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Embrace has been so professional and helpful. I truly have peace of mind. I have had two dogs in my life of having canine companions and long before getting Embrace coverage for my current dogs that had cancer. They got treatment but I am glad I never have to worry again about whether I can give the treatment needed to my beloved pets! Thanks Embrace!

I began coverage shortly after putting my 19 yo cat down. (She had about $3,000/yr for her last 2 yrs of illness.) A few months after getting ASPCA insurance, my male cat was discovered to have high blood pressure (my vet cks bp during annual visits). That led to a heart specialist who determined he had a heart murmur. At roughly the same time, the vet found raised kidney levels. (Had to get an ultrasound by a secialist.) Normal vet/specialists/meds totaled about $1,500. ASPCA paid about 80% after satisfying the deductible. Riley is as healthy as possible, now, and gets an EKG annually. Both of my cats get regular chiropractic treatments (ASPCA covers those, too) and the vet comes to my house to do them. I am so grateful to have vet insurance and LOVE ASPCA! Everyone I have talked to, there, has been professional, LISTENS to me, is kind and my claims all get paid very quickly. Reimbursements go directly into my bank account -- which is greatly appreciated. (When I was deciding which insurance to get, I had a lot of questions to ask. Ended up asking my vet as I had narrowed the field down to two. Glad I picked ASPCA!)

Our dog fell ill with pancreatitis, which incurred almost $1000 in vet fees for testing, treatment, and medications. After faxing in our claim form, Trupanion quickly let us know that the claim was received. Within a week and a half, I received an email detailing the amount we would be getting back. There were no hassles, and we will be getting 90% of our vet fees back, not including the exam fee (which is excluded in Trupanion coverage). This is the second time we have had to file a claim and couldn't be happier that we have this medical coverage for our fur baby!

Our dog fell ill with pancreatitis, which incurred almost $1000 in vet fees for testing, treatment, and medications. After faxing in our claim form, Trupanion quickly let us know that the claim was received. Within a week and a half, I received an email detailing the amount we would be getting back. There were no hassles, and we will be getting 90% of our vet fees back, not including the exam fee (which is excluded in Trupanion coverage). This is the second time we have had to file a claim and couldn't be happier that we have this medical coverage for our fur baby!

I would rate Healthy Paws Pet Insurance as A++++! Our dog TJ was recently taken to an emergency hospital and had to stay overnight and had several tests done. Thank God he's okay now. Access to and submission of his "personal" claim form on the Healthy Paws Pet site was beyond easy. My claim was accepted AND approved within hours and I received my check within a week. I WOULD HIGHLY RECOMMEND HEALTHY PAWS PET INSURANCE.

My dog as 1 year old and unfortunately broke a leg. She got a surgery and now is fine. I contacted Embrace to be reembursed. Long story short... Embrace wanted a "detailed" report from every single time she had visited a vet... The criteria of what "detailed" is, only Embrace knows... And whatever to I had on record or the vet(s) sent was never enough. It took me over one month of calling to get it sorted. It is worthwhile to mention that everytime I called, I had talked with someone new on the call center that "repeated" the same speech for me to keep asking the vets. When I asked a supervisor or someone "in charge", they were never available to talk on the phone or to call back... I imagine if my dog was 5 years old. I would never be able to find all the "detailed" reports Embrace wants... I really felt that they were doing all possible to delay and prevent paying. in summary, i don't know if Embrace is better or worse than other pet insurance but I had a really BAD EXPERIENCE !!!

I had the misfortune of having to have bilateral elbow fragmented medial coronoid process surgery done on my 10 month old rottwieler, and immediately opened a claim with Trupanion. The representatives that I spoken could not have been more professional, compassionate and helpful in assisting me with the process. The claim was initiated over the telephone and I received email notification of very change in the claims process. The claim was finalized in less than one week after being initiated. This was my best insurance experience ever, human or pet!

I had the misfortune of having to have bilateral elbow fragmented medial coronoid process surgery done on my 10 month old rottwieler, and immediately opened a claim with Trupanion. The representatives that I spoken could not have been more professional, compassionate and helpful in assisting me with the process. The claim was initiated over the telephone and I received email notification of very change in the claims process. The claim was finalized in less than one week after being initiated. This was my best insurance experience ever, human or pet!

I chose Healthy Paws due to the great reviews here. But so far, they keep ignoring the pet records that my vet has now sent twice. I have also sent repeated emails about them ignoring the pet records and they keep responding with an automated email telling me that I haven't submitted the pet records. Since email doesn't work, I tried calling and now have to wait for someone to call me back. I don't know if they will actually cover anything. Not impressed.

I hesitated to purchase insurance thinking a young dog wouldn't have many health issues. I decided to purchase accident only coverage. Less than 7 months after rescuing our newest addition, she was at the Emergency Vet for surgery to remove an ingested foreign body. After the deductible, we were reimbursed for the entire claim. I'm very happy with how quickly my claims were processed. I will most likely be upgrading to a full accident and illness policy.