating rules filed with, and approved by, each state’s insurance regulator, which reflect the cost of treatment advances in veterinary medicine, and characteristics of the individual pet, in addition to the overall claims experience for the program within the region where the pet resides. We include premium increase information within the "Frequently Asked Questions" page of our website.

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5

out of 5

Verified

Trupanion is totally worth the cost of peace of mind.

After paying out thousands for pet care we finally decided that pet insurance was the way to go. Our Chihuahua is 16 and in really good health but on Sunday I knew there was something seriously wrong. She couldn’t urinate. Never even had a urinary tract infection that we were aware of. Rushed her to the animal emergency hospital where they confirmed that she had stones blocking her bladder. Estimate for care and surgery $10,000-$13,000. I knew we had Trupanion and didn’t think twice about how we were going to afford treating her. We paid our deductible and Trupanion paid the rest directly to the animal hospital. Otherwise, we would have to had close to $10,000 that day to treat her. None of us think this would happen to us but I witnessed other pet parents trying to pay their bill with multiple credit cards and debit cards that day. We made a very wise decision to get pet insurance and to pick Trupanion.
  • INSURER: Trupanion
  • POSTED: 08/01/2024
  • BY: Sally
  • BREED: Chihuahua
  • AGE OF PET: Over 11 years

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5

out of 5

First Claim Processed - Easy and Fast

I had another insurance previous to this and this claim was easy to process and easy to get reimbursment. Must better experience.
  • INSURER: MetLife
  • POSTED: 03/21/2024
  • BY: ANN
  • BREED: Boxer
  • AGE OF PET: 4 - 6

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