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I took the Embrace policy out when we adopted our greyhound based on generally good reviews. It seemed okay until we adopted our second dog, a mixed breed. Both dogs are young and full of energy and like to play fight(as all my dogs over the years have done). During one of these playful moments, the greyhound got a bit carried away and accidentally bit the mixed breed. It was a small wound, nothing terribly serious, but my wife took the mixed breed to the vet to get some antibiotics and one stitch. Embrace declined the claim based a pre-existing condition of aggression on the mixed breed because the vet used a muzzle to take blood at some point in the past. First of all, it was the Greyhound that bit the mixed breed, not the other way around. Second of all, in addition to the greyhound, the mixed breed lives with two cats and two kids. There is no way we could have an aggressive dog in our house. Clearly this was Embrace's tactic to get out of the claim. When challenged about it, they told me to fill out MORE paperwork for an appeal. That's when I canceled the policy.

Embrace staff are always available to provide assistance needed. They have clear explanation of benefits that are easy to understand, communicate promptly and are fair in their assessments of coverage. I have been with them for two months and have had nothing but a good experience.

- I had my pet insurance with Healthy Paws since September.- This month, my almost 6-year old pug had a herniated disc all of the sudden. - almost 7000$ in cost for diagnostic and surgery. Without Healthy Paws, I would have been in debt. - Claims were processed within days. - The APP is amazing. - Their follow-up was also great. Highly recommended.

We've been Healthy Paws Insurance clients for over 3 years. Our three dogs are all insured. We have nothing but positive experience with this company! I've done extensive research of all pet insurances before signing up with them. They're definitely offering much better coverage than other companies often promoted by veterinarian offices. Our claims are ALWAYS processed within two hours(!!!) after submitting via email. The customer service staff is pleasant and helpful. We never had any issues whatsoever. We'd highly recommend Healthy Paws Insurance to all pet parents who care deeply about their furry kids!!!

Trupanion was the rainbow over our very stressful incident with our 8 month old Yorkie puppy. Trupanion eleminated worry of covering the cost of Luna's treatment and processed the claim in a few days. Luna is feeling better and our zeroo deductible 90% coverage policy on Luna was a lifesaver. Best investment ever Thank you Trupanion

Trupanion was the rainbow over our very stressful incident with our 8 month old Yorkie puppy. Trupanion eleminated worry of covering the cost of Luna's treatment and processed the claim in a few days. Luna is feeling better and our zeroo deductible 90% coverage policy on Luna was a lifesaver. Best investment ever Thank you Trupanion

Had Yukon Jack in for his wellness check at the end of April, during the exam it was discovered he had a small growth on his eyelid. Surgery was scheduled for the beginning of May. All went well, however Yukon pulled a stitch out and had to be re-sutured. My three claims were processed quickly and the money was deposited directly into my account. Great service, was contacted several time to see how Yukon was doing and could they do anything more to help.

My dog Ben has been insured with Healthy Paws for over 2 years now, and I'm still happy with the decision. They've added a new feature for filing claims: all that's needed is an upload of the invoice from your vet to your account on their site, no forms or signatures needed. There was a claim for a test last Wednesday that I uploaded the same day: the check from Healthy Paws came yesterday, and the results of the test won't be in until Friday. I've had coverage with with other companies - one required a diagnosis to pay claims. We don't know for sure what's going on, so I'm grateful to have coverage that will pay anyhow. I'd really rather have a healthy dog, but since right now I don't, I'm glad I have Healthy Paws.

I have 3 cats and initially went with a different company that made big promises to get me hooked. After a year they doubled the premiums. Did the same thing with my mom's dog. I immediately switch to Healthy Paws after doing extensive research and talking with them. They have no caps and the deductible is once a year. They are more than an insurance company. They have a foundation to help other animals in need. I cannot speak highly enough of Healthy Paws!

Who would have thought that their puppy would get hold of a corn cob after a family get together and stop eating or drinking? Then not pooping and throwing up? Had to take my baby to the vet and he had Gastroenteritis and Anorexia, and sadly had to go onto an IV and spend the afternoon at the vet for barrium and a series of rays. @ days later he was feeling much better, but I will be counting the cobs the next time. ASPCA pet insurance put my mind at ease when it came to the bills. Easy to file claims and a fast turnaround on payment. Thans ASPCEA