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I wanted to wait until we had Healthy Paws for a while before rating their service and I can honestly say they are fabulous! We got the policy at the same time we bought our vizsla puppy and we got him registered right away. Nothing could have been easier. It's a good thing we got the insurance too, because he had problems from the start. Puppy strangles twice, allergies and problems with his food. We have also been to the ER vet three times! Every single claim was handled super fast, I was reimbursed quickly and their service has been amazing. I cannot say enough great things about Healthy Paws!! It is SUCH a comfort to know that, when the worst happens, I'm covered.

I have two 2-year-old cats who came to live with me in March from Anti-Cruelty Society. The forms were easy and quick for my vet to complete and submit. The response from Embrace was efficient and courteous. A factor in deciding to select Embrace in the first place was their patience with me as I needed to correspond via U.S. mail since I have no computer at home. In this age of technology the staff at Embrace could easily adjust to earlier communication methods.

Embrace insurance, and the claims process is amazing start to finish. It is easy, the staff is helpful, and the process is not stressful at all, at times when the rest of you and your pet's life and issues are stressful! I really cannot recommend a better company to use for your dog or cat. We have a newfoundland who we thought tore his ACL, and had to get xrays immediately. They were close to $1k, and almost all of that was covered. I am so happy to know we have Embrace to help us through these times for our giant breed.

My husband insisted on getting insurance on our puppy. I looked into reviews for many of the pet insurance companies out there and based on reviews and price that Healthy Paws was the one for us. I am SO HAPPY we went with them. Not even 4 months after getting her insurance she tore her ACL. With vet bills and surgery it was over $3,000.00!!! It has only been 2 weeks and we have already received the reimbursement check for the surgery!! It would have been even quicker but I hadn't realized that our vet had not sent over all of her medical forms. After I submitted her bills online, which was SUPER EASY, I received an email stating that they were waiting on those forms. I called the vet to have the correct forms sent over then called Healthy Paws to let them know that they would be faxing them over. They said no problem and that it takes just a few days to be processed when faxed. Well a few days later I got another email saying that they still needed the medical forms. Frustrated, I called Healthy Paws to see what was wrong. Leslie and Erin were so nice and helpful. Even though it was probably very frustrating on their end they NEVER expressed any sense of annoyance with me. They actually said they would be happy to call the vet to tell them exactly what still needed. The next day I received an email that it was all being processed. A day after that I received the statement showing the breakdown on how they are reimbursing me and that the check was in the mail. I HIGHLY recommend Healthy Paws. Every single part of this process with them has been easy which is great because then we could concentrate on our baby and getting her better!!!!

My dog is a Therapy Dog and we visit nursing homes. He contracted the MRSA virus at one of them. I don't know what I would have done without this insurance with all the medicines, X-rays, scoping of the lungs and biopsy's. Very costly. ASPCA Ins paid 80% of Toby's Vet Bills after his $100.00 deductible.

Embrace has been so professional and helpful. I truly have peace of mind. I have had two dogs in my life of having canine companions and long before getting Embrace coverage for my current dogs that had cancer. They got treatment but I am glad I never have to worry again about whether I can give the treatment needed to my beloved pets! Thanks Embrace!

I began coverage shortly after putting my 19 yo cat down. (She had about $3,000/yr for her last 2 yrs of illness.) A few months after getting ASPCA insurance, my male cat was discovered to have high blood pressure (my vet cks bp during annual visits). That led to a heart specialist who determined he had a heart murmur. At roughly the same time, the vet found raised kidney levels. (Had to get an ultrasound by a secialist.) Normal vet/specialists/meds totaled about $1,500. ASPCA paid about 80% after satisfying the deductible. Riley is as healthy as possible, now, and gets an EKG annually. Both of my cats get regular chiropractic treatments (ASPCA covers those, too) and the vet comes to my house to do them. I am so grateful to have vet insurance and LOVE ASPCA! Everyone I have talked to, there, has been professional, LISTENS to me, is kind and my claims all get paid very quickly. Reimbursements go directly into my bank account -- which is greatly appreciated. (When I was deciding which insurance to get, I had a lot of questions to ask. Ended up asking my vet as I had narrowed the field down to two. Glad I picked ASPCA!)

Our dog fell ill with pancreatitis, which incurred almost $1000 in vet fees for testing, treatment, and medications. After faxing in our claim form, Trupanion quickly let us know that the claim was received. Within a week and a half, I received an email detailing the amount we would be getting back. There were no hassles, and we will be getting 90% of our vet fees back, not including the exam fee (which is excluded in Trupanion coverage). This is the second time we have had to file a claim and couldn't be happier that we have this medical coverage for our fur baby!

Our dog fell ill with pancreatitis, which incurred almost $1000 in vet fees for testing, treatment, and medications. After faxing in our claim form, Trupanion quickly let us know that the claim was received. Within a week and a half, I received an email detailing the amount we would be getting back. There were no hassles, and we will be getting 90% of our vet fees back, not including the exam fee (which is excluded in Trupanion coverage). This is the second time we have had to file a claim and couldn't be happier that we have this medical coverage for our fur baby!

I would rate Healthy Paws Pet Insurance as A++++! Our dog TJ was recently taken to an emergency hospital and had to stay overnight and had several tests done. Thank God he's okay now. Access to and submission of his "personal" claim form on the Healthy Paws Pet site was beyond easy. My claim was accepted AND approved within hours and I received my check within a week. I WOULD HIGHLY RECOMMEND HEALTHY PAWS PET INSURANCE.