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I adopted a stray dog who appeared healthy. Within two months of signing up with Healthy Paw, a rare bone anomaly was discovered. After my deductible, Healthy Paws reimbursed my bills at 90%, saving me over $1500. Within this same year my dog was found to have bladder stones. Another surgery later, Healthy Paws came through yet again, reimbursing all vet bills at 90%. Honestly, if I didn't have their insurance, I would be so deep in debt I wouldn’t know what to do. Their reps are helpful, caring, and super prompt with payment. I've recommended their service to my vet's office and will do so to anyone who asks.

I decided to get Pet's Best based on reviews of the company. However, I decided I would save it for a TRUE emergency, choosing to pay for all other vet visits on my own for my two Bichons & 1 maltese. My middle Bichon recently did have a TRUE emergency and could have died. But the ER vets in Buffalo Grove saved him, diagnosed him, got him on the right track and Pets Best covered the majority of the bill, which helped me keep money in the bank for the additional costs now that he's a diabetic and would need regulating. I'm happy to report he's now my little "diabetic on the go" and thanks to Pets Best - I'll always have peace of mind during a TRUE emergency! They are worth EVERY penny I pay them quarterly! HUMAN insurance companies could learn a thing or two from this company!

I would highly recommend Trupanion! Bottom line we were very lucky that we decided to go with pet insurance on our new pups. In less than 7 months we have had to use it twice for our older pup, Bosco who will be only 1 year old this week. The first time was to have two puppy teeth pulled when they refuse to come out! The second and more significant was to have a growth removed on his umbilical hernia. (Later diagnosis as calcinosis circumscripta). Then Bosco developed an infection at the surgical site which added to the over cost of this procedure between having the infection cultured and then the antibiotics. I opted to secure “pre-approval” for each surgery. That helped with the claim process. Both times, the claims where processed quickly and if Trupanion had any questions they kept me informed and were easily available and quick to respond if I had questions! I am very pleased and fortunate to have Trupanion! Believe it or not calcinosis circumstripta is a condition that can come back and future growths may need to be surgically removed! We have the peace of mind to know Bosco is covered!

I would highly recommend Trupanion! Bottom line we were very lucky that we decided to go with pet insurance on our new pups. In less than 7 months we have had to use it twice for our older pup, Bosco who will be only 1 year old this week. The first time was to have two puppy teeth pulled when they refuse to come out! The second and more significant was to have a growth removed on his umbilical hernia. (Later diagnosis as calcinosis circumscripta). Then Bosco developed an infection at the surgical site which added to the over cost of this procedure between having the infection cultured and then the antibiotics. I opted to secure “pre-approval” for each surgery. That helped with the claim process. Both times, the claims where processed quickly and if Trupanion had any questions they kept me informed and were easily available and quick to respond if I had questions! I am very pleased and fortunate to have Trupanion! Believe it or not calcinosis circumstripta is a condition that can come back and future growths may need to be surgically removed! We have the peace of mind to know Bosco is covered!

All I can say -- if you want a dependable, honest, reliable insurance provider for your beloved pet you will be THRILLED to have Embrace for your furry friend! Embrace has been with us every step of the way for a boy who is challenged with bilateral hip dysplasia. They have outstanding customer service, prompt and easy claim processing along with NO GIMMICK reimbursements.

we have a golden doodle who is 8 yrs old. she has been in excellent health and we have a new great dane puppy coming home in a week. took lola (golden doodle) to the vet for her annual checkup and everything was great. decided we would get insurance for her. signed up with embrace, was asked to have vet complete the orthopedic form and that way she would be covered 30 days later for anything ortho. done. we got the insurance the day after her exam thinking that way they would know she was in good health, this was 3 weeks ago. called today to add the new puppy and found out that now they wont cover any orthopedic for lola for 6 months since we had the checkup done the "day before" we signed up for insurance. she has NEVER and i repeat NEVER had any ortho or medical problems at all. was told that if it was 2 days before things would be fine... huh??asked more questions.. people apparently didnt know what they were talking about with any other conditions and getting confirmation if they would even cover an ear infection etc. they offered NOTHING. so i cancelled the policy. i certainly didnt get any good vibes from them. i suggest you ask TONS of "what if" questions before signing.

My pup Lucy started out with vomiting and other nasty things. It graduated to her being lethargic and not eating. On our third trip to the vet, Lucy had a fever of 105.3 and her liver numbers were ridiculously high. She was hospitalized immediately and remained there for four days. She's getting better but her liver numbers are still elevated. We are still seeing the vet on a frequent basis for monitoring. Working with Embrace has been SO easy. The claims can be submitted electronically and, so far, all communication has been via e-mail, which I like. Of course I could call in if I preferred to communicate that way. I used another insurance company for one year and then moved to Embrace and I am SO happy I made the move. Embrace is great!

Trupanion is a really great company they have always helped me out with my baby midnight whenever I've needed them and Oh I've needed them. Midnight has been with this company since he was nine week and he's now three. I would recommend Trupaion to any pet owner because they're great.

Trupanion is a really great company they have always helped me out with my baby midnight whenever I've needed them and Oh I've needed them. Midnight has been with this company since he was nine week and he's now three. I would recommend Trupaion to any pet owner because they're great.

Our very athletic Greater Swiss Mountain Dog came up lame last July. After several x-rays and examinations, it was determined to be tendonitis. After crate rest and keeping her still for several weeks, it still was not going away. We took her to a orthopedic rehabilitation vet who prescribed several weeks of therapy using a variety of methods such as cold laser therapy, treadmill swimming, specialized exercises, chiropractic and massage. After our deductible was satisfied, Embrace covered everything. I wish my human insurance was as timely and efficient as Embrace is! They are GREAT! I've recommended them to many dog owners and new puppy owners and have only received 'thank you's' from them for letting them know about Embrace. Keep up the great work and high standards Embrace! I have 3 Swissies with more coming and they will ALL be covered by Embrace.